EX-99 2 ex7-3_sc13da2.txt EXHIBIT 7.3 EXHIBIT 7.3 ----------- JOINT FILING AGREEMENT Each of the undersigned hereby acknowledges and agrees, in compliance with the provisions of Rule 13d-1(k)(1) promulgated under the Securities Exchange Act of 1934, as amended, that the Amendment No. 2 to Schedule 13D, to which this Agreement is attached as an Exhibit and any amendments thereto, will be filed with the Securities and Exchange Commission jointly on behalf of the undersigned. This Agreement may be executed in one or more counterparts. Dated: July 12, 2005 CAPITAL Z FINANCIAL SERVICES FUND II, L.P., a Bermuda limited partnership By: Capital Z Partners, L.P., a Bermuda limited partnership, its General Partner By: Capital Z Partners, Ltd., a Bermuda exempt company, its General Partner By: /s/ Craig Fisher ------------------------------------- Name: Craig Fisher Title: General Counsel CAPITAL Z FINANCIAL SERVICES PRIVATE FUND II, L.P., a Bermuda limited partnership By: Capital Z Partners, L.P., a Bermuda limited partnership, its General Partner By: Capital Z Partners, Ltd., a Bermuda exempt company, its General Partner By: /s/ Craig Fisher ------------------------------------- Name: Craig Fisher Title: General Counsel CAPITAL Z PARTNERS, L.P., a Bermuda limited partnership By: Capital Z Partners, Ltd., a Bermuda exempt company, its General Partner By: /s/ Craig Fisher ------------------------------------- Name: Craig Fisher Title: General Counsel CAPITAL Z PARTNERS, LTD., a Bermuda exempt company By: /s/ Craig Fisher ------------------------------------- Name: Craig Fisher Title: General Counsel