REGULATORY CAPITAL MARKETS (Tables)

12 Months Ended

Dec. 31, 2024

Banking And Thrift Disclosure [Abstract]

Schedule of Regulatory Capital Information

The following table summarizes regulatory capital information as of December 31, 2024 and December 31, 2023 on a consolidated basis and for the subsidiary, as defined. Regulatory capital ratios for December 31, 2024 and 2023 were calculated in accordance with the Basel III rules. 

	Actual				For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
(dollars in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2024
Total Capital to Risk-Weighted Assets
Consolidated	$	352,495	17.10	%	$	164,910	8.00	%	$	206,137	10.00	%
Colony Bank	314,266		15.29		164,430		8.00		205,537		10.00
Tier I Capital to Risk-Weighted Assets
Consolidated	293,893		14.26		123,658		6.00		164,877		8.00
Colony Bank	294,474		14.33		123,297		6.00		164,396		8.00
Common Equity Tier 1 Capital to Risk-Weighted Assets
Consolidated	269,664		13.08		92,774		4.50		134,007		6.50
Colony Bank	294,474		14.33		92,473		4.50		133,572		6.50
Tier I Capital to Average Assets
Consolidated	293,893		9.50		123,744		4.00		154,681		5.00
Colony Bank	294,474		9.55		123,340		4.00		154,175		5.00
As of December 31, 2023
Total Capital to Risk-Weighted Assets
Consolidated	$	337,159	15.47	%	$	174,355	8.00	%	$	217,944	10.00	%
Colony Bank	300,497		13.85		173,572		8.00		216,965		10.00
Tier I Capital to Risk-Weighted Assets
Consolidated	278,196		12.77		130,711		6.00		174,281		8.00
Colony Bank	280,751		12.94		130,178		6.00		173,571		8.00
Common Equity Tier 1 Capital to Risk-Weighted Assets
Consolidated	253,967		11.66		98,015		4.50		141,577		6.50
Colony Bank	280,751		12.94		97,634		4.50		141,026		6.50
Tier I Capital to Average Assets
Consolidated	278,196		9.17		121,350		4.00		151,688		5.00
Colony Bank	280,751		9.28		121,013		4.00		151,267		5.00