Chief Compliance Officer

0000709428-24-000005.txt : 20240508 0000709428-24-000005.hdr.sgml : 20240508 20240508163822 ACCESSION NUMBER: 0000709428-24-000005 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20240331 FILED AS OF DATE: 20240508 DATE AS OF CHANGE: 20240508 EFFECTIVENESS DATE: 20240508 FILER: COMPANY DATA: COMPANY CONFORMED NAME: COZAD ASSET MANAGEMENT INC CENTRAL INDEX KEY: 0000709428 ORGANIZATION NAME: IRS NUMBER: 370958133 STATE OF INCORPORATION: IL FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-18895 FILM NUMBER: 24926877 BUSINESS ADDRESS: STREET 1: 2501 GALEN DRIVE STREET 2: P.O. BOX 3669 CITY: CHAMPAIGN STATE: IL ZIP: 61821 BUSINESS PHONE: 2173568363 MAIL ADDRESS: STREET 1: 2501 GALEN DRIVE STREET 2: P.O. BOX 3669 CITY: CHAMPAIGN STATE: IL ZIP: 61821 FORMER COMPANY: FORMER CONFORMED NAME: COZAD FINANCIAL PLANNING CORP /ADV DATE OF NAME CHANGE: 19910401 FORMER COMPANY: FORMER CONFORMED NAME: COZAD ASSET MANAGEMENT INC /ADV DATE OF NAME CHANGE: 19821118 13F-HR 1 primary_doc.xml X0202 13F-HR LIVE false false false 0000709428 XXXXXXXX 03-31-2024 03-31-2024 COZAD ASSET MANAGEMENT INC

2501 GALEN DRIVE P.O. BOX 3669 CHAMPAIGN IL 61821

13F HOLDINGS REPORT 028-18895 000104764 801-18060 N S. Craig Kiddoo Chief Compliance Officer 2173568363 S. Craig Kiddoo Champaign IL 05-08-2024 0 393 960435086 false INFORMATION TABLE 2 13_F_Report_Q1_2024_Final.xml Fidelity Merrimack Str Total Bond Fund ETF COM 316188309 3018326 66615 SH SOLE 0 0 66615 Eaton Vance Municipal Income TR COM 27826u108 169986 16584 SH SOLE 0 0 16584 First Trust Managed Municipal ETF COM 33739n108 320795 6246 SH SOLE 0 0 6246 PIMCO Intermediate Muni Bd Actv - ETF COM 72201r866 201747 3845 SH SOLE 0 0 3845 iShares National Muni Bond ETF COM 464288414 360998 3355 SH SOLE 0 0 3355 First Trust Senior Loan Fund ETF COM 33738d309 545379 11802 SH SOLE 0 0 11802 Invesco BulletShares 2024 Corp Bond ETF COM 46138j841 373748 17823 SH SOLE 0 0 17823 Invesco BulletShares 2025 Corp Bond ETF COM 46138j825 266162 13028 SH SOLE 0 0 13028 JPMorgan Ultra-Short Income ETF COM 46641q837 1874924 37164 SH SOLE 0 0 37164 Vanguard Bd Index - Total Bd Market ETF COM 921937835 275491 3793 SH SOLE 0 0 3793 First Tr TCW Opportunistic Fixed Inc ETF COM 33740f805 953663 21873 SH SOLE 0 0 21873 First Trust Water ETF COM 33733b100 1451361 14215 SH SOLE 0 0 14215 Amazon.com, Inc. COM 023135106 17819560 98789 SH SOLE 0 0 98789 AutoZone, Inc. COM 053332102 614572 195 SH SOLE 0 0 195 Best Buy Company, Inc. COM 086516101 2375343 28957 SH SOLE 0 0 28957 Booking Holdings, Inc. COM 09857l108 322881 89 SH SOLE 0 0 89 Chipotle Mexican Grill, A COM 169656105 14083301 4845 SH SOLE 0 0 4845 Dicks Sporting Goods COM 253393102 2916434 12970 SH SOLE 0 0 12970 Expedia Group Inc. COM 30212p303 2540386 18442 SH SOLE 0 0 18442 Ferrari N V New Com. COM n3167y103 226865 520 SH SOLE 0 0 520 Garmin Ltd. COM h2906t109 3564394 23943 SH SOLE 0 0 23943 Genuine Parts Co. COM 372460105 2019822 13037 SH SOLE 0 0 13037 Hilton Worldwide Holdings, Inc. COM 43300a203 2542655 11920 SH SOLE 0 0 11920 Home Depot, Inc. COM 437076102 9301759 24249 SH SOLE 0 0 24249 Isuzu Motors Ltd. COM 465254209 154541 11473 SH SOLE 0 0 11473 Lear Corp. COM 521865204 493316 3405 SH SOLE 0 0 3405 Lowe's Cos COM 548661107 1379363 5415 SH SOLE 0 0 5415 McDonalds Corp. COM 580135101 2515520 8922 SH SOLE 0 0 8922 Nike, Inc. COM 654106103 218410 2324 SH SOLE 0 0 2324 Tesla Motors Inc. COM 88160r101 757831 4311 SH SOLE 0 0 4311 Unilever PLC ADR COM 904767704 512440 10210 SH SOLE 0 0 10210 W D 40 Co. COM 929236107 351848 1389 SH SOLE 0 0 1389 Yum Brands, Inc. COM 988498101 313671 2262 SH SOLE 0 0 2262 Altria Group, Inc. COM 02209S103 620102 14216 SH SOLE 0 0 14216 Archer Daniels Midland COM 039483102 8286516 131930 SH SOLE 0 0 131930 Cal-Maine Foods, Inc. COM 128030202 1701530 28913 SH SOLE 0 0 28913 Coca Cola COM 191216100 3283959 53677 SH SOLE 0 0 53677 Coca Cola European Partners PLC COM g25839104 399205 5707 SH SOLE 0 0 5707 Colgate Palmolive Co. COM 194162103 493204 5477 SH SOLE 0 0 5477 Constellation Brands, Inc. COM 21036p108 574772 2115 SH SOLE 0 0 2115 Costco Wholesale Corp. COM 22160K105 13591752 18552 SH SOLE 0 0 18552 General Mills COM 370334104 2240946 32027 SH SOLE 0 0 32027 Mondelez International, Inc. COM 609207105 801500 11450 SH SOLE 0 0 11450 Monster Beverage Corp. COM 61174x109 219040 3695 SH SOLE 0 0 3695 Mowi ASA ADR COM 624678108 229916 12550 SH SOLE 0 0 12550 PepsiCo Inc COM 713448108 3098684 17706 SH SOLE 0 0 17706 Philip Morris Internat'l. COM 718172109 1300158 14191 SH SOLE 0 0 14191 Procter and Gamble COM 742718109 2105453 12977 SH SOLE 0 0 12977 Target Corp. COM 87612E106 1963487 11080 SH SOLE 0 0 11080 Wal-Mart Stores COM 931142103 3452675 57382 SH SOLE 0 0 57382 Walgreen Boots Alliance Inc. COM 931427108 325415 15003 SH SOLE 0 0 15003 BP Amoco PLC ADR COM 055622104 951156 25243 SH SOLE 0 0 25243 Cheniere Energy, Inc COM 16411r208 7012938 43483 SH SOLE 0 0 43483 Chevron Corp. COM 166764100 854438 5417 SH SOLE 0 0 5417 Civitas Resources, Inc. COM 17888h103 1737884 22894 SH SOLE 0 0 22894 ConocoPhillips COM 20825C104 686591 5394 SH SOLE 0 0 5394 Enbridge Inc. COM 29250n105 1954742 54034 SH SOLE 0 0 54034 Energy Select Sector SPDR ETF COM 81369y506 828259 8773 SH SOLE 0 0 8773 Exxon Mobil Corp. COM 30231G102 1590977 13687 SH SOLE 0 0 13687 First TR. Ex. Tr. FD N. American Energy COM 33738d101 469061 15884 SH SOLE 0 0 15884 Marathon Petroleum Corp. COM 56585a102 818695 4063 SH SOLE 0 0 4063 Petroleo Brasileiro Petrobras ADR COM 71654v408 230660 15165 SH SOLE 0 0 15165 Phillips 66 COM 718546104 4779563 29261 SH SOLE 0 0 29261 Shell PLC ADR COM 780259305 508230 7581 SH SOLE 0 0 7581 Total Energies SE COM 89151e109 224936 3268 SH SOLE 0 0 3268 Williams Companies COM 969457100 2424947 62226 SH SOLE 0 0 62226 AFLAC, Inc. COM 001055102 1140930 13288 SH SOLE 0 0 13288 AGNC Investment Corp COM 00123q104 1403602 141778 SH SOLE 0 0 141778 American Express COM 025816109 585391 2571 SH SOLE 0 0 2571 BB Seguridade Participacoes ADR COM 05541j103 179802 27284 SH SOLE 0 0 27284 Bank of America COM 060505104 415793 10965 SH SOLE 0 0 10965 Bank of Montreal COM 063671101 313455 3209 SH SOLE 0 0 3209 Barings BDC, Inc. COM 06759l103 129028 13874 SH SOLE 0 0 13874 Berkshire Hathaway, Cl. A COM 084670108 634440 1 SH SOLE 0 0 1 Berkshire Hathaway, Cl. B COM 084670702 5664825 13471 SH SOLE 0 0 13471 Blackstone Group Inc. Cl. A COM 09260d107 12019156 91491 SH SOLE 0 0 91491 Capital Southwest Corp. COM 140501107 1556755 62370 SH SOLE 0 0 62370 Charles Schwab Corp. COM 808513105 526965 7285 SH SOLE 0 0 7285 Discover Financial Services, Inc. COM 254709108 266899 2036 SH SOLE 0 0 2036 Essent Group Ltd. COM g3198u102 1662114 27930 SH SOLE 0 0 27930 Everest Reinsur. Group, Ltd. COM g3223r108 482963 1215 SH SOLE 0 0 1215 Fifth Third Bancorp COM 316773100 522428 14040 SH SOLE 0 0 14040 First Busey Corp. COM 319383204 9189433 382097 SH SOLE 0 0 382097 Gallagher, Arthur J & Co. COM 363576109 340054 1360 SH SOLE 0 0 1360 Global Payments Inc. COM 37940x102 4577855 34250 SH SOLE 0 0 34250 HSBC Holdings PLC ADR COM 404280406 456576 11600 SH SOLE 0 0 11600 Interactive Brokers Group, Inc. COM 45841n107 3616946 32378 SH SOLE 0 0 32378 Intercontinental Exchange Group COM 45866f104 6841265 49780 SH SOLE 0 0 49780 J.P. Morgan Chase & Co. COM 46625H100 1862389 9298 SH SOLE 0 0 9298 KeyCorp COM 493267108 2137117 135175 SH SOLE 0 0 135175 M & T Bank Corp. COM 55261f104 1557081 10706 SH SOLE 0 0 10706 MGIC Investment Corp. COM 552848103 2021389 90402 SH SOLE 0 0 90402 MasterCard, Inc. COM 57636q104 13028876 27055 SH SOLE 0 0 27055 Mitsubishi UFJ Fin'l. Grp. ADR COM 606822104 265018 25906 SH SOLE 0 0 25906 Moody's Corp. COM 615369105 581684 1480 SH SOLE 0 0 1480 Old Republic Nat'l. Corp. COM 680223104 2632182 85683 SH SOLE 0 0 85683 Ping An Insurance Company of China ADR COM 72341e304 94725 11118 SH SOLE 0 0 11118 Prudential Financial, Inc. COM 744320102 274404 2337 SH SOLE 0 0 2337 RLI Corp. COM 749607107 252993 1704 SH SOLE 0 0 1704 Regions Financial Corp. COM 7591ep100 220794 10494 SH SOLE 0 0 10494 S&P Global, Inc. COM 78409v104 1698822 3993 SH SOLE 0 0 3993 Sun Life Financial, Inc. COM 866796105 310942 5697 SH SOLE 0 0 5697 Swiss Re Ltd. COM 870886108 262208 8133 SH SOLE 0 0 8133 Travelers Companies Inc. COM 89417E109 550035 2390 SH SOLE 0 0 2390 UBS Group AG COM h42097107 254546 8286 SH SOLE 0 0 8286 Visa Inc. COM 92826c839 1261163 4519 SH SOLE 0 0 4519 WEX, Inc. COM 96208t104 1147507 4831 SH SOLE 0 0 4831 Wells Fargo & Co. COM 949746101 211090 3642 SH SOLE 0 0 3642 AbbVie, Inc. COM 00287y109 3392129 18628 SH SOLE 0 0 18628 Abbott Laboratories COM 002824100 1871185 16463 SH SOLE 0 0 16463 Amerisource Bergen COM 03073E105 467027 1922 SH SOLE 0 0 1922 Amgen, Inc. COM 031162100 415676 1462 SH SOLE 0 0 1462 AstraZeneca PLC ADR COM 046353108 2202553 32510 SH SOLE 0 0 32510 Becton Dickinson & Co. COM 075887109 631492 2552 SH SOLE 0 0 2552 Bristol-Myers Squibb COM 110122108 382755 7058 SH SOLE 0 0 7058 CVS Health Corp. COM 126650100 1020051 12789 SH SOLE 0 0 12789 Cardinal Health COM 14149y108 2795486 24982 SH SOLE 0 0 24982 Centene Corp. COM 15135b101 229083 2919 SH SOLE 0 0 2919 DaVita HealthCare Partners, Inc. COM 23918k108 221294 1603 SH SOLE 0 0 1603 Danaher Corp. COM 235851102 494945 1982 SH SOLE 0 0 1982 Edwards Lifesciences Corp. COM 28176E108 249985 2616 SH SOLE 0 0 2616 Elevance Health COM 036752103 437903 844 SH SOLE 0 0 844 First Trust NYSE Arca Biotech ETF COM 33733e203 332143 2160 SH SOLE 0 0 2160 Gilead Sciences Inc. COM 375558103 2832431 38668 SH SOLE 0 0 38668 GlaxoSmithKline PLC COM 37733w204 299190 6979 SH SOLE 0 0 6979 HCA Healthcare Co. COM 40412c101 10422479 31249 SH SOLE 0 0 31249 Health Care Select Sector SPDR ETF COM 81369y209 352779 2388 SH SOLE 0 0 2388 IShares US Healthcare ETF COM 464287762 735991 11890 SH SOLE 0 0 11890 Johnson & Johnson COM 478160104 2291540 14486 SH SOLE 0 0 14486 Lilly (Eli) COM 532457108 7711810 9913 SH SOLE 0 0 9913 Merck & Co Inc. COM 58933y105 5569667 42210 SH SOLE 0 0 42210 Microport Scientific Corp. COM g60837104 405957 504670 SH SOLE 0 0 504670 Novartis AG ADR COM 66987v109 223833 2314 SH SOLE 0 0 2314 Novo Nordisk A.S. ADR COM 670100205 2108071 16418 SH SOLE 0 0 16418 Pfizer, Inc. COM 717081103 1216477 43837 SH SOLE 0 0 43837 Regeneron Pharmaceuticals COM 75886f107 3292678 3421 SH SOLE 0 0 3421 Stryker Corporation COM 863667101 328167 917 SH SOLE 0 0 917 Takeda Pharmaceutical Co. COM 874060205 141400 10180 SH SOLE 0 0 10180 Thermo Fisher Scientific, Inc. COM 883556102 6152108 10585 SH SOLE 0 0 10585 UnitedHealth Group COM 91324p102 9130183 18456 SH SOLE 0 0 18456 Vanguard World Health Care ETF COM 92204a504 2505286 9261 SH SOLE 0 0 9261 Vertex Pharmaceutical COM 92532F100 376209 900 SH SOLE 0 0 900 3M Company COM 88579y101 276737 2609 SH SOLE 0 0 2609 AB Volvo ADR COM 928854108 286654 9827 SH SOLE 0 0 9827 ABB Ltd. Sponsored ADR COM 000375204 282471 6093 SH SOLE 0 0 6093 CSX Corp. COM 126408103 278359 7509 SH SOLE 0 0 7509 Caterpillar Inc. COM 149123101 2556162 6976 SH SOLE 0 0 6976 Cummins Engine Inc. COM 231021106 1026266 3483 SH SOLE 0 0 3483 Deere & Co. COM 244199105 2512497 6117 SH SOLE 0 0 6117 Delta Airlines Inc. COM 247361702 1474157 30795 SH SOLE 0 0 30795 Eaton Corp., PLC COM g29183103 1730058 5533 SH SOLE 0 0 5533 Emerson Electric Co. COM 291011104 434477 3831 SH SOLE 0 0 3831 Fastenal Company COM 311900104 226020 2930 SH SOLE 0 0 2930 Frontline, LTD. COM M46528101 285026 12191 SH SOLE 0 0 12191 General Dynamics COM 369550108 244919 867 SH SOLE 0 0 867 General Electric COM 369604301 203790 1161 SH SOLE 0 0 1161 H&E Equipment Services, Inc. COM 404030108 2622074 40855 SH SOLE 0 0 40855 Illinois Tool Works COM 452308109 2106550 7851 SH SOLE 0 0 7851 Industrial Select Sector SPDR ETF COM 81369y704 439978 3493 SH SOLE 0 0 3493 Jacobs Solutions, Inc. COM 46982l108 677488 4407 SH SOLE 0 0 4407 Lockheed Martin Corp. COM 539830109 358892 789 SH SOLE 0 0 789 Masco Corp. COM 574599106 515717 6538 SH SOLE 0 0 6538 Norfolk Southern Corp. COM 655844108 388167 1523 SH SOLE 0 0 1523 Northrop Grumman COM 666807102 250339 523 SH SOLE 0 0 523 Owens Corning COM 690742101 8237585 49386 SH SOLE 0 0 49386 Quanta Services, Inc. COM 74762e102 4345155 16725 SH SOLE 0 0 16725 RPM Inc. Ohio COM 749685103 3618711 30422 SH SOLE 0 0 30422 RTX Corp. COM 75513e101 416453 4270 SH SOLE 0 0 4270 Saia, Inc. COM 78709Y105 3685500 6300 SH SOLE 0 0 6300 Snap-on Incorporated COM 833034101 2796317 9440 SH SOLE 0 0 9440 Terex Corp. COM 880779103 2066789 32093 SH SOLE 0 0 32093 Timken Co. COM 887389104 2914304 33333 SH SOLE 0 0 33333 Uber Technologies Inc. COM 90353t100 470178 6107 SH SOLE 0 0 6107 Union Pacific Corp. COM 907818108 1091191 4437 SH SOLE 0 0 4437 United Parcel Service, Inc. COM 911312106 299044 2012 SH SOLE 0 0 2012 United Rentals, Inc. COM 911363109 15723082 21804 SH SOLE 0 0 21804 Waste Management, Inc. COM 94106L109 693377 3253 SH SOLE 0 0 3253 American Tower Corp. COM 03027x100 290852 1472 SH SOLE 0 0 1472 Digital Realty Trust Inc. COM 253868103 3085913 21424 SH SOLE 0 0 21424 Essex Property Trust COM 297178105 1920779 7846 SH SOLE 0 0 7846 Farmland Partners, Inc. COM 31154r109 350760 31600 SH SOLE 0 0 31600 IShares Cohen & Steers REIT ETF COM 464287564 465177 8062 SH SOLE 0 0 8062 IShares Residential Real Estate Capped ETF COM 464288562 340315 4722 SH SOLE 0 0 4722 Realty Income Corp. COM 756109104 271690 5022 SH SOLE 0 0 5022 Vanguard REIT ETF COM 922908553 565536 6540 SH SOLE 0 0 6540 W. P. Carey Inc. COM 92936u109 3529461 62535 SH SOLE 0 0 62535 ASML Hldg N V COM n07059210 10887703 11219 SH SOLE 0 0 11219 Accenture, Ltd. COM g1151c101 220791 637 SH SOLE 0 0 637 Adobe Systems, Inc. COM 00724F101 526298 1043 SH SOLE 0 0 1043 Advanced Micro Devices COM 007903107 1152970 6388 SH SOLE 0 0 6388 Analog Devices Inc. COM 032654105 267017 1350 SH SOLE 0 0 1350 Apple Inc. COM 037833100 28822569 168081 SH SOLE 0 0 168081 Applied Materials COM 038222105 697470 3382 SH SOLE 0 0 3382 Autodesk COM 052769106 252607 970 SH SOLE 0 0 970 Automatic Data Processing COM 053015103 1373820 5501 SH SOLE 0 0 5501 Avnet Inc. COM 053807103 2696706 54391 SH SOLE 0 0 54391 Broadcom Inc. COM 11135f101 17511317 13212 SH SOLE 0 0 13212 Cisco Systems COM 17275r102 1142240 22886 SH SOLE 0 0 22886 Corning Inc. COM 219350105 1577301 47855 SH SOLE 0 0 47855 First Solar, Inc. COM 336433107 313968 1860 SH SOLE 0 0 1860 Fiserv, Inc. COM 337738108 9154969 57283 SH SOLE 0 0 57283 Flextronics Internat'l. Ltd. COM Y2573F102 9251358 323361 SH SOLE 0 0 323361 Gen Digital Inc. COM 668771108 1320480 58950 SH SOLE 0 0 58950 Hewlett Packard Enterprise Co. COM 42824c109 2574520 145207 SH SOLE 0 0 145207 Honeywell Internat'l. COM 438516106 337021 1642 SH SOLE 0 0 1642 I.B.M. COM 459200101 1568927 8216 SH SOLE 0 0 8216 Infosys Technologies, Ltd. COM 456788108 344615 19220 SH SOLE 0 0 19220 Intel Corp. COM 458140100 741950 16798 SH SOLE 0 0 16798 Invesco QQQ Tr Unit Ser. 1 ETF COM 46090e103 5837381 13147 SH SOLE 0 0 13147 Jabil Circuit, Inc. COM 466313103 12130512 90560 SH SOLE 0 0 90560 LAM Research Corp. COM 512807108 15364408 15814 SH SOLE 0 0 15814 Leidos Holdings, Inc. COM 525327102 807252 6158 SH SOLE 0 0 6158 Logitech Internat'l. SA COM H50430232 434249 4859 SH SOLE 0 0 4859 MercadoLibre Inc. COM 58733r102 521626 345 SH SOLE 0 0 345 Microchip Technology, Inc. COM 595017104 10829905 120721 SH SOLE 0 0 120721 Micron Technology, Inc. COM 595112103 1292074 10960 SH SOLE 0 0 10960 Microsoft Corporation COM 594918104 23393763 55604 SH SOLE 0 0 55604 Motorola Solutions, Inc. COM 620076307 246001 693 SH SOLE 0 0 693 Nvidia Corp. COM 67066g104 27019530 29903 SH SOLE 0 0 29903 Oracle Corp COM 68389X105 1323301 10535 SH SOLE 0 0 10535 Palo Alto Networks, Inc. COM 697435105 1530040 5385 SH SOLE 0 0 5385 PayChex Inc. COM 704326107 3055387 24881 SH SOLE 0 0 24881 Qualcomm Inc. COM 747525103 353837 2090 SH SOLE 0 0 2090 Salesforce.com COM 79466l302 4205376 13963 SH SOLE 0 0 13963 Seagate Technology Holdings PLC COM g7997r103 420307 4517 SH SOLE 0 0 4517 ServiceNow, Inc. COM 81762p102 280563 368 SH SOLE 0 0 368 Siemens AG ADR COM 826197501 256420 2687 SH SOLE 0 0 2687 Taiwan Semiconductor Mfg. Co. Ltd. COM 874039100 1383220 10167 SH SOLE 0 0 10167 Technology Select Sector SPDR ETF COM 81369y803 528173 2536 SH SOLE 0 0 2536 United Microelectronics ADR COM 910873405 265627 32834 SH SOLE 0 0 32834 Vanguard Information Technology ETF COM 92204a702 2760237 5264 SH SOLE 0 0 5264 Air Products & Chem COM 009158106 330456 1364 SH SOLE 0 0 1364 Albemarle Corp. COM 012653101 520373 3950 SH SOLE 0 0 3950 Amyris, Inc. COM 03236m200 63 10450 SH SOLE 0 0 10450 BHP Billiton, Ltd. ADR COM 088606108 252105 4370 SH SOLE 0 0 4370 Ball Corp. COM 058498106 258258 3834 SH SOLE 0 0 3834 Corteva Inc. COM 22052l104 556458 9649 SH SOLE 0 0 9649 Dow Inc. COM 260557103 296196 5113 SH SOLE 0 0 5113 Gerdau SA ADR COM 373737105 148892 33686 SH SOLE 0 0 33686 Graphic Packaging Holding Company COM 388689101 2573676 88200 SH SOLE 0 0 88200 International Paper COM 460146103 1470469 37685 SH SOLE 0 0 37685 Linde PLC COM g54950103 241446 520 SH SOLE 0 0 520 Materials Select Sector SPDR ETF COM 81369y100 359763 3873 SH SOLE 0 0 3873 Mosaic Co. COM 61945c103 1622740 49992 SH SOLE 0 0 49992 Nextracker Inc., Cl A COM 65290e101 1448446 25741 SH SOLE 0 0 25741 Nucor Corp. COM 670346105 3559232 17985 SH SOLE 0 0 17985 Rio Tinto PLC ADR F COM 767204100 604765 9488 SH SOLE 0 0 9488 Sherwin Williams Company COM 824348106 9015645 25957 SH SOLE 0 0 25957 Sprott Physical Gold Trust COM 85207H104 325603 18821 SH SOLE 0 0 18821 Yara International ADR COM 984851204 233203 14769 SH SOLE 0 0 14769 AT&T Inc. COM 00206R102 496639 28218 SH SOLE 0 0 28218 Alphabet Inc., Cl. A COM 02079k305 15846895 104995 SH SOLE 0 0 104995 Alphabet Inc., Cl. C COM 02079k107 2252540 14794 SH SOLE 0 0 14794 Charter Communications, Inc. COM 16119p108 361834 1245 SH SOLE 0 0 1245 Comcast Corp., Cl. A COM 20030N101 210811 4863 SH SOLE 0 0 4863 Meta Platforms, Inc. COM 30303m102 10173387 20951 SH SOLE 0 0 20951 Netflix Inc. COM 64110L106 413592 681 SH SOLE 0 0 681 Omnicom Group COM 681919106 2353106 24319 SH SOLE 0 0 24319 T-Mobile US Inc. COM 872590104 3567663 21858 SH SOLE 0 0 21858 Verizon Communications COM 92343V104 407306 9707 SH SOLE 0 0 9707 Vodafone Group PLC ADR COM 92857w308 175116 19676 SH SOLE 0 0 19676 Walt Disney Co COM 254687106 688030 5623 SH SOLE 0 0 5623 Allete, Inc. COM 018522300 1512053 25353 SH SOLE 0 0 25353 Alliant Energy Corp. COM 018802108 1546675 30688 SH SOLE 0 0 30688 Ameren Corp. COM 023608102 223904 3027 SH SOLE 0 0 3027 American States Water Co. COM 029899101 2024959 28031 SH SOLE 0 0 28031 Black Hills Corp. COM 092113109 993665 18199 SH SOLE 0 0 18199 Duke Energy Corp COM 26441c204 320116 3310 SH SOLE 0 0 3310 Equinor ASA COM 29446m102 302979 11209 SH SOLE 0 0 11209 Eversource Energy Com. COM 30040w108 205071 3431 SH SOLE 0 0 3431 National Fuel Gas Co. COM 636180101 1454791 27081 SH SOLE 0 0 27081 National Grid PLC ADR COM 636274409 304807 4468 SH SOLE 0 0 4468 NextEra Energy COM 65339F101 1026970 16069 SH SOLE 0 0 16069 Southern Company COM 842587107 480578 6699 SH SOLE 0 0 6699 Veolia Environment ADR COM 92334n103 227590 14028 SH SOLE 0 0 14028 Vanguard S&P Mid-Cap 400 Index Fund - ETF COM 921932885 245782 2386 SH SOLE 0 0 2386 IShares US Real Estate ETF COM 464287739 338563 3766 SH SOLE 0 0 3766 First Trust Preferred Secs & Inc ETF COM 33739e108 176501 10191 SH SOLE 0 0 10191 Vanguard Small Cap Growth ETF COM 922908595 500130 1918 SH SOLE 0 0 1918 IShares Russell 2000 Index ETF COM 464287655 2537766 12067 SH SOLE 0 0 12067 IShares S&P SmallCap 600 Index ETF COM 464287804 5579443 50484 SH SOLE 0 0 50484 John Hancock Multifactor Mid Cap ETF COM 47804J206 617983 10770 SH SOLE 0 0 10770 Schwab Fundamental US Small Company ETF COM 808524763 315333 5529 SH SOLE 0 0 5529 Schwab Strategic US Small-Cap ETF COM 808524607 935735 19004 SH SOLE 0 0 19004 Vanguard Index Small Cap ETF COM 922908751 6085531 26622 SH SOLE 0 0 26622 iShares MSCI Multifactor USA Small-Cap ETF COM 46434v290 2691433 42331 SH SOLE 0 0 42331 Avantis U.S. Small Cap Value - ETF COM 025072877 1704834 18193 SH SOLE 0 0 18193 First Trust SMID Cap Rising Div Achv ETF COM 33741x102 2222348 63824 SH SOLE 0 0 63824 IShares Russell 2000 Value Index ETF COM 464287630 1236336 7785 SH SOLE 0 0 7785 IShares S&P SmallCap 600 Barra Value ETF COM 464287879 774688 7539 SH SOLE 0 0 7539 Pacer U.S. Small Cap Cash Cows 100 - ETF COM 69374H857 3708021 75428 SH SOLE 0 0 75428 Vanguard Small Cap Value ETF COM 922908611 700771 3652 SH SOLE 0 0 3652 IShares Russell Midcap Growth Index ETF COM 464287481 238324 2088 SH SOLE 0 0 2088 Vanguard Mid-Cap Growth ETF COM 922908538 1259194 5340 SH SOLE 0 0 5340 First Trust Mid Cap Core AlphaDEX ETF COM 33735b108 1671790 14746 SH SOLE 0 0 14746 IShares Russell Midcap Index ETF COM 464287499 2556336 30400 SH SOLE 0 0 30400 IShares S&P Midcap 400 Index ETF COM 464287507 3496744 57569 SH SOLE 0 0 57569 SPDR S&P MidCap 400 ETF COM 78467y107 1337029 2403 SH SOLE 0 0 2403 Schwab US Mid-Cap ETF COM 808524508 862995 10598 SH SOLE 0 0 10598 Vanguard Extended Market ETF COM 922908652 333013 1900 SH SOLE 0 0 1900 Vanguard Mid Cap ETF COM 922908629 7876135 31522 SH SOLE 0 0 31522 IShares Russell Midcap Value Index ETF COM 464287473 827427 6602 SH SOLE 0 0 6602 IShares S&P MidCap 400/Barra Value ETF COM 464287705 1092290 9234 SH SOLE 0 0 9234 Pacer FDS TR Cash Cows - ETF COM 69374h659 205057 5219 SH SOLE 0 0 5219 Pacer U.S. Cash Cows 100 - ETF COM 69374h881 8864239 152542 SH SOLE 0 0 152542 ProShares S&P MidCap 400 Dividend Aristo. COM 74347b680 882999 11240 SH SOLE 0 0 11240 Vanguard Mid-Cap Value ETF COM 922908512 1414100 9070 SH SOLE 0 0 9070 Capital Group Growth - ETF COM 14020g101 2697460 84322 SH SOLE 0 0 84322 FT CBOE Vest Fund of Buffer - ETF COM 33740f755 608705 21771 SH SOLE 0 0 21771 First Trust Dow Jones Internet ETF COM 33733e302 216575 1056 SH SOLE 0 0 1056 First Trust NASDAQ-100 Equal Wtd ETF COM 337344105 3155771 25470 SH SOLE 0 0 25470 IShares MSCI USA Momentum Factor ETF COM 46432f396 4877657 26035 SH SOLE 0 0 26035 IShares Russell 1000 Growth Index ETF COM 464287614 933629 2770 SH SOLE 0 0 2770 IShares S&P 500 Barra Growth Index ETF COM 464287309 300015 3553 SH SOLE 0 0 3553 JPMorgan Nasdaq Equity Premium Inc ETF COM 46654q203 254952 4700 SH SOLE 0 0 4700 Nuveen TR ESG Large Cap Growth ETF COM 67092p201 820010 10750 SH SOLE 0 0 10750 Schwab US Large-Cap Growth ETF COM 808524300 1095023 11810 SH SOLE 0 0 11810 Vanguard Growth ETF COM 922908736 3007667 8738 SH SOLE 0 0 8738 Vanguard Mega Cap Growth ETF COM 921910816 429342 1498 SH SOLE 0 0 1498 Vanguard Russell 1000 Growth ETF COM 92206c680 3791292 43744 SH SOLE 0 0 43744 Vanguard S&P 500 Growth ETF COM 921932505 6070194 19921 SH SOLE 0 0 19921 iShares Russell Top 200 Growth ETF COM 464289438 3459123 17730 SH SOLE 0 0 17730 American Centy ETF TR Avantis US Equity COM 025072885 996293 11132 SH SOLE 0 0 11132 First Tr Large Cap Core AlphaDex Fd ETF COM 33734k109 813379 8196 SH SOLE 0 0 8196 First Trust Capital Strength ETF COM 33733E104 3027863 35352 SH SOLE 0 0 35352 Goldman Sachs ActiveBeta US LargeCp Eq ETF COM 381430503 9179457 88443 SH SOLE 0 0 88443 IShares - Russell 200 Index ETF COM 464289446 774402 6092 SH SOLE 0 0 6092 IShares Edge MSCI USA Quality Factor ETF COM 46432f339 1337152 8136 SH SOLE 0 0 8136 IShares MSCI USA Minimum Volatility ETF COM 46429b697 4213813 50417 SH SOLE 0 0 50417 IShares Russell 1000 Index Fund ETF COM 464287622 936834 3253 SH SOLE 0 0 3253 IShares Russell 3000 Index ETF COM 464287689 4368865 14559 SH SOLE 0 0 14559 IShares S&P 500 Index ETF COM 464287200 1049463 1996 SH SOLE 0 0 1996 IShares Tr. S&P 1500 Index ETF COM 464287150 211576 1835 SH SOLE 0 0 1835 Invesco Russell 1000 Dynamic Multi ETF COM 46138j619 5266136 95349 SH SOLE 0 0 95349 Invesco S&P 500 GARP - ETF COM 46137V431 7024350 65963 SH SOLE 0 0 65963 Invesco S&P 500 Low Volatility ETF COM 46138e354 4205323 63843 SH SOLE 0 0 63843 Invesco S&P 500 Quality ETF A COM 46137v241 12311306 203762 SH SOLE 0 0 203762 JPMorgan Equity Focus - ETF COM 46654Q781 3883855 64980 SH SOLE 0 0 64980 JPMorgan Equity Premium Income ETF COM 46641q332 739655 12784 SH SOLE 0 0 12784 SPDR S&P 500 ETF COM 78462F103 6171901 11799 SH SOLE 0 0 11799 Schwab US Broad Market ETF COM 808524102 3747554 61385 SH SOLE 0 0 61385 Schwab US Large-Cap ETF COM 808524201 1025359 16522 SH SOLE 0 0 16522 VanEck Morningstar Wide Moat - ETF COM 92189f643 1318204 14663 SH SOLE 0 0 14663 Vanguard Dividend Appreciation ETF COM 921908844 15572986 85280 SH SOLE 0 0 85280 Vanguard ESG US Stock - ETF COM 921910733 738251 7922 SH SOLE 0 0 7922 Vanguard Large Cap ETF COM 922908637 797202 3325 SH SOLE 0 0 3325 Vanguard Mega Cap ETF COM 921910873 14011326 74979 SH SOLE 0 0 74979 Vanguard Russell 1000 ETF COM 92206c730 8370752 35124 SH SOLE 0 0 35124 Vanguard Russell 3000 ETF COM 92206c599 578906 2485 SH SOLE 0 0 2485 Vanguard S&P 500 ETF COM 922908363 5354660 11139 SH SOLE 0 0 11139 Vanguard Total Stock Market ETF COM 922908769 23844524 91745 SH SOLE 0 0 91745 WisdomTree US Quality Dividend Gr ETF COM 97717x669 283808 3725 SH SOLE 0 0 3725 Capital Group Dividend Value - ETF COM 14020w106 1067121 32834 SH SOLE 0 0 32834 Dimensional US Marketwide Value - ETF COM 25434v724 388509 9499 SH SOLE 0 0 9499 First Trust Morningstar Div Leaders ETF COM 336917109 5859414 152272 SH SOLE 0 0 152272 First Trust Rising Dividend Achievers ETF COM 33738r506 4137562 73661 SH SOLE 0 0 73661 First Trust Value Line Dividend ETF COM 33734h106 3559300 84284 SH SOLE 0 0 84284 IShares Core US Value ETF COM 464287663 1000719 11065 SH SOLE 0 0 11065 IShares Russell 1000 Value Index ETF COM 464287598 342100 1910 SH SOLE 0 0 1910 IShares Select Dividend ETF COM 464287168 1765046 14329 SH SOLE 0 0 14329 Invesco S&P 500 High Div/Low Volat. ETF COM 46138e362 218004 4910 SH SOLE 0 0 4910 Invesco S&P 500 Revenue ETF COM 46138g698 684229 7300 SH SOLE 0 0 7300 ProShares S&P 500 Dividend Aristocrats ETF COM 74348a467 5552452 54753 SH SOLE 0 0 54753 SPDR Dow Jones Industrial Average ETF COM 78467x109 1513875 3806 SH SOLE 0 0 3806 SPDR S&P Dividend ETF COM 78464a763 2171235 16544 SH SOLE 0 0 16544 SPDR S&P Value ETF COM 78464a508 4890017 97605 SH SOLE 0 0 97605 Schwab Fundamental US Broad Market ETF COM 808524789 702049 10595 SH SOLE 0 0 10595 Schwab US Div Equity ETF COM 808524797 14809661 183674 SH SOLE 0 0 183674 T. Rowe Price Dividend Growth ETF COM 87283q404 937346 24667 SH SOLE 0 0 24667 Vanguard High Dividend Yield ETF COM 921946406 2404132 19871 SH SOLE 0 0 19871 Vanguard Russell 1000 Value ETF COM 92206c714 1016579 12927 SH SOLE 0 0 12927 Vanguard S&P 500 Value ETF COM 921932703 587430 3255 SH SOLE 0 0 3255 Vanguard Value ETF COM 922908744 1121987 6889 SH SOLE 0 0 6889 WisdomTree U.S. LargeCap Dividend ETF COM 97717w307 542075 7509 SH SOLE 0 0 7509 Global X S&P 500 Catholic Values ETF COM 37954y889 230377 3620 SH SOLE 0 0 3620 Pacer Global Cash Cows Dividend ETF COM 69374h709 649467 18717 SH SOLE 0 0 18717 IShares Core MSCI Total Int'l Stk ETF COM 46432f834 712259 10496 SH SOLE 0 0 10496 Avantis Emerging Markets Equity - ETF COM 025072604 202860 3500 SH SOLE 0 0 3500 WisdomTree International Hdgd Div Gr ETF COM 97717x594 1169969 25467 SH SOLE 0 0 25467 Goldman Sachs ActiveBeta Int'l Eq ETF COM 381430107 3259266 95050 SH SOLE 0 0 95050 IShares - MSCI ACWI ex US ETF COM 464288240 210250 3938 SH SOLE 0 0 3938 IShares MSCI EAFE ETF COM 464287465 314109 3933 SH SOLE 0 0 3933 Vanguard FTSE All-World (ex. US) ETF COM 922042775 1547715 26389 SH SOLE 0 0 26389 Vanguard Tax-Mgd Int'l Dev. Markets ETF COM 921943858 563591 11234 SH SOLE 0 0 11234 Pacer FDS TR Developed Mrkts Int'l CC ETF COM 69374h873 1736445 54349 SH SOLE 0 0 54349 Goldman Sachs ActiveBeta Emerging Mkts ETF COM 381430206 397548 12685 SH SOLE 0 0 12685 SPDR S&P Emerging Markets ETF COM 78463x509 839861 23207 SH SOLE 0 0 23207 Vanguard Emerging Mkts. ETF COM 922042858 692572 16581 SH SOLE 0 0 16581 First TR Global Tactical Commodity ETF COM 33739h101 474708 20013 SH SOLE 0 0 20013 Ishares Bitcoin Trust COM 46438f101 338127 8355 SH SOLE 0 0 8355 SPDR Gold Shares ETF COM 78463v107 771244 3749 SH SOLE 0 0 3749 Ares RE Income Trust Class E COM 09186L100 166172 21185 SH SOLE 0 0 21185 Highlands REIT Inc. COM per431522 16139 50435 SH SOLE 0 0 50435