The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc COM 00206R102 1,378 32,406 SH   SOLE 0 0 0 32,406
Abbott Laboratories COM 002824100 338 8,790 SH   SOLE 0 0 0 8,790
Abbvie Inc COM 00287Y109 1,205 19,250 SH   SOLE 0 0 0 19,250
Alibaba Group Hldg Lim COM 01609W102 1,573 17,919 SH   SOLE 0 0 0 17,919
AllianceBernstein Holding, L.P. COM 01881G106 215 9,166 SH   SOLE 0 0 0 9,166
Amazon Com Inc COM 023135106 1,411 1,881 SH   SOLE 0 0 0 1,881
American Expresss Company COM 025816109 365 4,926 SH   SOLE 0 0 0 4,926
American Tower Corp. COM 03027X100 485 4,592 SH   SOLE 0 0 0 4,592
AmerisourceBergen Corp. COM 03073E105 1,352 17,294 SH   SOLE 0 0 0 17,294
Amgen Inc. COM 031162100 487 3,334 SH   SOLE 0 0 0 3,334
Apple Computer COM 037833100 4,152 35,849 SH   SOLE 0 0 0 35,849
BP p.l.c. ADR COM 055622104 370 9,909 SH   SOLE 0 0 0 9,909
BRT Realty Trust COM 055645303 710 86,681 SH   SOLE 0 0 0 86,681
Bank America Corp COM 060505104 599 27,098 SH   SOLE 0 0 0 27,098
Bank of New York Mellon Corporation COM 064058100 596 12,583 SH   SOLE 0 0 0 12,583
Baxter International Inc COM 071813109 554 12,500 SH   SOLE 0 0 0 12,500
Berkshire Hathaway Cl B COM 084670702 1,259 7,724 SH   SOLE 0 0 0 7,724
Bristol Myers Company COM 110122108 2,681 45,884 SH   SOLE 0 0 0 45,884
Brown Forman Cl A Vtg COM 115637100 278 6,000 SH   SOLE 0 0 0 6,000
Brown Forman Corp Cl B COM 115637209 482 10,724 SH   SOLE 0 0 0 10,724
Buckeye Partners, L.P. COM 118230101 222 3,350 SH   SOLE 0 0 0 3,350
CME Group, Inc. COM 12572Q105 349 3,023 SH   SOLE 0 0 0 3,023
C S X Corp COM 126408103 378 10,533 SH   SOLE 0 0 0 10,533
Celgene Corp COM 151020104 504 4,355 SH   SOLE 0 0 0 4,355
Chevrontexaco Corp. COM 166764100 645 5,477 SH   SOLE 0 0 0 5,477
Cisco Systems Inc COM 17275R102 2,508 82,999 SH   SOLE 0 0 0 82,999
Citigroup Inc COM 172967424 2,196 36,958 SH   SOLE 0 0 0 36,958
Coca-Cola Company COM 191216100 927 22,350 SH   SOLE 0 0 0 22,350
Colgate-Palmolive Co COM 194162103 353 5,396 SH   SOLE 0 0 0 5,396
Consolidated Edison, Inc. COM 209115104 369 5,009 SH   SOLE 0 0 0 5,009
Disney Walt Co COM 254687106 1,140 10,935 SH   SOLE 0 0 0 10,935
Discover Financial Services COM 254709108 1,762 24,441 SH   SOLE 0 0 0 24,441
Doubleline Income Solutions Fund COM 258622109 321 16,903 SH   SOLE 0 0 0 16,903
Du Pont E I De Nemour & Co COM 263534109 278 3,785 SH   SOLE 0 0 0 3,785
EQT Corp. COM 26884L109 272 4,165 SH   SOLE 0 0 0 4,165
Ecolab, Inc. COM 278865100 281 2,400 SH   SOLE 0 0 0 2,400
Ellsworth Growth and Income Fund Ltd. COM 289074106 774 93,589 SH   SOLE 0 0 0 93,589
Pfizer, Inc. COM 717081103 2,243 69,068 SH   SOLE 0 0 0 69,068
Exelon Corp. COM 30161N101 1,402 39,510 SH   SOLE 0 0 0 39,510
Exxon Mobil Corporation COM 30231G102 5,118 56,705 SH   SOLE 0 0 0 56,705
General Electric Co. COM 369604103 3,056 96,707 SH   SOLE 0 0 0 96,707
General Mills Inc COM 370334104 1,614 26,124 SH   SOLE 0 0 0 26,124
General Motors Corp COM 37045V900 1,727 49,574 SH   SOLE 0 0 0 49,574
Gilead Sciences Inc COM 375558AN3 1,217 16,988 SH   SOLE 0 0 0 16,988
Google Inc Class C COM 38259P508 250 324 SH   SOLE 0 0 0 324
Google Inc Cl A COM 38349K105 37,487 117,146 SH   SOLE 0 0 0 117,146
Google Inc Cl A COM 38349K105 371 468 SH   SOLE 0 0 0 468
Hanesbrands, Inc. COM 410345102 1,256 58,247 SH   SOLE 0 0 0 58,247
Hershey Co. COM 427866108 1,499 14,491 SH   SOLE 0 0 0 14,491
Hewlett-Packard Company COM 428236103 2,073 139,702 SH   SOLE 0 0 0 139,702
Intel Corp COM 458140100 1,097 30,249 SH   SOLE 0 0 0 30,249
Intl Business Machines COM 459200101 4,142 24,954 SH   SOLE 0 0 0 24,954
Investors Bancorp Inc COM 46146P102 302 21,622 SH   SOLE 0 0 0 21,622
iShares TIPS Bond ETF COM 464287176 201 1,774 SH   SOLE 0 0 0 1,774
iShares MSCI All Country Asia ex Japan ETF COM 464288182 1,166 21,220 SH   SOLE 0 0 0 21,220
J P Morgan Chase & Co COM 46625H900 2,961 34,314 SH   SOLE 0 0 0 34,314
Johnson & Johnson COM 478160104 2,412 20,935 SH   SOLE 0 0 0 20,935
Johnson Controls Inc COM 478366107 273 6,632 SH   SOLE 0 0 0 6,632
Kellogg Co. COM 487836108 212 2,877 SH   SOLE 0 0 0 2,877
Kimberly-Clark Corp COM 494368103 261 2,290 SH   SOLE 0 0 0 2,290
Kinder Morgan Inc COM 49455E100 1,849 89,268 SH   SOLE 0 0 0 89,268
Kohls Corp COM 500255104 280 5,666 SH   SOLE 0 0 0 5,666
Legg Mason, Inc. COM 524901105 1,301 43,485 SH   SOLE 0 0 0 43,485
Leidos Holdings, Inc. COM 525327102 1,729 33,815 SH   SOLE 0 0 0 33,815
Lilly Eli & Co COM 532457108 515 7,000 SH   SOLE 0 0 0 7,000
Lockheed Martin Corp COM 539830109 587 2,349 SH   SOLE 0 0 0 2,349
M&T Bank Corp. COM 55261F104 266 1,700 SH   SOLE 0 0 0 1,700
Marathon Petroleum Corp. COM 56585A102 339 6,729 SH   SOLE 0 0 0 6,729
VanEck Vectors Gold Miners ETF COM 57060U100 293 13,986 SH   SOLE 0 0 0 13,986
Marsh & McLennan Companies Inc COM 571748102 437 6,463 SH   SOLE 0 0 0 6,463
McDonalds Corp COM 580135101 1,565 12,858 SH   SOLE 0 0 0 12,858
Medtronic Inc COM 585055106 638 8,960 SH   SOLE 0 0 0 8,960
Merck & Co Inc COM 58933Y105 2,087 35,454 SH   SOLE 0 0 0 35,454
Microsoft Corp COM 594918104 3,911 62,933 SH   SOLE 0 0 0 62,933
Monsanto Co. COM 61166W101 1,539 14,629 SH   SOLE 0 0 0 14,629
Morgan Stanley China A Share Fund COM 617468103 11,513 677,641 SH   SOLE 0 0 0 677,641
Nike Inc Class B COM 654106103 202 3,964 SH   SOLE 0 0 0 3,964
NVIDIA Corp. COM 67066G104 213 2,000 SH   SOLE 0 0 0 2,000
Nuveen Mortgage Opportunity COM 670735109 3,072 127,617 SH   SOLE 0 0 0 127,617
Nuveen Mortgage Opportunity COM 67074R100 723 31,199 SH   SOLE 0 0 0 31,199
One Liberty Properties, Inc. COM 682406103 5,020 199,853 SH   SOLE 0 0 0 199,853
Oracle Corporation COM 68389X105 443 11,510 SH   SOLE 0 0 0 11,510
Peoples United Finl Inc COM 712704105 257 13,300 SH   SOLE 0 0 0 13,300
Pepsico Inc COM 713448108 4,155 39,712 SH   SOLE 0 0 0 39,712
Phillips COM 718546104 1,451 16,795 SH   SOLE 0 0 0 16,795
PIMCO Enhanced Short Maturity Active COM 72201R833 4,546 44,867 SH   SOLE 0 0 0 44,867
Procter & Gamble Co COM 742718109 569 6,766 SH   SOLE 0 0 0 6,766
ProShares Short 20 Year Treasury ETF COM 74347X849 330 13,825 SH   SOLE 0 0 0 13,825
Prudential Financial, Inc. COM 744320102 278 2,668 SH   SOLE 0 0 0 2,668
Qualcomm Inc COM 747525103 2,000 30,677 SH   SOLE 0 0 0 30,677
Quest Diagnostic Inc COM 74834L100 1,713 18,644 SH   SOLE 0 0 0 18,644
S&P Global, Inc. COM 78409V104 964 8,965 SH   SOLE 0 0 0 8,965
S&P Depos Rcpts COM 78462F103 464 2,075 SH   SOLE 0 0 0 2,075
SPDR STOXX Europe 50 ETF COM 78463X103 950 31,764 SH   SOLE 0 0 0 31,764
SPDR S&P 600 Small Cap Growth ETF COM 78464A201 454 2,180 SH   SOLE 0 0 0 2,180
SPDR Nuveen Barclays Short Term Municipal Bond ETF COM 78464A425 201 4,192 SH   SOLE 0 0 0 4,192
SPDR Nuveen Barclays Municipal Bond ETF COM 78464A458 338 7,135 SH   SOLE 0 0 0 7,135
SPDR S&P Metals & Mining ETF COM 78464A755 1,224 40,260 SH   SOLE 0 0 0 40,260
SPDR DoubleLine Total Return Tactical ETF COM 78467V848 390 8,063 SH   SOLE 0 0 0 8,063
SPDR Dow Jones Industrial Average ETF COM 78467X109 294 1,491 SH   SOLE 0 0 0 1,491
Sanofi ADR COM 80105N105 1,581 39,084 SH   SOLE 0 0 0 39,084
Schlumberger Ltd F COM 806857108 308 3,666 SH   SOLE 0 0 0 3,666
Schwab Fundamental International Large Company Index ETF COM 808524755 381 15,170 SH   SOLE 0 0 0 15,170
Schwab International Small-Cap Equity ETF COM 808524888 288 9,882 SH   SOLE 0 0 0 9,882
SPDR Utilities Select Sector ETF COM 81369Y886 225 4,630 SH   SOLE 0 0 0 4,630
Siemens AG COM 826197501 229 1,868 SH   SOLE 0 0 0 1,868
Southern Co. COM 842587107 322 6,540 SH   SOLE 0 0 0 6,540
Southwest Airlines Co COM 844741108 1,588 31,856 SH   SOLE 0 0 0 31,856
Starbucks Corp COM 855244109 254 4,580 SH   SOLE 0 0 0 4,580
Sysco Corp COM 871829107 316 5,700 SH   SOLE 0 0 0 5,700
Taiwan Semiconductor Manufacturing Co. Ltd COM 874039100 310 10,788 SH   SOLE 0 0 0 10,788
3M Company COM 88579Y101 1,115 6,242 SH   SOLE 0 0 0 6,242
Time Warner Inc New COM 887317303 1,062 10,998 SH   SOLE 0 0 0 10,998
Toyota Motor Corp. ADR COM 892331307 1,584 13,519 SH   SOLE 0 0 0 13,519
Travelers Group Inc COM 89417E109 2,079 16,979 SH   SOLE 0 0 0 16,979
Tyson Foods, Inc. COM 902494103 1,159 18,792 SH   SOLE 0 0 0 18,792
US Bancorp Com (New) COM 902973304 782 15,230 SH   SOLE 0 0 0 15,230
Union Pacific Corp Commo COM 907818108 482 4,654 SH   SOLE 0 0 0 4,654
United Parcel Svc Inc Cl B COM 911312106 1,653 14,419 SH   SOLE 0 0 0 14,419
United Tech Corp COM 913017109 276 2,514 SH   SOLE 0 0 0 2,514
United Healthcare Corp COM 91324P102 486 3,038 SH   SOLE 0 0 0 3,038
Universal Health Realty Income Trust COM 91359E105 1,540 23,486 SH   SOLE 0 0 0 23,486
Urban Edge Properties COM 91704F104 567 20,598 SH   SOLE 0 0 0 20,598
Valero Energy Corp New COM 91913Y100 1,897 27,760 SH   SOLE 0 0 0 27,760
Ventas, Inc. COM 92276F100 1,459 23,332 SH   SOLE 0 0 0 23,332
Verizon Communications COM 92343V104 3,329 62,371 SH   SOLE 0 0 0 62,371
Visa Inc. COM 92826C839 625 8,017 SH   SOLE 0 0 0 8,017
Wal-Mart Stores Inc COM 931142103 664 9,610 SH   SOLE 0 0 0 9,610
Walgreens Boots Alliance Inc. COM 931427108 1,460 17,637 SH   SOLE 0 0 0 17,637
Waste Management, Inc. COM 94106L109 235 3,318 SH   SOLE 0 0 0 3,318
Wells Fargo & Co New COM 949746101 969 17,581 SH   SOLE 0 0 0 17,581
Western Digital Corp. COM 958102105 380 5,596 SH   SOLE 0 0 0 5,596
Yum Brands Inc. COM 988498101 620 9,789 SH   SOLE 0 0 0 9,789
Yum China Holdings, Inc. COM 98850P109 256 9,789 SH   SOLE 0 0 0 9,789
Delphi Automotive plc COM G27823106 1,375 20,415 SH   SOLE 0 0 0 20,415
Chubb Ltd COM H1467J104 1,658 12,552 SH   SOLE 0 0 0 12,552
LyondellBasell Industries N.V. Class A COM N53745100 211 2,458 SH   SOLE 0 0 0 2,458
Nielsen NV COM N63218106 1,251 29,832 SH   SOLE 0 0 0 29,832