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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Interest income    
Loans, including fees $ 124,333 $ 111,675
Investment securities 19,436 20,974
Deposits with other banks and short term investments 6,183 4,592
Total interest income 149,952 137,241
Interest expense    
Deposits 46,710 50,007
Federal Home Loan Bank advances 7,618 7,211
Other borrowings 3,723 3,947
Total interest expense 58,051 61,165
Net Interest Income 91,901 76,076
Provision for credit losses 4,500 3,050
Net interest income after provision for credit losses 87,401 73,026
Noninterest income    
Gain on sales of SBA loans 5,372 9,242
Loss on sales of securities (1,039) (1,835)
BOLI income 1,792 1,725
Insurance commissions 2,864 1,789
Other 5,623 4,742
Total noninterest income 40,280 39,375
Noninterest expense    
Salaries and employee benefits 52,417 49,767
Occupancy and equipment 6,753 6,149
Acquisition related expenses 2,063 0
Information technology expense 10,652 8,978
Professional fees 3,507 2,825
Advertising and public relations 4,279 4,009
Communications 805 865
Other 12,070 10,241
Total noninterest expense 92,546 82,834
Income before income taxes 35,135 29,567
Income taxes 6,882 5,699
Net income $ 28,253 $ 23,868
Net income per share of common stock:    
Basic (in dollars per share) $ 1.59 $ 1.36
Diluted (in dollars per share) 1.59 1.36
Cash dividends declared per share of common stock (in dollars per share) $ 0.46 $ 0.45
Weighted average shares outstanding, basic (in shares) 17,789,688 17,557,743
Weighted average shares outstanding, diluted (in shares) 17,789,688 17,557,743
Service charges on deposits    
Noninterest income    
Non interest revenue from banking services $ 9,695 $ 9,365
Mortgage fee income    
Noninterest income    
Non interest revenue from banking services 7,535 6,048
Interchange fees    
Noninterest income    
Non interest revenue from banking services $ 8,438 $ 8,299