The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COMMON STOCK 001055102   279,993 2,655 SH   SOLE   2,655 0 0
AT&T INC COMMON STOCK 00206R102   224,892 7,771 SH   SOLE   7,771 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100   555,325 4,083 SH   SOLE   4,083 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109   433,052 2,333 SH   SOLE   2,333 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101   622,101 1,608 SH   SOLE   1,608 0 0
AIRBNB INC COMMON STOCK 009066101   312,719 2,363 SH   SOLE   2,363 0 0
ALPHABET INC COMMON STOCK 02079K107   739,182 4,167 SH   SOLE   4,167 0 0
ALPHABET INC COMMON STOCK 02079K305   1,259,343 7,146 SH   SOLE   7,146 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   738,505 12,596 SH   SOLE   12,596 0 0
AMAZON COM INC COMMON STOCK 023135106   2,765,413 12,605 SH   SOLE   12,605 0 0
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874784   384,470 4,492 SH   SOLE   4,492 0 0
APPLE INC COMMON STOCK 037833100   1,972,506 9,614 SH   SOLE   9,614 0 0
AUTODESK INC COMMON STOCK 052769106   264,373 854 SH   SOLE   854 0 0
BANK NEW YORK MELLON CORP COMMON STOCK 064058100   494,999 5,433 SH   SOLE   5,433 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   839,893 1,729 SH   SOLE   1,729 0 0
BROADCOM INC COMMON STOCK 11135F101   417,888 1,516 SH   SOLE   1,516 0 0
CBRE GROUP INC COMMON STOCK 12504L109   220,826 1,576 SH   SOLE   1,576 0 0
THE CIGNA GROUP COMMON STOCK 125523100   425,785 1,288 SH   SOLE   1,288 0 0
CARLISLE COS INC COMMON STOCK 142339100   334,566 896 SH   SOLE   896 0 0
CATERPILLAR INC COMMON STOCK 149123101   431,300 1,111 SH   SOLE   1,111 0 0
CHEVRON CORP NEW COMMON STOCK 166764100   223,662 1,562 SH   SOLE   1,562 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102   351,214 4,501 SH   SOLE   4,501 0 0
COMCAST CORP COMMON STOCK 20030N101   440,450 12,341 SH   SOLE   12,341 0 0
COSTAR GROUP INC COMMON STOCK 22160N109   203,734 2,534 SH   SOLE   2,534 0 0
DIMENSIONAL U.S. EQUITY MARKET MUTUAL FUND/STO 25434V401   271,833 4,056 SH   SOLE   4,056 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   520,026 4,407 SH   SOLE   4,407 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   221,204 3,225 SH   SOLE   3,225 0 0
EBAY INC COMMON STOCK 278642103   312,139 4,192 SH   SOLE   4,192 0 0
EXPEDIA GROUP INC COMMON STOCK 30212P303   343,602 2,037 SH   SOLE   2,037 0 0
EXTRA SPACE STORAGE INC COMMON STOCK 30225T102   212,460 1,441 SH   SOLE   1,441 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   1,433,630 13,299 SH   SOLE   13,299 0 0
META PLATFORMS INC COMMON STOCK 30303M102   1,018,564 1,380 SH   SOLE   1,380 0 0
FIDELITY NATIONAL INFORMATION COMMON STOCK 31620M106   579,801 7,122 SH   SOLE   7,122 0 0
GENERAL MILLS INC COMMON STOCK 370334104   274,751 5,303 SH   SOLE   5,303 0 0
GENERAL MOTORS CO COMMON STOCK 37045V100   289,549 5,884 SH   SOLE   5,884 0 0
GODADDY INC COMMON STOCK 380237107   268,832 1,493 SH   SOLE   1,493 0 0
HCA HEALTHCARE INC COMMON STOCK 40412C101   688,817 1,798 SH   SOLE   1,798 0 0
HEWLETT PACKARD ENTERPRISE CO COMMON STOCK 42824C109   325,954 15,939 SH   SOLE   15,939 0 0
HOME DEPOT INC COMMON STOCK 437076102   481,763 1,314 SH   SOLE   1,314 0 0
IDEXX LABORATORIES INC COMMON STOCK 45168D104   200,592 374 SH   SOLE   374 0 0
INNOVATOR EQUITY MANAGED FLOOR MUTUAL FUND/STO 45783Y673   209,946 6,254 SH   SOLE   6,254 0 0
INTERACTIVE BROKERS GROUP INC COMMON STOCK 45841N107   213,883 3,860 SH   SOLE   3,860 0 0
INTERCONTINENTALEXCHANGE GROUP COMMON STOCK 45866F104   380,518 2,074 SH   SOLE   2,074 0 0
ISHARES EMERG MKTS LOCAL MUTUAL FUND/GOV 464286517   224,165 5,550 SH   SOLE   5,550 0 0
ISHARES SELECT DIVIDEND (MKT) MUTUAL FUND/STO 464287168   300,548 2,263 SH   SOLE   2,263 0 0
ISHARES CORE S&P 500 (MKT) MUTUAL FUND/STO 464287200   35,276,438 56,815 SH   SOLE   56,815 0 0
ISHARES MSCI EMERGING MARKETS MUTUAL FUND/STO 464287234   1,371,799 28,437 SH   SOLE   28,437 0 0
ISHARES IBOXX $ INVST GRADE CRP MUTUAL FUND/COR 464287242   209,355 1,910 SH   SOLE   1,910 0 0
ISHARES 1-3 YEAR TREASURY BOND MUTUAL FUND/GOV 464287457   229,937 2,775 SH   SOLE   2,775 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465   238,671 2,670 SH   SOLE   2,670 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465   299,099 3,346 SH   OTR   3,346 0 0
ISHARES RUSSELL MID-CAP VALUE MUTUAL FUND/STO 464287473   330,350 2,500 SH   SOLE   2,500 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507   1,073,877 17,315 SH   SOLE   17,315 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507   117,218 1,890 SH   OTR   1,890 0 0
ISHARES RUSSELL 1000 VALUE (MKT) MUTUAL FUND/STO 464287598   199,862 1,029 SH   SOLE   1,029 0 0
ISHARES RUSSELL 1000 VALUE (MKT) MUTUAL FUND/STO 464287598   424,199 2,184 SH   OTR   2,184 0 0
ISHARES RUSSELL 1000 GROWTH MUTUAL FUND/STO 464287614   5,164,167 12,163 SH   SOLE   12,163 0 0
ISHARES RUSSELL 2000 VALUE (MKT) MUTUAL FUND/STO 464287630   315,520 2,000 SH   SOLE   2,000 0 0
ISHARES RUSSELL 2000 (MKT) MUTUAL FUND/STO 464287655   379,790 1,760 SH   SOLE   1,760 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804   660,548 6,044 SH   SOLE   6,044 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804   65,574 600 SH   OTR   600 0 0
ISHARES JPMORGAN USD EMERG MUTUAL FUND/GOV 464288281   210,340 2,271 SH   SOLE   2,271 0 0
ISHARES NATIONAL AMT-FREE MUNI MUTUAL FUNDS/MU 464288414   1,473,586 14,104 SH   SOLE   14,104 0 0
ISHARES INTERMEDIATE-TERM MUTUAL FUND/COR 464288638   249,344 4,679 SH   SOLE   4,679 0 0
ISHARES SHORT-TERM CORPORATE MUTUAL FUND/COR 464288646   2,009,996 38,097 SH   SOLE   38,097 0 0
ISHARES CORE MSCI EAFE MUTUAL FUNDS GL 46432F842   1,750,992 20,975 SH   SOLE   20,975 0 0
ISHARES 0-5 YEAR HIGH YIELD CORP MUTUAL FUND/COR 46434V407   316,519 7,337 SH   SOLE   7,337 0 0
ISHARES CORE TOTAL BD MUTUAL FUND/GOV 46434V613   4,815,087 104,155 SH   SOLE   104,155 0 0
ISHARES GLOBAL REIT ETF MUTUAL FUND/STO 46434V647   822,340 33,293 SH   SOLE   33,293 0 0
ISHARE RUSSEL 2500 ETF MUTUAL FUND/STO 46435G268   11,596,348 171,088 SH   SOLE   171,088 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   1,000,477 3,451 SH   SOLE   3,451 0 0
JABIL CIRCUIT INC COMMON STOCK 466313103   260,849 1,196 SH   SOLE   1,196 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   458,864 3,004 SH   SOLE   3,004 0 0
L3HARRIS TECHNOLOGIES INC COM COMMON STOCK 502431109   317,563 1,266 SH   SOLE   1,266 0 0
ELI LILLY & CO COMMON STOCK 532457108   1,173,191 1,505 SH   SOLE   1,505 0 0
MSCI INC COMMON STOCK 55354G100   343,158 595 SH   SOLE   595 0 0
MARATHON PETE CORP COMMON STOCK 56585A102   382,051 2,300 SH   SOLE   2,300 0 0
MASTERCARD INC COMMON STOCK 57636Q104   776,039 1,381 SH   SOLE   1,381 0 0
METLIFE INC COMMON STOCK 59156R108   550,153 6,841 SH   SOLE   6,841 0 0
MICROSOFT CORP COMMON STOCK 594918104   3,426,158 6,888 SH   SOLE   6,888 0 0
MONSTER BEVERAGE CORP COMMON STOCK 61174X109   231,267 3,692 SH   SOLE   3,692 0 0
NETFLIX INC COMMON STOCK 64110L106   1,315,029 982 SH   SOLE   982 0 0
NORTHERN TRUST CORP COMMON STOCK 665859104   807,778 6,371 SH   SOLE   6,371 0 0
NVIDIA CORP COMMON STOCK 67066G104   3,143,210 19,895 SH   SOLE   19,895 0 0
NUVEEN ESG HIGH YIELD CORPORATE MUTUAL FUND/COR 67092P854   612,031 28,192 SH   SOLE   28,192 0 0
ORACLE CORP COMMON STOCK 68389X105   834,949 3,819 SH   SOLE   3,819 0 0
PALANTIR TECHNOLOGIES INC COMMON STOCK 69608A108   224,927 1,650 SH   SOLE   1,650 0 0
PAYCOM SOFTWARE INC COM COMMON STOCK 70432V102   289,711 1,252 SH   SOLE   1,252 0 0
PAYPAL HLDGS INC COMMON STOCK 70450Y103   489,172 6,582 SH   SOLE   6,582 0 0
PEPSICO INC COMMON STOCK 713448108   323,105 2,447 SH   SOLE   2,447 0 0
PFIZER INC COMMON STOCK 717081103   208,757 8,612 SH   SOLE   8,612 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   430,643 2,703 SH   SOLE   2,703 0 0
QUALCOMM INC COMMON STOCK 747525103   253,541 1,592 SH   SOLE   1,592 0 0
QUANTA SERVICES INC COMMON STOCK 74762E102   520,614 1,377 SH   SOLE   1,377 0 0
RALPH LAUREN CORP CL A COMMON STOCK 751212101   347,236 1,266 SH   SOLE   1,266 0 0
RTX CORPORATION COMMON STOCK 75513E101   787,925 5,396 SH   SOLE   5,396 0 0
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103   244,052 395 SH   SOLE   395 0 0
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107   743,174 2,438 SH   SOLE   2,438 0 0
SPDR PORTFOLIO DEVLPD WORLD EX MUTUAL FUND/STO 78463X889   3,951,621 97,595 SH   SOLE   97,595 0 0
SPDR BLOOMBERG BARCLAYS MUTUAL FUND/GOV 78464A672   313,190 10,886 SH   SOLE   10,886 0 0
SPDR PORTFOLIO LARGE CAP ETF MUTUAL FUND/STO 78464A854   597,948 8,226 SH   SOLE   8,226 0 0
SPDR BLACKSTONE/GSO SENIOR LOAN MUTUAL FUND/COR 78467V608   2,217,946 53,329 SH   SOLE   53,329 0 0
SPDR S&P MIDCAP 400 (MKT) MUTUAL FUND/STO 78467Y107   703,003 1,241 SH   SOLE   1,241 0 0
SPDR PORTFOLIO HIGH YIELD BOND MUTUAL FUND/COR 78468R606   1,272,921 53,484 SH   SOLE   53,484 0 0
TECHNOLOGY SELECT SECTOR SPDRR MUTUAL FUND/STO 81369Y803   372,755 1,472 SH   SOLE   1,472 0 0
SERVICENOW INC COM COMMON STOCK 81762P102   444,128 432 SH   SOLE   432 0 0
SHOPIFY INC FOREIGN STOCK 82509L107   542,031 4,699 SH   SOLE   4,699 0 0
SPROTT PHYSICAL GOLD TRUST MUTUAL FUNDS GL 85207H104   1,305,729 51,508 SH   SOLE   51,508 0 0
STARBUCKS CORP COMMON STOCK 855244109   281,396 3,071 SH   SOLE   3,071 0 0
SYNCHRONY FINANCIAL SR COMMON STOCK 87165B103   931,825 13,962 SH   SOLE   13,962 0 0
TJX COS INC NEW COMMON STOCK 872540109   339,966 2,753 SH   SOLE   2,753 0 0
TAPESTRY INC COM COMMON STOCK 876030107   279,323 3,181 SH   SOLE   3,181 0 0
TESLA INC COMMON STOCK 88160R101   608,319 1,915 SH   SOLE   1,915 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   312,609 771 SH   SOLE   771 0 0
TWILIO INC COMMON STOCK 90138F102   237,029 1,906 SH   SOLE   1,906 0 0
UNION PAC CORP COMMON STOCK 907818108   330,165 1,435 SH   SOLE   1,435 0 0
UNITED RENTALS INC COMMON STOCK 911363109   466,355 619 SH   SOLE   619 0 0
VALERO ENERGY CORP SR GLBL COMMON STOCK 91913Y100   392,774 2,922 SH   SOLE   2,922 0 0
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUND/GOV 921937835   373,084 5,067 SH   SOLE   5,067 0 0
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363   1,052,560 1,853 SH   SOLE   1,853 0 0
VANGUARD EXTENDED MARKET INDEX MUTUAL FUND/STO 922908652   269,216 1,397 SH   SOLE   1,397 0 0
VANGUARD GROWTH ETF (MKT) MUTUAL FUND/STO 922908736   218,323 498 SH   SOLE   498 0 0
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUND/STO 922908769   281,135 925 SH   SOLE   925 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104   261,567 6,045 SH   SOLE   6,045 0 0
VERU INC. COMMON STOCK 92536C103   7,862 13,513 SH   SOLE   13,513 0 0
VISA INC COM CL A COMMON STOCK 92826C839   1,306,585 3,680 SH   SOLE   3,680 0 0
WELLS FARGO & CO COMMON STOCK 949746101   1,330,951 16,612 SH   SOLE   16,612 0 0
WORKDAY INC COMMON STOCK 98138H101   288,720 1,203 SH   SOLE   1,203 0 0
ZOETIS INC COMMON STOCK 98978V103   415,296 2,663 SH   SOLE   2,663 0 0
AON PLC SHS CL A FOREIGN STOCK G0403H108   346,059 970 SH   SOLE   970 0 0
ACCENTURE PLC FOREIGN STOCK G1151C101   603,752 2,020 SH   SOLE   2,020 0 0
LINDE PLC FOREIGN STOCK G54950103   445,720 950 SH   SOLE   950 0 0
MEDTRONIC PLC FOREIGN STOCK G5960L103   485,016 5,564 SH   SOLE   5,564 0 0