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Regulatory Capital Matters (Tables)
3 Months Ended
Mar. 31, 2025
Banking And Thrift Disclosure [Abstract]  
Schedule of Regulatory Capital Information
The following tables summarize regulatory capital information as of March 31, 2025 and December 31, 2024 on a consolidated basis and for the subsidiary, as defined.  Regulatory capital ratios for March 31, 2025 and December 31, 2024 were calculated in accordance with the Basel III rules.
(dollars in thousands)ActualFor Capital
Adequacy Purposes
To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
AmountRatioAmountRatioAmountRatio
As of March 31, 2025
Total Capital to Risk-Weighted Assets
Consolidated$354,814 16.52 %$171,823 8.00 %$214,778 10.00 %
Colony Bank321,380 15.01 171,288 8.00 214,111 10.00 
Tier 1 Capital to Risk-Weighted Assets
Consolidated295,294 13.75 128,856 6.00 171,807 8.00 
Colony Bank300,693 14.05 128,410 6.00 171,213 8.00 
Common Equity Tier 1 Capital to Risk-Weighted Assets
Consolidated271,065 12.62 96,656 4.50 139,614 6.50 
Colony Bank300,693 14.05 96,307 4.50 139,111 6.50 
Tier 1 Capital to Average Assets
Consolidated295,294 9.43 125,257 4.00 156,572 5.00 
Colony Bank300,693 9.62 125,028 4.00 156,285 5.00 
(dollars in thousands)ActualFor Capital
Adequacy Purposes
To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
AmountRatioAmountRatioAmountRatio
As of December 31, 2024
Total Capital to Risk-Weighted Assets
Consolidated$352,495 17.10 %$164,910 8.00 %$206,137 10.00 %
Colony Bank314,266 15.29 164,430 8.00 205,537 10.00 
Tier 1 Capital to Risk-Weighted Assets
Consolidated293,893 14.26 123,658 6.00 164,877 8.00 
Colony Bank294,474 14.33 123,297 6.00 164,396 8.00 
Common Equity Tier 1 Capital to Risk-Weighted Assets
Consolidated269,664 13.08 92,774 4.50 134,007 6.50 
Colony Bank294,474 14.33 92,473 4.50 133,572 6.50 
Tier 1 Capital to Average Assets
Consolidated293,893 9.50 123,744 4.00 154,681 5.00 
Colony Bank294,474 9.55 123,340 4.00 154,175 5.00