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DEPOSITS
 12 Months Ended
Dec. 31, 2025
Deposits, by Component, Alternative [Abstract]  
DEPOSITS DEPOSITS
 
The aggregate amount of overdrawn deposit accounts reclassified as loan balances totaled $897,000 and $692,000 as of December 31, 2025 and 2024, respectively.
 
Components of interest-bearing deposits as of December 31 are as follows:
 
(dollars in thousands)20252024
Interest-bearing demand$932,262 $813,783 
Savings and money market deposits787,811 687,603 
Time, $250,000 and over239,175 185,176 
Other time581,470 419,098 
Total interest-bearing deposits$2,540,718 $2,105,660 
 
We had $131.9 million and $59.5 million in brokered deposits at December 31, 2025 and 2024, respectively. We use brokered deposits, subject to certain limitations and requirements, as a source of funding to support our asset growth and augment the deposits generated from our branch network, which are our principal source of funding. Our level of brokered deposits varies from time to time depending on competitive interest rate conditions and other factors, and tends to increase as a percentage of total deposits when the brokered deposits are less costly than issuing internet certificates of deposit or borrowing from the FHLB.

The aggregate amount of jumbo certificates of deposit, each with a minimum denomination of $250,000 was $239.2 million and $185.2 million as of December 31, 2025 and 2024, respectively.

As of December 31, 2025, the scheduled maturities of certificates of deposit are as follows:
 
(dollars in thousands) 
Year Ending December 31Amount
  
2026$743,783 
202749,938 
202817,293 
20297,463 
20301,620 
Thereafter548 
Total time deposits $820,645