XML 51 R41.htm IDEA: XBRL DOCUMENT v3.25.3
Loans - Schedule of Loan Portfolio Segregated by Class of Loans (Details) - USD ($)
$ in Thousands
9 Months Ended 12 Months Ended
Sep. 30, 2025
Dec. 31, 2024
Loans and Leases Receivable Disclosure [Line Items]    
Year one $ 414,339 $ 273,111
Year one, current period gross write-offs 60 222
Year two 219,458 295,999
Year two, current period gross write-offs 1,144 980
Year three 243,961 528,258
Year three, current period gross write-offs 955 1,140
Year four 499,758 264,870
Year four, current period gross write-offs 1,048 1,005
Year five 240,640 110,462
Year five, current period gross write-offs 438 33
Prior 327,770 274,762
Prior, current period gross write-offs 135 138
Revolvers 87,384 90,914
Revolvers, current period gross write-offs 0 0
Revolvers converted to term loans 3,746 4,604
Revolvers converted to term loans, current period gross write-offs 0 0
Loans, net of unearned income 2,037,056 1,842,980
Loans, current period gross write-offs 3,780 3,518
Pass    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 411,473 267,993
Year two 214,565 285,420
Year three 225,614 517,273
Year four 484,493 262,051
Year five 236,526 107,054
Prior 318,641 262,149
Revolvers 82,216 88,123
Revolvers converted to term loans 3,021 3,530
Loans, net of unearned income 1,976,549 1,793,593
Special Mention    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 2,287 850
Year two 475 6,381
Year three 11,136 6,798
Year four 9,324 185
Year five 1,293 2,755
Prior 7,089 9,365
Revolvers 4,195 1,795
Revolvers converted to term loans 522 1,069
Loans, net of unearned income 36,321 29,198
Substandard    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 579 4,268
Year two 4,418 4,198
Year three 7,211 4,187
Year four 5,941 2,634
Year five 2,821 653
Prior 2,040 3,248
Revolvers 973 996
Revolvers converted to term loans 203 5
Loans, net of unearned income 24,186 20,189
Other commercial real estate    
Loans and Leases Receivable Disclosure [Line Items]    
Loans, net of unearned income 1,305,803 1,195,694
Other commercial real estate | Construction, land & land development    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 110,671 98,269
Year one, current period gross write-offs 0 0
Year two 52,164 49,466
Year two, current period gross write-offs 0 0
Year three 26,304 25,930
Year three, current period gross write-offs 0 0
Year four 28,833 23,193
Year four, current period gross write-offs 0 0
Year five 18,426 2,390
Year five, current period gross write-offs 0 0
Prior 4,292 5,464
Prior, current period gross write-offs 0 0
Revolvers 129 334
Revolvers, current period gross write-offs 0 0
Revolvers converted to term loans 0 0
Revolvers converted to term loans, current period gross write-offs 0 0
Loans, net of unearned income 240,819 205,046
Loans, current period gross write-offs 0 0
Other commercial real estate | Construction, land & land development | Pass    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 110,671 98,269
Year two 52,124 47,378
Year three 18,968 25,930
Year four 22,300 23,193
Year five 18,426 1,979
Prior 3,808 5,379
Revolvers 129 53
Revolvers converted to term loans 0 0
Loans, net of unearned income 226,426 202,181
Other commercial real estate | Construction, land & land development | Special Mention    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 0 0
Year two 0 2,088
Year three 6,204 0
Year four 6,145 0
Year five 0 411
Prior 400 0
Revolvers 0 281
Revolvers converted to term loans 0 0
Loans, net of unearned income 12,749 2,780
Other commercial real estate | Construction, land & land development | Substandard    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 0 0
Year two 40 0
Year three 1,132 0
Year four 388 0
Year five 0 0
Prior 84 85
Revolvers 0 0
Revolvers converted to term loans 0 0
Loans, net of unearned income 1,644 85
Other commercial real estate | Other commercial real estate    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 140,095 60,133
Year one, current period gross write-offs 0 0
Year two 79,691 89,757
Year two, current period gross write-offs 0 0
Year three 78,047 350,286
Year three, current period gross write-offs 206 0
Year four 337,229 181,200
Year four, current period gross write-offs 278 0
Year five 169,570 79,601
Year five, current period gross write-offs 5 0
Prior 246,973 204,239
Prior, current period gross write-offs 20 20
Revolvers 11,125 22,514
Revolvers, current period gross write-offs 0 0
Revolvers converted to term loans 2,254 2,918
Revolvers converted to term loans, current period gross write-offs 0 0
Loans, net of unearned income 1,064,984 990,648
Loans, current period gross write-offs 509 20
Other commercial real estate | Other commercial real estate | Pass    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 139,562 55,169
Year two 75,452 85,172
Year three 71,285 343,123
Year four 330,790 180,568
Year five 169,054 76,905
Prior 241,889 194,444
Revolvers 10,488 21,341
Revolvers converted to term loans 1,529 1,849
Loans, net of unearned income 1,040,049 958,571
Other commercial real estate | Other commercial real estate | Special Mention    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 0 850
Year two 0 1,999
Year three 4,536 4,288
Year four 3,036 173
Year five 0 2,344
Prior 3,868 7,376
Revolvers 0 610
Revolvers converted to term loans 522 1,069
Loans, net of unearned income 11,962 18,709
Other commercial real estate | Other commercial real estate | Substandard    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 533 4,114
Year two 4,239 2,586
Year three 2,226 2,875
Year four 3,403 459
Year five 516 352
Prior 1,216 2,419
Revolvers 637 563
Revolvers converted to term loans 203 0
Loans, net of unearned income 12,973 13,368
Residential real estate    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 54,434 16,675
Year one, current period gross write-offs 0 0
Year two 17,772 77,746
Year two, current period gross write-offs 0 0
Year three 72,059 113,600
Year three, current period gross write-offs 0 400
Year four 104,264 45,381
Year four, current period gross write-offs 140 18
Year five 41,878 19,006
Year five, current period gross write-offs 0 0
Prior 56,538 47,407
Prior, current period gross write-offs 43 9
Revolvers 29,305 23,426
Revolvers, current period gross write-offs 0 0
Revolvers converted to term loans 808 926
Revolvers converted to term loans, current period gross write-offs 0 0
Loans, net of unearned income 377,058 344,167
Loans, current period gross write-offs 183 427
Residential real estate | Pass    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 54,018 16,675
Year two 17,678 76,074
Year three 71,554 112,784
Year four 103,859 45,111
Year five 40,327 18,978
Prior 53,175 44,892
Revolvers 29,110 23,222
Revolvers converted to term loans 808 926
Loans, net of unearned income 370,529 338,662
Residential real estate | Special Mention    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 370 0
Year two 94 1,672
Year three 251 374
Year four 0 0
Year five 1,293 0
Prior 2,821 1,989
Revolvers 195 204
Revolvers converted to term loans 0 0
Loans, net of unearned income 5,024 4,239
Residential real estate | Substandard    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 46 0
Year two 0 0
Year three 254 442
Year four 405 270
Year five 258 28
Prior 542 526
Revolvers 0 0
Revolvers converted to term loans 0 0
Loans, net of unearned income 1,505 1,266
Commercial, financial & agricultural    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 35,157 44,485
Year one, current period gross write-offs 36 138
Year two 36,543 48,844
Year two, current period gross write-offs 399 588
Year three 37,619 36,118
Year three, current period gross write-offs 602 659
Year four 27,889 14,238
Year four, current period gross write-offs 619 986
Year five 10,276 8,933
Year five, current period gross write-offs 433 28
Prior 18,843 16,361
Prior, current period gross write-offs 60 68
Revolvers 46,272 44,184
Revolvers, current period gross write-offs 0 0
Revolvers converted to term loans 675 747
Revolvers converted to term loans, current period gross write-offs 0 0
Loans, net of unearned income 213,274 213,910
Loans, current period gross write-offs 2,149 2,467
Commercial, financial & agricultural | Pass    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 33,240 44,380
Year two 36,205 46,610
Year three 33,941 33,124
Year four 26,001 12,322
Year five 8,229 8,662
Prior 18,645 16,143
Revolvers 41,936 43,051
Revolvers converted to term loans 675 742
Loans, net of unearned income 198,872 205,034
Commercial, financial & agricultural | Special Mention    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 1,917 0
Year two 250 622
Year three 145 2,136
Year four 143 12
Year five 0 0
Prior 0 0
Revolvers 4,000 700
Revolvers converted to term loans 0 0
Loans, net of unearned income 6,455 3,470
Commercial, financial & agricultural | Substandard    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 0 105
Year two 88 1,612
Year three 3,533 858
Year four 1,745 1,904
Year five 2,047 271
Prior 198 218
Revolvers 336 433
Revolvers converted to term loans 0 5
Loans, net of unearned income 7,947 5,406
Consumer and other    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 73,982 53,549
Year one, current period gross write-offs 24 84
Year two 33,288 30,186
Year two, current period gross write-offs 745 392
Year three 29,932 2,324
Year three, current period gross write-offs 147 81
Year four 1,543 858
Year four, current period gross write-offs 11 1
Year five 490 532
Year five, current period gross write-offs 0 5
Prior 1,124 1,291
Prior, current period gross write-offs 12 41
Revolvers 553 456
Revolvers, current period gross write-offs 0 0
Revolvers converted to term loans 9 13
Revolvers converted to term loans, current period gross write-offs 0 0
Loans, net of unearned income 140,921 89,209
Loans, current period gross write-offs 939 604
Consumer and other | Pass    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 73,982 53,500
Year two 33,106 30,186
Year three 29,866 2,312
Year four 1,543 857
Year five 490 530
Prior 1,124 1,291
Revolvers 553 456
Revolvers converted to term loans 9 13
Loans, net of unearned income 140,673 89,145
Consumer and other | Special Mention    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 0 0
Year two 131 0
Year three 0 0
Year four 0 0
Year five 0 0
Prior 0 0
Revolvers 0 0
Revolvers converted to term loans 0 0
Loans, net of unearned income 131 0
Consumer and other | Substandard    
Loans and Leases Receivable Disclosure [Line Items]    
Year one 0 49
Year two 51 0
Year three 66 12
Year four 0 1
Year five 0 2
Prior 0 0
Revolvers 0 0
Revolvers converted to term loans 0 0
Loans, net of unearned income $ 117 $ 64