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SEGMENT INFORMATION
12 Months Ended
Dec. 31, 2025
Segment Reporting [Abstract]  
SEGMENT INFORMATION SEGMENT INFORMATION
 
ASC Topic 280 - Segment Reporting identifies operating segments as components of an enterprise which are evaluated regularly by the Company's Chief Operating Decision Maker, our Chief Executive Officer, in deciding how to allocate resources and assess performance. The Company has applied the aggregation criterion set forth in this codification to the results of its operations. The Company’s operating segments include banking, mortgage banking and small business specialty lending division. The reportable segments are determined by the products and services offered, and internal reporting. The Bank segment derives its revenues from the delivery of full-service financial services, including retail and commercial banking services and deposit accounts. The Mortgage Banking segment derives its revenues from the origination and sales of residential mortgage loans held for sale. The Small Business Specialty Lending Division segment derives its revenue from the origination, sales and servicing of Small Business Administration loans and other government guaranteed loans. Segment performance is evaluated using net interest income and noninterest income. Income taxes are allocated based on income before income taxes, and indirect expenses (includes management fees) are allocated based on various internal factors for each segment. Transactions among segments are made at fair value. The following tables present information reported internally for performance assessment as of December 31, 2025 and 2024:
 December 31, 2025
(dollars in thousands)BankMortgageSmall
Business
Specialty
Lending
Division
Totals
Net Interest Income$87,718 $224 $3,959 $91,901 
Provision for Credit Losses1,296 — 3,204 4,500 
Net Interest Income after Provision for Credit Losses86,422 224 755 87,401 
Mortgage Fee Income109 7,426 — 7,535 
Gain on Sale of SBA Loans— — 5,372 5,372 
Other24,774 (1)— 2,599 (2)27,373 
Total Noninterest Income24,883 7,426 7,971 40,280 
Salaries and Employee Benefits39,967 6,768 5,682 52,417 
Other (3)
38,669 304 1,156 40,129 
Total Noninterest Expense78,636 7,072 6,838 92,546 
Income Taxes6,365 133 384 6,882 
Net income$26,304 $445 $1,504 $28,253 
Total assets$3,625,785 $13,648 $95,968 $3,735,401 
Full Time Employees4474831526

(1) includes service charges on deposits, loss on sales of securities, interchange fees, BOLI income, insurance commissions and other noninterest income
(2) represents SBA loan related fee income
(3) includes occupancy and equipment, acquisition related expenses, information technology expense, professional fees, advertising and public relations, communications and other noninterest expenses
 December 31, 2024
(dollars in thousands)BankMortgage
Banking
Small
Business
Specialty
Lending
Division
Totals
Net Interest Income$71,112 $210 $4,754 $76,076 
Provision for Credit Losses1,558 — 1,492 3,050 
Net Interest Income after Provision for Credit Losses69,554 210 3,262 73,026 
Mortgage Fee Income70 5,978 — 6,048 
Gain on Sale of SBA Loans— — 9,242 9,242 
Other21,642 (4)— 2,443 (5)24,085 
Noninterest Income21,712 5,978 11,685 39,375 
Salaries and Employee Benefits37,026 5,731 7,010 49,767 
Other (6)
31,929 45 1,093 33,067 
Noninterest Expenses68,955 5,776 8,103 82,834 
Income Taxes4,170 102 1,427 5,699 
Net income/(loss)$18,141 $310 $5,417 $23,868 
Total assets$2,985,856 $17,970 $105,956 $3,109,782 
Full Time Employees3764534455

(4) includes service charges on deposits, loss on sales of securities, interchange fees, BOLI income, insurance commissions and other noninterest income
(5) represents SBA loan related fee income
(6) includes occupancy and equipment, information technology expense, professional fees, advertising and public relations, communications and other noninterest expenses