CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 26,045	$ 25,339
Interest-bearing deposits in banks and federal funds sold	204,989	57,983
Cash and cash equivalents	231,034	83,322
Investment securities available-for-sale, at fair value (amortized cost $409,380 and $455,294, respectively)	366,049	407,382
Investment securities held-to-maturity, at amortized cost (fair value $383,020 and $405,576, respectively)	430,077	449,031
Other investments	17,694	16,868
Loans held for sale	39,786	27,958
Loans, net of unearned income	1,842,980	1,883,470
Allowance for credit losses	(18,980)	(18,371)
Loans, net	1,824,000	1,865,099
Premises and equipment	37,831	39,870
Other real estate owned	202	448
Goodwill	48,923	48,923
Other intangible assets	2,975	4,192
Bank-owned life insurance	57,970	56,925
Deferred income taxes, net	21,891	25,405
Other assets	31,350	27,999
Total assets	3,109,782	3,053,422
Deposits:
Noninterest-bearing	462,283	498,992
Interest-bearing	2,105,660	2,045,798
Total deposits	2,567,943	2,544,790
Federal Home Loan Bank advances	185,000	175,000
Other borrowed money	63,039	63,445
Other liabilities	15,125	15,252
Total liabilities	2,831,107	2,798,487
Commitments and Contingencies (Note 14)
Stockholders’ equity
Preferred stock, stated value $1,000; 10,000,000 shares authorized, 0 shares issued and outstanding as of December 31, 2024 and 2023	0	0
Common stock, par value $1; 50,000,000 shares authorized, 17,519,884 and 17,564,182 shares issued and outstanding as of December 31, 2024 and 2023, respectively	17,520	17,564
Paid-in capital	168,353	168,614
Retained earnings	140,369	124,400
Accumulated other comprehensive loss, net of tax	(47,567)	(55,643)
Total stockholders’ equity	278,675	254,935
Total liabilities and stockholders’ equity	$ 3,109,782	$ 3,053,422