The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 187,453 435,108 SH   SOLE   0 0 435,108
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 82,072 1,625,509 SH   SOLE   0 0 1,625,509
ISHARES TR CORE S&P MCP ETF 464287507 57,905 220,113 SH   SOLE   0 0 220,113
J P MORGAN EXCHANGE-TRADED F JPMORGAN DIVER 46641Q407 50,984 530,255 SH   SOLE   0 0 530,255
ISHARES TR CORE S&P SCP ETF 464287804 42,775 391,750 SH   SOLE   0 0 391,750
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 39,910 259,829 SH   SOLE   0 0 259,829
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 32,231 644,498 SH   SOLE   0 0 644,498
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 17,879 461,987 SH   SOLE   0 0 461,987
VANGUARD INDEX FDS GROWTH ETF 922908736 13,185 45,438 SH   SOLE   0 0 45,438
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 12,660 121,700 SH   SOLE   0 0 121,700
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 11,282 76,183 SH   SOLE   0 0 76,183
SPDR S&P 500 ETF TR TR UNIT 78462F103 10,366 24,155 SH   SOLE   0 0 24,155
VANGUARD INDEX FDS VALUE ETF 922908744 7,891 58,291 SH   SOLE   0 0 58,291
APPLE INC COM 037833100 7,533 53,234 SH   SOLE   0 0 53,234
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,034 58,093 SH   SOLE   0 0 58,093
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 3,406 67,161 SH   SOLE   0 0 67,161
ISHARES TR RUSSELL 3000 ETF 464287689 3,201 12,560 SH   SOLE   0 0 12,560
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,215 29,832 SH   SOLE   0 0 29,832
MICROSOFT CORP COM 594918104 1,529 5,423 SH   SOLE   0 0 5,423
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,286 16,772 SH   SOLE   0 0 16,772
ISHARES TR RUS 1000 GRW ETF 464287614 1,188 4,334 SH   SOLE   0 0 4,334
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,125 11,234 SH   SOLE   0 0 11,234
MONDELEZ INTL INC CL A 609207105 1,122 19,277 SH   SOLE   0 0 19,277
GRACO INC COM 384109104 1,116 15,956 SH   SOLE   0 0 15,956
ISHARES TR SP SMCP600VL ETF 464287879 1,092 10,852 SH   SOLE   0 0 10,852
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,018 33,394 SH   SOLE   0 0 33,394
ISHARES TR ESG AWR MSCI USA 46435G425 1,000 10,159 SH   SOLE   0 0 10,159
PHILIP MORRIS INTL INC COM 718172109 946 9,982 SH   SOLE   0 0 9,982
ISHARES TR CORE MSCI EAFE 46432F842 813 10,943 SH   SOLE   0 0 10,943
LULULEMON ATHLETICA INC COM 550021109 743 1,837 SH   SOLE   0 0 1,837
FORD MTR CO DEL COM 345370860 589 41,583 SH   SOLE   0 0 41,583
INTERNATIONAL BUSINESS MACHS COM 459200101 399 2,869 SH   SOLE   0 0 2,869
ISHARES TR ESG AW MSCI EAFE 46435G516 389 4,960 SH   SOLE   0 0 4,960
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 354 4,139 SH   SOLE   0 0 4,139
ISHARES TR CORE DIV GRWTH 46434V621 348 6,919 SH   SOLE   0 0 6,919
ISHARES TR 1 3 YR TREAS BD 464287457 347 4,033 SH   SOLE   0 0 4,033
HONEYWELL INTL INC COM 438516106 339 1,599 SH   SOLE   0 0 1,599
PROCTER AND GAMBLE CO COM 742718109 327 2,336 SH   SOLE   0 0 2,336
ISHARES TR ESG AWARE MSCI 46435U663 288 7,374 SH   SOLE   0 0 7,374
ISHARES TR CORE S&P TTL STK 464287150 255 2,594 SH   SOLE   0 0 2,594
ILLINOIS TOOL WKS INC COM 452308109 254 1,227 SH   SOLE   0 0 1,227
STRYKER CORPORATION COM 863667101 248 941 SH   SOLE   0 0 941
TEXAS INSTRS INC COM 882508104 217 1,130 SH   SOLE   0 0 1,130
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 213 780 SH   SOLE   0 0 780
DNP SELECT INCOME FD INC COM 23325P104 152 14,289 SH   SOLE   0 0 14,289