The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 138,173 368,078 SH   SOLE   0 0 368,078
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 75,028 1,589,242 SH   SOLE   0 0 1,589,242
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 57,203 405,205 SH   SOLE   0 0 405,205
ISHARES TR CORE S&P MCP ETF 464287507 47,599 207,107 SH   SOLE   0 0 207,107
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 41,354 468,919 SH   SOLE   0 0 468,919
J P MORGAN EXCHANGE-TRADED F JPMORGAN DIVER 46641Q407 40,893 488,864 SH   SOLE   0 0 488,864
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 26,985 538,508 SH   SOLE   0 0 538,508
ISHARES TR CORE S&P SCP ETF 464287804 24,708 268,855 SH   SOLE   0 0 268,855
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 18,160 504,305 SH   SOLE   0 0 504,305
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 13,227 145,435 SH   SOLE   0 0 145,435
VANGUARD INDEX FDS GROWTH ETF 922908736 12,845 50,704 SH   SOLE   0 0 50,704
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,161 24,502 SH   SOLE   0 0 24,502
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7,982 87,719 SH   SOLE   0 0 87,719
VANGUARD INDEX FDS VALUE ETF 922908744 7,266 61,078 SH   SOLE   0 0 61,078
APPLE INC COM 037833100 7,128 53,719 SH   SOLE   0 0 53,719
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 6,065 108,252 SH   SOLE   0 0 108,252
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 5,590 110,058 SH   SOLE   0 0 110,058
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 3,840 59,871 SH   SOLE   0 0 59,871
ISHARES TR RUSSELL 3000 ETF 464287689 2,832 12,668 SH   SOLE   0 0 12,668
ISHARES TR CORE US AGGBD ET 464287226 2,060 17,427 SH   SOLE   0 0 17,427
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,584 51,690 SH   SOLE   0 0 51,690
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,330 14,947 SH   SOLE   0 0 14,947
MICROSOFT CORP COM 594918104 1,299 5,842 SH   SOLE   0 0 5,842
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,265 18,549 SH   SOLE   0 0 18,549
GRACO INC COM 384109104 1,244 17,190 SH   SOLE   0 0 17,190
ISHARES TR RUS 1000 GRW ETF 464287614 1,185 4,913 SH   SOLE   0 0 4,913
MONDELEZ INTL INC CL A 609207105 1,127 19,277 SH   SOLE   0 0 19,277
ISHARES TR SP SMCP600VL ETF 464287879 896 11,024 SH   SOLE   0 0 11,024
ISHARES TR CORE MSCI EAFE 46432F842 843 12,196 SH   SOLE   0 0 12,196
PHILIP MORRIS INTL INC COM 718172109 826 9,982 SH   SOLE   0 0 9,982
ISHARES TR CORE DIV GRWTH 46434V621 763 17,014 SH   SOLE   0 0 17,014
INTERNATIONAL BUSINESS MACHS COM 459200101 380 3,016 SH   SOLE   0 0 3,016
FORD MTR CO DEL COM 345370860 373 42,480 SH   SOLE   0 0 42,480
ISHARES TR ESG AWR MSCI USA 46435G425 353 4,108 SH   SOLE   0 0 4,108
ISHARES TR 1 3 YR TREAS BD 464287457 348 4,033 SH   SOLE   0 0 4,033
HONEYWELL INTL INC COM 438516106 335 1,574 SH   SOLE   0 0 1,574
REVANCE THERAPEUTICS INC COM 761330109 331 11,681 SH   SOLE   0 0 11,681
PROCTER AND GAMBLE CO COM 742718109 325 2,336 SH   SOLE   0 0 2,336
ILLINOIS TOOL WKS INC COM 452308109 250 1,227 SH   SOLE   0 0 1,227
STRYKER CORPORATION COM 863667101 231 941 SH   SOLE   0 0 941
CISCO SYS INC COM 17275R102 222 4,969 SH   SOLE   0 0 4,969
ISHARES INC CORE MSCI EMKT 46434G103 200 3,230 SH   SOLE   0 0 3,230
DNP SELECT INCOME FD INC COM 23325P104 147 14,289 SH   SOLE   0 0 14,289