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FAIR VALUE OF FINANCIAL INSTRUMENTS AND FAIR VALUE MEASUREMENTS (Tables)
 12 Months Ended
Dec. 31, 2024
Fair Value Disclosures [Abstract]  
Schedule of Carrying Amount, Estimated Fair Values, and Placement in Fair Value Hierarchy
The carrying amount, estimated fair values, and placement in the fair value hierarchy of the Company’s financial instruments are as follows: 
 
CarryingEstimatedLevel
(dollars in thousands)AmountFair Value123
December 31, 2024     
Assets     
Cash and short-term investments$231,034 $231,034 $231,034 $— $— 
Investment securities available for sale366,049 366,049 — 357,128 8,921 
Investment securities held to maturity430,077 383,020 — 383,020 — 
Other investments17,694 17,694 — 17,694 — 
Loans held for sale39,786 39,786 — 39,786 — 
Loans, net1,824,000 1,703,487 — — 1,703,487 
Derivative assets784 784 — 784 — 
Liabilities
Deposits2,567,943 2,564,143 — 2,564,143 — 
Federal Home Loan Bank advances185,000 186,468 — 186,468 — 
Other borrowed money63,039 52,057 — 52,057 — 
Derivative liabilities47 47 — 47 — 
December 31, 2023
Assets
Cash and short-term investments$83,322 $83,322 $83,322 $— $— 
Investment securities available for sale407,382 407,382 — 396,568 10,814 
Investment securities held to maturity449,031 405,576 405,576 — 
Other investments, at cost16,868 16,868 — 16,868 — 
Loans held for sale27,958 27,958 — 27,958 — 
Loans, net1,865,099 1,699,870 — — 1,699,870 
Liabilities
Deposits2,544,790 2,538,477 — 2,538,477 — 
Federal Home Loan Bank advances175,000 176,022 — 176,022 — 
Other borrowed money63,445 51,056 — 51,056 — 
Derivative liabilities438 438 — 438 — 
Schedule of Assets and Liabilities Measured at Fair Value on Recurring and Nonrecurring Basis The following tables present the recorded amount of the Company’s assets and liabilities measured at fair value on a recurring and nonrecurring basis as of December 31, 2024 and 2023, aggregated by the level in the fair value hierarchy within which those measurements fall. The tables below include collateral dependent loans and other real estate properties at December 31, 2024 and 2023. Those collateral dependent loans and other real estate properties are shown net of the related specific reserves and valuation allowances.
Fair Value Measurements at Reporting Date Using
(dollars in thousands)Total Fair Value (Level 1) (Level 2) (Level 3)
December 31, 2024
Recurring
Investment securities available-for-sale
    U.S. treasury securities$3,173 $— $3,173 $— 
    U.S. agency securities2,755 — 2,755 — 
    Asset backed securities17,824 — 17,824 — 
    State, county & municipal securities95,637 — 95,637 — 
    Corporate debt securities47,782 — 41,234 6,548 
    Mortgage-backed securities198,878 — 196,505 2,373 
Total investment securities available-for-sale366,049 — 357,128 8,921 
Loans held for sale39,786 — 39,786 — 
Derivative assets784 — 784 — 
Total recurring assets$406,619 $— $397,698 $8,921 
Derivative liabilities$47 $— $1,054 $— 
Total recurring liabilities$47 $— $1,054 $— 
Nonrecurring
Collateral dependent loans$3,075 $— $— $3,075 
Other real estate owned202 — — 202 
Total nonrecurring assets$3,277 $— $— $3,277 


Fair Value Measurements at Reporting Date Using
(dollars in thousands)Total Fair
Value		 (Level 1) (Level 2) (Level 3)
December 31, 2023
Recurring
Investment securities available-for-sale
    U.S. treasury securities$498 $— $498 $— 
    U.S. agency securities4,139 — 4,139 — 
    Asset backed securities24,630 — 24,630 — 
    State, county & municipal securities109,036 — 109,036 — 
    Corporate debt securities47,390 — 40,465 6,925 
    Mortgage-backed securities221,689 — 217,800 3,889 
Total investment securities available-for-sale407,382 — 396,568 10,814 
Loans held for sale27,958 — 27,958 — 
Total recurring assets$435,340 $— $424,526 $10,814 
Derivative liabilities$438 $— $438 $— 
Total recurring liabilities$438 $— $438 $— 
Nonrecurring
Collateral dependent loans$1,410 $— $— $1,410 
Other real estate owned448 — — 448 
Total nonrecurring assets$1,858 $— $— $1,858 
Schedule of Quantitative Information About Fair Value Measurements for Assets in Level 3
The following tables present quantitative information about the significant unobservable inputs used in the fair value measurements for assets in level 3 of the fair value hierarchy measured on a nonrecurring basis at December 31, 2024 and 2023. These tables are comprised primarily of collateral dependent impaired loans and other real estate owned:
 
(dollars in thousands)December 31, 2024Valuation
Techniques		Unobservable
Inputs		Discount rate
Collateral dependent loans$3,075 Appraised ValueDiscounts to reflect estimated costs to sell10 %
Other Real Estate$202 Appraised Value/ Comparable SalesDiscounts to reflect current market conditions and estimated costs to sell10 %

(dollars in thousands)December 31, 2023Valuation
Techniques		Unobservable
Inputs		Discount rate
Collateral dependent loans$1,410 Appraised ValueDiscounts to reflect estimated costs to sell10 %
Other Real Estate$448 Appraised Value/ Comparable SalesDiscounts to reflect current market conditions and estimated costs to sell10 %


The following tables present quantitative information about recurring level 3 fair value measurements as of December 31, 2024 and 2023.
December 31, 2024
(dollars in thousands)Fair ValueValuation
Techniques		Unobservable
Inputs		Range
(Weighted Avg)
Available for sale securities$8,921 Discounted Cash FlowDiscount Rate or YieldN/A


December 31, 2023
(dollars in thousands)Fair ValueValuation
Techniques		Unobservable
Inputs		Range
(Weighted Avg)
Available for sale securities$10,814 Discounted Cash FlowDiscount Rate or YieldN/A
Other investments$— Discounted Cash FlowDiscount Rate or YieldN/A
Schedule of Reconciliation and Statement of Income Classification of Gains and Losses for Assets Measured at Fair Value on Recurring Basis
The following table presents a reconciliation and statement of income classification of gains and losses for all assets measured at fair value on a recurring basis using significant unobservable inputs (level 3) for the year ended December 31, 2024 and 2023:
 Available for sale securitiesOther Investments
(dollars in thousands)2024202320242023
Beginning balance$10,814 $15,596 $— $790 
Additions2,588 — — — 
Redemptions(3,831)(2,733)— (800)
Total unrealized/realized gains (losses) included in earnings1,701 (270)— 10 
Transfers between levels(2,351)(1,779)— — 
Ending balance$8,921 $10,814 $— $—