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INCOME TAXES - Schedule of Reconciliation of Income Tax for 2025 (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Amount    
U.S. Federal statutory tax rate $ 7,379 $ 6,209
State and local income taxes, net of federal income tax effect 455 104
BOLI income (373)  
Tax-exempt interest (491) (128)
Other (88) 94
Provision for income taxes $ 6,882 $ 5,699
Percent    
U.S. Federal statutory tax rate 21.00%  
State and local income taxes, net of federal income tax effect 1.30%  
BOLI income (0.0106)  
Tax-exempt interest (1.40%)  
Other (0.18%)  
Total 19.66%