The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COMMON STOCK 001055102   214,843 2,077 SH   SOLE   2,077 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100   427,104 3,776 SH   SOLE   3,776 0 0
ABBVIE INC SR NT COMMON STOCK 00287Y109   295,516 1,663 SH   SOLE   1,663 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101   506,487 1,139 SH   SOLE   1,139 0 0
ALPHABET INC COMMON STOCK 02079K107   761,378 3,998 SH   SOLE   3,998 0 0
ALPHABET INC COMMON STOCK 02079K305   957,857 5,060 SH   SOLE   5,060 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   529,437 10,125 SH   SOLE   10,125 0 0
AMAZON COM INC COMMON STOCK 023135106   2,097,368 9,560 SH   SOLE   9,560 0 0
AMERICAN INTERNATIONAL GROUP COMMON STOCK 026874784   297,897 4,092 SH   SOLE   4,092 0 0
APPLE INC COMMON STOCK 037833100   1,753,691 7,003 SH   SOLE   7,003 0 0
APPLOVIN CORP COMMON STOCK 03831W108   711,454 2,197 SH   SOLE   2,197 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   230,669 788 SH   SOLE   788 0 0
BANK NEW YORK MELLON CORP COMMON STOCK 064058100   328,602 4,277 SH   SOLE   4,277 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   546,656 1,206 SH   SOLE   1,206 0 0
BOOKING HLDGS INC COMMON STOCK 09857L108   616,084 124 SH   SOLE   124 0 0
BROADCOM INC COMMON STOCK 11135F101   292,350 1,261 SH   SOLE   1,261 0 0
BUILDERS FIRSTSOURCE INC COMMON STOCK 12008R107   240,122 1,680 SH   SOLE   1,680 0 0
CBRE GROUP INC COMMON STOCK 12504L109   248,401 1,892 SH   SOLE   1,892 0 0
THE CIGNA GROUP COMMON STOCK 125523100   208,209 754 SH   SOLE   754 0 0
CATERPILLAR INC COMMON STOCK 149123101   326,122 899 SH   SOLE   899 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102   221,319 2,878 SH   SOLE   2,878 0 0
COMCAST CORP COMMON STOCK 20030N101   302,081 8,049 SH   SOLE   8,049 0 0
DIMENSIONAL U.S. EQUITY MARKET MUTUAL FUND/STO 25434V401   258,570 4,056 SH   SOLE   4,056 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   298,872 2,774 SH   SOLE   2,774 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   250,713 3,288 SH   SOLE   3,288 0 0
EXPEDIA INC COMMON STOCK 30212P303   244,279 1,311 SH   SOLE   1,311 0 0
EXPEDITORS INTERNATIONAL COMMON STOCK 302130109   272,273 2,458 SH   SOLE   2,458 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   1,182,407 10,992 SH   SOLE   10,992 0 0
META PLATFORMS INC COMMON STOCK 30303M102   552,135 943 SH   SOLE   943 0 0
FIDELITY NATIONAL INFORMATION COMMON STOCK 31620M106   277,365 3,434 SH   SOLE   3,434 0 0
GENERAL MILLS INC COMMON STOCK 370334104   295,510 4,634 SH   SOLE   4,634 0 0
GODADDY INC COMMON STOCK 380237107   659,414 3,341 SH   SOLE   3,341 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   265,696 464 SH   SOLE   464 0 0
HCA HEALTHCARE INC COMMON STOCK 40412C101   228,716 762 SH   SOLE   762 0 0
HARTFORD FINANCIAL SERVICES COMMON STOCK 416515104   304,461 2,783 SH   SOLE   2,783 0 0
HEWLETT PACKARD ENTERPRISE CO COMMON STOCK 42824C109   223,707 10,478 SH   SOLE   10,478 0 0
HOME DEPOT INC COMMON STOCK 437076102   396,775 1,020 SH   SOLE   1,020 0 0
INTERCONTINENTALEXCHANGE GROUP COMMON STOCK 45866F104   207,272 1,391 SH   SOLE   1,391 0 0
ISHARES EMERG MKTS LOCAL MUTUAL FUND/GOV 464286517   200,295 5,550 SH   SOLE   5,550 0 0
ISHARES MSCI EMERGING MARKETS MUTUAL FUND/STO 464286533   232,309 4,006 SH   SOLE   4,006 0 0
ISHARES SELECT DIVIDEND (MKT) MUTUAL FUND/STO 464287168   340,434 2,593 SH   SOLE   2,593 0 0
ISHARES CORE S&P 500 (MKT) MUTUAL FUND/STO 464287200   27,715,643 47,081 SH   SOLE   47,081 0 0
ISHARES MSCI EMERGING MARKETS MUTUAL FUND/STO 464287234   1,095,979 26,207 SH   SOLE   26,207 0 0
ISHARES IBOXX $ INVST GRADE CRP MUTUAL FUND/COR 464287242   416,463 3,898 SH   SOLE   3,898 0 0
ISHARES 1-3 YEAR TREASURY BOND MUTUAL FUND/GOV 464287457   688,632 8,400 SH   SOLE   8,400 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465   350,528 4,636 SH   SOLE   4,636 0 0
ISHARES MSCI EAFE (MKT) MUTUAL FUNDS GL 464287465   252,991 3,346 SH   OTR   3,346 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507   1,055,470 16,939 SH   SOLE   16,939 0 0
ISHARES CORE S&P MID-CAP (MKT) MUTUAL FUND/STO 464287507   117,766 1,890 SH   OTR   1,890 0 0
ISHARES RUSSELL 1000 VALUE (MKT) MUTUAL FUND/STO 464287598   404,324 2,184 SH   OTR   2,184 0 0
ISHARES RUSSELL 1000 GROWTH MUTUAL FUND/STO 464287614   4,780,408 11,904 SH   SOLE   11,904 0 0
ISHARES RUSSELL 2000 (MKT) MUTUAL FUND/STO 464287655   428,221 1,938 SH   SOLE   1,938 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804   745,012 6,466 SH   SOLE   6,466 0 0
ISHARES CORE S&P SMALL-CAP (MKT) MUTUAL FUND/STO 464287804   69,132 600 SH   OTR   600 0 0
ISHARES JPMORGAN USD EMERG MUTUAL FUND/GOV 464288281   495,507 5,565 SH   SOLE   5,565 0 0
ISHARES NATIONAL AMT-FREE MUNI MUTUAL FUNDS/MU 464288414   1,170,132 10,982 SH   SOLE   10,982 0 0
ISHARES INTERMEDIATE-TERM MUTUAL FUND/COR 464288638   241,015 4,679 SH   SOLE   4,679 0 0
ISHARES SHORT-TERM CORPORATE MUTUAL FUND/COR 464288646   1,509,847 29,204 SH   SOLE   29,204 0 0
ISHARES CORE MSCI EAFE MUTUAL FUNDS GL 46432F842   1,515,519 21,564 SH   SOLE   21,564 0 0
ISHARES 0-5 YEAR HIGH YIELD CORP MUTUAL FUND/COR 46434V407   312,629 7,337 SH   SOLE   7,337 0 0
ISHARES CORE TOTAL BD MUTUAL FUND/GOV 46434V613   7,057,846 156,147 SH   SOLE   156,147 0 0
ISHARES GLOBAL REIT ETF MUTUAL FUND/STO 46434V647   426,690 17,801 SH   SOLE   17,801 0 0
ISHARE RUSSEL 2500 ETF MUTUAL FUND/STO 46435G268   8,298,448 122,036 SH   SOLE   122,036 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   550,373 2,296 SH   SOLE   2,296 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   350,845 2,426 SH   SOLE   2,426 0 0
ELI LILLY & CO COMMON STOCK 532457108   626,092 811 SH   SOLE   811 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   368,343 758 SH   SOLE   758 0 0
MSCI INC COMMON STOCK 55354G100   324,605 541 SH   SOLE   541 0 0
MARATHON PETE CORP COMMON STOCK 56585A102   386,279 2,769 SH   SOLE   2,769 0 0
MASTERCARD INC COMMON STOCK 57636Q104   610,295 1,159 SH   SOLE   1,159 0 0
METLIFE INC COMMON STOCK 59156R108   282,488 3,450 SH   SOLE   3,450 0 0
MICROSOFT CORP COMMON STOCK 594918104   2,162,306 5,130 SH   SOLE   5,130 0 0
NETFLIX INC COMMON STOCK 64110L106   549,943 617 SH   SOLE   617 0 0
NORTHERN TRUST CORP COMMON STOCK 665859104   315,402 3,077 SH   SOLE   3,077 0 0
NVIDIA CORP COMMON STOCK 67066G104   1,739,726 12,955 SH   SOLE   12,955 0 0
NUVEEN ESG HIGH YIELD CORPORATE MUTUAL FUND/COR 67092P854   595,697 28,192 SH   SOLE   28,192 0 0
NUVEEN ESG US AGGREGATE BOND ETF MUTUAL FUND/GOV 67092P870   493,186 22,644 SH   SOLE   22,644 0 0
ORACLE CORP COMMON STOCK 68389X105   273,622 1,642 SH   SOLE   1,642 0 0
PAYCOM SOFTWARE INC COM COMMON STOCK 70432V102   246,580 1,203 SH   SOLE   1,203 0 0
PEPSICO INC COMMON STOCK 713448108   270,058 1,776 SH   SOLE   1,776 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   300,930 1,795 SH   SOLE   1,795 0 0
QUANTA SERVICES INC COMMON STOCK 74762E102   286,974 908 SH   SOLE   908 0 0
RTX CORPORATION COMMON STOCK 75513E101   419,253 3,623 SH   SOLE   3,623 0 0
SPDR S&P 500 (MKT) MUTUAL FUND/STO 78462F103   924,248 1,577 SH   SOLE   1,577 0 0
SPDR GOLD SHARES (MKT) MUTUAL FUND/STO 78463V107   392,977 1,623 SH   SOLE   1,623 0 0
SPDR DOW JONES GLBL REALESTATE MUTUAL FUND/STO 78463X749   596,258 13,902 SH   SOLE   13,902 0 0
SPDR PORTFOLIO DEVLPD WORLD EX MUTUAL FUND/STO 78463X889   2,225,616 65,210 SH   SOLE   65,210 0 0
SPDR BLOOMBERG BARCLAYS MUTUAL FUND/GOV 78464A672   303,502 10,886 SH   SOLE   10,886 0 0
SPDR PORTFOLIO LARGE CAP ETF MUTUAL FUND/STO 78464A854   567,101 8,226 SH   SOLE   8,226 0 0
SPDR BLACKSTONE/GSO SENIOR LOAN MUTUAL FUND/COR 78467V608   1,883,734 45,141 SH   SOLE   45,141 0 0
SPDR S&P MIDCAP 400 (MKT) MUTUAL FUND/STO 78467Y107   719,949 1,264 SH   SOLE   1,264 0 0
SPDR PORTFOLIO HIGH YIELD BOND MUTUAL FUND/COR 78468R606   1,740,793 74,171 SH   SOLE   74,171 0 0
SAP AKTIENGESELLSCHAFT FOREIGN STOCK 803054204   390,982 1,588 SH   SOLE   1,588 0 0
SERVICENOW INC COM COMMON STOCK 81762P102   411,327 388 SH   SOLE   388 0 0
SHOPIFY INC FOREIGN STOCK 82509L107   423,830 3,986 SH   SOLE   3,986 0 0
STEEL DYNAMICS INC COMMON STOCK 858119100   365,480 3,204 SH   SOLE   3,204 0 0
SYNCHRONY FINL COMMON STOCK 87165B103   704,990 10,846 SH   SOLE   10,846 0 0
TJX COS INC NEW COMMON STOCK 872540109   222,289 1,840 SH   SOLE   1,840 0 0
TESLA INC COMMON STOCK 88160R101   413,535 1,024 SH   SOLE   1,024 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   355,316 683 SH   SOLE   683 0 0
UBER TECHNOLOGIES INC COMMON STOCK 90353T100   1,136,368 18,839 SH   SOLE   18,839 0 0
UNION PAC CORP COMMON STOCK 907818108   203,414 892 SH   SOLE   892 0 0
UNITED RENTALS INC COMMON STOCK 911363109   289,527 411 SH   SOLE   411 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   237,245 469 SH   SOLE   469 0 0
VALERO ENERGY CORP NEW COMMON STOCK 91913Y100   347,419 2,834 SH   SOLE   2,834 0 0
VANGUARD TOTAL INTERNATIONAL MUTUAL FUND/STO 921909768   236,368 4,011 SH   SOLE   4,011 0 0
VANGUARD TOTAL BOND MARKET ETF MUTUAL FUND/GOV 921937835   366,022 5,090 SH   SOLE   5,090 0 0
VANGUARD S&P 500 ETF MUTUAL FUND/STO 922908363   824,379 1,530 SH   SOLE   1,530 0 0
VANGUARD EXTENDED MARKET INDEX MUTUAL FUND/STO 922908652   248,114 1,306 SH   SOLE   1,306 0 0
VANGUARD GROWTH ETF (MKT) MUTUAL FUND/STO 922908736   236,003 575 SH   SOLE   575 0 0
VANGUARD TOTAL STOCK MARKET ETF MUTUAL FUND/STO 922908769   281,986 973 SH   SOLE   973 0 0
VERISK ANALYTICS INC COMMON STOCK 92345Y106   255,873 929 SH   SOLE   929 0 0
VISA INC COMMON STOCK 92826C839   899,135 2,845 SH   SOLE   2,845 0 0
WELLS FARGO & CO COMMON STOCK 949746101   837,541 11,924 SH   SOLE   11,924 0 0
WORKDAY INC COMMON STOCK 98138H101   335,439 1,300 SH   SOLE   1,300 0 0
ZOETIS INC COMMON STOCK 98978V103   245,859 1,509 SH   SOLE   1,509 0 0
AMCOR PLC ORD FOREIGN STOCK G0250X107   98,088 10,424 SH   SOLE   10,424 0 0
AON PLC SHS CL A FOREIGN STOCK G0403H108   247,462 689 SH   SOLE   689 0 0
ACCENTURE PLC FOREIGN STOCK G1151C101   381,690 1,085 SH   SOLE   1,085 0 0
LINDE PLC FOREIGN STOCK G54950103   216,033 516 SH   SOLE   516 0 0