The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB Ltd. Sponsored ADR COM 000375204 305 9,149 SH   SOLE   0 0 9,149
AFLAC, Inc. COM 001055102 853 16,356 SH   SOLE   0 0 16,356
AGNC Investment Corp COM 00123q104 1,109 70,332 SH   SOLE   0 0 70,332
AT&T Inc. COM 00206R102 462 17,121 SH   SOLE   0 0 17,121
ASE Technology Holding Co., Lt COM 00215w100 78 10,000 SH   SOLE   0 0 10,000
Abbott Laboratories COM 002824100 1,742 14,747 SH   SOLE   0 0 14,747
AbbVie, Inc. COM 00287y109 1,846 17,110 SH   SOLE   0 0 17,110
Adobe Systems, Inc. COM 00724F101 447 776 SH   SOLE   0 0 776
Air Products & Chem COM 009158106 368 1,436 SH   SOLE   0 0 1,436
Allstate Corp. COM 020002101 2,388 18,754 SH   SOLE   0 0 18,754
Alphabet Inc., Cl. C COM 02079k107 2,092 785 SH   SOLE   0 0 785
Alphabet Inc., Cl. A COM 02079k305 12,584 4,707 SH   SOLE   0 0 4,707
Altria Group, Inc. COM 02209S103 532 11,681 SH   SOLE   0 0 11,681
Amazon.Com Inc. COM 023135106 10,138 3,086 SH   SOLE   0 0 3,086
Ameren Corp. COM 023608102 159 1,967 SH   SOLE   0 0 1,967
American Express COM 025816109 243 1,450 SH   SOLE   0 0 1,450
American States Water Co. COM 029899101 1,836 21,471 SH   SOLE   0 0 21,471
American Tower Corp. COM 03027x100 459 1,730 SH   SOLE   0 0 1,730
Amgen, Inc. COM 031162100 263 1,237 SH   SOLE   0 0 1,237
Amyris, Inc. COM 03236m200 143 10,450 SH   SOLE   0 0 10,450
Annaly Capital Mgmt Inc. COM 035710409 1,270 150,841 SH   SOLE   0 0 150,841
Anthem, Inc. COM 036752103 798 2,139 SH   SOLE   0 0 2,139
Apartment Invt. & Mgmt Co. (AI COM 03748r747 189 27,596 SH   SOLE   0 0 27,596
Apartment Income REIT Corp. COM 03750l109 1,347 27,596 SH   SOLE   0 0 27,596
Apple Inc. COM 037833100 19,480 137,668 SH   SOLE   0 0 137,668
Applied Materials COM 038222105 447 3,471 SH   SOLE   0 0 3,471
Archer Daniels Midland COM 039483102 8,229 137,128 SH   SOLE   0 0 137,128
AstraZeneca PLC ADR COM 046353108 452 7,528 SH   SOLE   0 0 7,528
Autodesk COM 052769106 261 915 SH   SOLE   0 0 915
Automatic Data Processing COM 053015103 889 4,446 SH   SOLE   0 0 4,446
AutoZone, Inc. COM 053332102 552 325 SH   SOLE   0 0 325
BP Amoco PLC ADR COM 055622104 233 8,536 SH   SOLE   0 0 8,536
Ball Corp. COM 058498106 371 4,129 SH   SOLE   0 0 4,129
Bank of America COM 060505104 336 7,915 SH   SOLE   0 0 7,915
Bank of Montreal COM 063671101 371 3,724 SH   SOLE   0 0 3,724
Baxter International COM 071813109 173 2,152 SH   SOLE   0 0 2,152
Becton Dickinson & Co. COM 075887109 704 2,864 SH   SOLE   0 0 2,864
Berkshire Hathaway, Cl. B COM 084670702 3,494 12,802 SH   SOLE   0 0 12,802
BHP Billiton, Ltd. ADR COM 088606108 258 4,816 SH   SOLE   0 0 4,816
Biogen Idec, Inc. COM 09062x103 317 1,121 SH   SOLE   0 0 1,121
Black Hills Corp. COM 092113109 1,138 18,127 SH   SOLE   0 0 18,127
Blackstone Group Inc. Cl. A COM 09260d107 11,629 99,955 SH   SOLE   0 0 99,955
BOYD Gaming Corp COM 103304101 364 5,760 SH   SOLE   0 0 5,760
Bristol-Myers Squibb COM 110122108 386 6,520 SH   SOLE   0 0 6,520
Broadcom Inc. COM 11135f101 8,859 18,268 SH   SOLE   0 0 18,268
Burlington Stores, Inc. COM 122017106 255 900 SH   SOLE   0 0 900
CSX Corp. COM 126408103 207 6,975 SH   SOLE   0 0 6,975
CVS Health Corp. COM 126650100 8,303 97,847 SH   SOLE   0 0 97,847
Canadian Imperial Bank of Comm COM 136069101 240 2,158 SH   SOLE   0 0 2,158
Cardinal Health COM 14149y108 1,332 26,940 SH   SOLE   0 0 26,940
Caterpillar Inc. COM 149123101 484 2,521 SH   SOLE   0 0 2,521
Cellectar Biosciences, Inc. COM 15117f500 47 51,000 SH   SOLE   0 0 51,000
Centene Corp. COM 15135b101 262 4,202 SH   SOLE   0 0 4,202
Charter Communications, Inc. COM 16119p108 7,388 10,154 SH   SOLE   0 0 10,154
Chevron Corp. COM 166764100 272 2,684 SH   SOLE   0 0 2,684
Chipotle Mexican Grill, A COM 169656105 7,623 4,194 SH   SOLE   0 0 4,194
Cisco Systems COM 17275r102 654 12,014 SH   SOLE   0 0 12,014
Citigroup COM 172967424 2,396 34,143 SH   SOLE   0 0 34,143
Citizens Financial Group COM 174610105 1,651 35,153 SH   SOLE   0 0 35,153
Clorox Co. COM 189054109 1,310 7,910 SH   SOLE   0 0 7,910
Coca Cola COM 191216100 1,615 30,787 SH   SOLE   0 0 30,787
Cohen & Steers Inst'l Realty S COM 19247u106 318 6,059 SH   SOLE   0 0 6,059
Colgate Palmolive Co. COM 194162103 497 6,578 SH   SOLE   0 0 6,578
Comcast Corp., Cl. A COM 20030N101 776 13,880 SH   SOLE   0 0 13,880
Constellation Brands, Inc. COM 21036p108 600 2,846 SH   SOLE   0 0 2,846
Copart, Inc. COM 217204106 528 3,805 SH   SOLE   0 0 3,805
Costco Wholesale Corp. COM 22160K105 8,767 19,510 SH   SOLE   0 0 19,510
Crown Castle Int'l. Corp. COM 22822v101 1,877 10,832 SH   SOLE   0 0 10,832
Cummins Engine Inc. COM 231021106 524 2,334 SH   SOLE   0 0 2,334
DTE Energy COM 233331107 1,440 12,893 SH   SOLE   0 0 12,893
DT Midstream Inc. COM 23345m107 246 5,330 SH   SOLE   0 0 5,330
Danaher Corp. COM 235851102 621 2,041 SH   SOLE   0 0 2,041
DaVita HealthCare Partners, In COM 23918k108 2,592 22,293 SH   SOLE   0 0 22,293
Debt Resolve Inc. COM 24276r206 0 100,000 SH   SOLE   0 0 100,000
Deere & Co. COM 244199105 7,894 23,558 SH   SOLE   0 0 23,558
Diageo PLC ADR COM 25243Q205 303 1,569 SH   SOLE   0 0 1,569
Digital Realty Trust Inc. COM 253868103 1,672 11,574 SH   SOLE   0 0 11,574
Walt Disney Co COM 254687106 584 3,455 SH   SOLE   0 0 3,455
Discover Financial Services, I COM 254709108 248 2,019 SH   SOLE   0 0 2,019
Dominos Pizza, Inc. COM 25754a201 396 830 SH   SOLE   0 0 830
Edwards Lifesciences Corp. COM 28176E108 850 7,507 SH   SOLE   0 0 7,507
Emerson Electric Co. COM 291011104 246 2,615 SH   SOLE   0 0 2,615
Enbridge Inc. COM 29250n105 1,748 43,881 SH   SOLE   0 0 43,881
Enersis Americas SA ADR COM 29274f104 89 15,280 SH   SOLE   0 0 15,280
Equinor ASA COM 29446m102 260 10,181 SH   SOLE   0 0 10,181
Essentials Utilities Inc. COM 29670g102 992 21,524 SH   SOLE   0 0 21,524
Eversource Energy Com. COM 30040w108 281 3,431 SH   SOLE   0 0 3,431
Exxon Mobil Corp. COM 30231G102 441 7,500 SH   SOLE   0 0 7,500
Meta Platforms, Inc. COM 30303m102 10,519 30,994 SH   SOLE   0 0 30,994
Fedex Corp. COM 31428X106 3,119 14,224 SH   SOLE   0 0 14,224
Fifth Third Bancorp COM 316773100 1,258 29,645 SH   SOLE   0 0 29,645
First Busey Corp. COM 319383204 284 11,512 SH   SOLE   0 0 11,512
First Solar, Inc. COM 336433107 4,949 51,841 SH   SOLE   0 0 51,841
First Trust Water ETF COM 33733b100 160 1,885 SH   SOLE   0 0 1,885
First Trust NYSE Arca Biotech COM 33733e203 448 2,695 SH   SOLE   0 0 2,695
First Trust ETF Clean Edge Gre COM 33733e500 487 7,785 SH   SOLE   0 0 7,785
First Trust Lunt U.S. Factor R COM 33733e872 244 7,160 SH   SOLE   0 0 7,160
Fiserv, Inc. COM 337738108 6,419 59,165 SH   SOLE   0 0 59,165
Gallagher, Arthur J & Co. COM 363576109 416 2,800 SH   SOLE   0 0 2,800
General Mills COM 370334104 1,362 22,768 SH   SOLE   0 0 22,768
Genuine Parts Co. COM 372460105 1,833 15,118 SH   SOLE   0 0 15,118
GlaxoSmithKline PLC COM 37733W105 340 8,910 SH   SOLE   0 0 8,910
H&E Equipment Services, Inc. COM 404030108 1,831 52,760 SH   SOLE   0 0 52,760
HCA Healthcare Co. COM 40412c101 6,489 26,734 SH   SOLE   0 0 26,734
Hanes Brands, Inc. COM 410345102 1,633 95,171 SH   SOLE   0 0 95,171
Hewlett Packard Enterprise Co. COM 42824c109 1,427 100,160 SH   SOLE   0 0 100,160
Hologic, Inc. COM 436440101 1,852 25,090 SH   SOLE   0 0 25,090
Home Depot, Inc. COM 437076102 8,907 27,134 SH   SOLE   0 0 27,134
Honeywell Internat'l. COM 438516106 432 2,033 SH   SOLE   0 0 2,033
Hormel Foods Corp. COM 440452100 223 5,450 SH   SOLE   0 0 5,450
IDEXX Laboratories, Inc. COM 45168d104 212 341 SH   SOLE   0 0 341
Illinois Tool Works COM 452308109 233 1,127 SH   SOLE   0 0 1,127
Infosys Technologies, Ltd. COM 456788108 454 20,402 SH   SOLE   0 0 20,402
Intel Corp. COM 458140100 552 10,368 SH   SOLE   0 0 10,368
Intercontinental Exchange Grou COM 45866f104 8,386 73,039 SH   SOLE   0 0 73,039
I.B.M. COM 459200101 283 2,038 SH   SOLE   0 0 2,038
Invesco QQQ Tr Unit Ser. 1 ETF COM 46090e103 2,815 7,864 SH   SOLE   0 0 7,864
IShares Cohen & Steers REIT ET COM 464287564 209 3,190 SH   SOLE   0 0 3,190
IShares US Real Estate ETF COM 464287739 334 3,260 SH   SOLE   0 0 3,260
IShares US Healthcare ETF COM 464287762 593 2,150 SH   SOLE   0 0 2,150
IShares Residential Real Estat COM 464288562 566 6,612 SH   SOLE   0 0 6,612
Isuzu Motors Ltd. COM 465254209 214 16,319 SH   SOLE   0 0 16,319
J.P. Morgan Chase & Co. COM 46625H100 1,070 6,535 SH   SOLE   0 0 6,535
Jabil Circuit, Inc. COM 466313103 2,087 35,750 SH   SOLE   0 0 35,750
Jacobs Engineering Group, Inc. COM 469814107 2,777 20,950 SH   SOLE   0 0 20,950
Johnson & Johnson COM 478160104 1,951 12,078 SH   SOLE   0 0 12,078
Kimberly Clark Corp COM 494368103 1,510 11,405 SH   SOLE   0 0 11,405
Knight-Swift Transportation Ho COM 499049104 669 13,070 SH   SOLE   0 0 13,070
Kraft Heinz Co. COM 500754106 1,343 36,463 SH   SOLE   0 0 36,463
Kronos Worldwide, Inc. COM 50105f105 1,182 95,253 SH   SOLE   0 0 95,253
L3Harris Technologies COM 502431109 502 2,281 SH   SOLE   0 0 2,281
Laboratory Corp. Am. Hldgs. COM 50540r409 418 1,485 SH   SOLE   0 0 1,485
LAM Research Corp. COM 512807108 7,044 12,377 SH   SOLE   0 0 12,377
Estee Lauder Co. COM 518439104 3,955 13,188 SH   SOLE   0 0 13,188
Lear Corp. COM 521865204 368 2,350 SH   SOLE   0 0 2,350
Leidos Holdings, Inc. COM 525327102 2,405 25,019 SH   SOLE   0 0 25,019
Lilly (Eli) COM 532457108 472 2,043 SH   SOLE   0 0 2,043
Lockheed Martin Corp. COM 539830109 634 1,838 SH   SOLE   0 0 1,838
Lowe's Cos COM 548661107 1,073 5,291 SH   SOLE   0 0 5,291
Marathon Petroleum Corp. COM 56585a102 263 4,263 SH   SOLE   0 0 4,263
MasterCard, Inc. COM 57636q104 7,550 21,716 SH   SOLE   0 0 21,716
McDonalds Corp. COM 580135101 1,525 6,326 SH   SOLE   0 0 6,326
MercadoLibre Inc. COM 58733r102 339 202 SH   SOLE   0 0 202
Merck & Co Inc. COM 58933y105 3,078 40,974 SH   SOLE   0 0 40,974
Microsoft Corporation COM 594918104 4,364 15,480 SH   SOLE   0 0 15,480
Microchip Technology, Inc. COM 595017104 7,229 47,098 SH   SOLE   0 0 47,098
Micron Technology, Inc. COM 595112103 1,994 28,090 SH   SOLE   0 0 28,090
Mitsubishi UFJ Fin'l. Grp. ADR COM 606822104 127 21,490 SH   SOLE   0 0 21,490
Moderna Inc. COM 60770k107 468 1,215 SH   SOLE   0 0 1,215
Molson Coors Brewing Co., Cl. COM 60871r209 304 6,550 SH   SOLE   0 0 6,550
Mondelez International, Inc. COM 609207105 472 8,115 SH   SOLE   0 0 8,115
Monster Beverage Corp. COM 61174x109 1,673 18,830 SH   SOLE   0 0 18,830
Moody's Corp. COM 615369105 277 780 SH   SOLE   0 0 780
Morgan Stanley COM 617446448 264 2,710 SH   SOLE   0 0 2,710
Mosaic Co. COM 61945c103 2,727 76,344 SH   SOLE   0 0 76,344
Mowi ASA ADR COM 624678108 352 13,907 SH   SOLE   0 0 13,907
National Grid PLC ADR COM 636274409 261 4,369 SH   SOLE   0 0 4,369
Nestle SA ADR COM 641069406 230 1,912 SH   SOLE   0 0 1,912
Newell Rubbermaid Inc. COM 651229106 1,398 63,122 SH   SOLE   0 0 63,122
NextEra Energy COM 65339F101 1,037 13,201 SH   SOLE   0 0 13,201
Nike, Inc. COM 654106103 264 1,820 SH   SOLE   0 0 1,820
Norfolk Southern Corp. COM 655844108 252 1,053 SH   SOLE   0 0 1,053
Northrop Grumman COM 666807102 342 949 SH   SOLE   0 0 949
Novartis AG ADR COM 66987v109 275 3,363 SH   SOLE   0 0 3,363
Novo Nordisk A.S. ADR COM 670100205 506 5,274 SH   SOLE   0 0 5,274
Nucor Corp. COM 670346105 2,222 22,564 SH   SOLE   0 0 22,564
Nvidia Corp. COM 67066g104 10,776 52,017 SH   SOLE   0 0 52,017
Old Dominion Freight Line, Inc COM 679580100 892 3,120 SH   SOLE   0 0 3,120
Old Republic Nat'l. Corp. COM 680223104 1,511 65,345 SH   SOLE   0 0 65,345
Oracle Corp COM 68389X105 985 11,301 SH   SOLE   0 0 11,301
Owens & Minor, Inc. COM 690732102 2,343 74,881 SH   SOLE   0 0 74,881
PNC Financial Svcs. COM 693475105 336 1,716 SH   SOLE   0 0 1,716
Packaging Corp. of America COM 695156109 1,458 10,606 SH   SOLE   0 0 10,606
PacWest Bancorp COM 695263103 1,527 33,685 SH   SOLE   0 0 33,685
PayChex Inc. COM 704326107 2,854 25,384 SH   SOLE   0 0 25,384
Paypal Hldgs Inc. COM 70450y103 582 2,237 SH   SOLE   0 0 2,237
PepsiCo Inc COM 713448108 2,207 14,674 SH   SOLE   0 0 14,674
Pfizer, Inc. COM 717081103 2,842 66,083 SH   SOLE   0 0 66,083
Philip Morris Internat'l. COM 718172109 1,155 12,184 SH   SOLE   0 0 12,184
Procter and Gamble COM 742718109 1,528 10,927 SH   SOLE   0 0 10,927
Prudential Financial, Inc. COM 744320102 158 1,505 SH   SOLE   0 0 1,505
Qualcomm Inc. COM 747525103 1,024 7,942 SH   SOLE   0 0 7,942
Quanta Services, Inc. COM 74762e102 4,343 38,154 SH   SOLE   0 0 38,154
RPM Inc. Ohio COM 749685103 2,370 30,522 SH   SOLE   0 0 30,522
Raytheon Technologies Corp. COM 75513e101 191 2,218 SH   SOLE   0 0 2,218
Realty Income Corp. COM 756109104 1,605 24,748 SH   SOLE   0 0 24,748
Regions Financial Corp. COM 7591ep100 1,351 63,376 SH   SOLE   0 0 63,376
Rio Tinto PLC ADR F COM 767204100 229 3,425 SH   SOLE   0 0 3,425
Royal Dutch Shell ADR, A COM 780259206 183 4,104 SH   SOLE   0 0 4,104
S&P Global, Inc. COM 78409v104 4,806 11,311 SH   SOLE   0 0 11,311
SK Telecom Ltd. ADR COM 78440p108 262 8,714 SH   SOLE   0 0 8,714
Salesforce.com COM 79466l302 8,561 31,565 SH   SOLE   0 0 31,565
Sanofi-Aventis ADR COM 80105n105 271 5,627 SH   SOLE   0 0 5,627
Charles Schwab Corp. COM 808513105 724 9,946 SH   SOLE   0 0 9,946
Materials Select Sector SPDR E COM 81369y100 537 6,790 SH   SOLE   0 0 6,790
Health Care Select Sector SPDR COM 81369y209 114 899 SH   SOLE   0 0 899
Financial Select Sector SPDR E COM 81369y605 247 6,590 SH   SOLE   0 0 6,590
Industrial Select Sector SPDR COM 81369y704 407 4,163 SH   SOLE   0 0 4,163
Technology Select Sector SPDR COM 81369y803 361 2,418 SH   SOLE   0 0 2,418
ServiceNow, Inc. COM 81762p102 2,128 3,419 SH   SOLE   0 0 3,419
Sherwin Williams Company COM 824348106 9,189 32,851 SH   SOLE   0 0 32,851
Siemens AG ADR COM 826197501 238 2,894 SH   SOLE   0 0 2,894
Southern Company COM 842587107 256 4,132 SH   SOLE   0 0 4,132
Southern Copper Corp. COM 84265v105 199 3,540 SH   SOLE   0 0 3,540
Square Inc., Cl. A COM 852234103 115 480 SH   SOLE   0 0 480
Starbucks Corp. COM 855244109 404 3,660 SH   SOLE   0 0 3,660
State Street Corp. COM 857477103 1,269 14,980 SH   SOLE   0 0 14,980
Steel Dynamics Inc. COM 858119100 227 3,888 SH   SOLE   0 0 3,888
Stryker Corporation COM 863667101 268 1,017 SH   SOLE   0 0 1,017
Sun Life Financial, Inc. COM 866796105 283 5,494 SH   SOLE   0 0 5,494
Taiwan Semiconductor Mfg. Co. COM 874039100 991 8,875 SH   SOLE   0 0 8,875
Target Corp. COM 87612E106 372 1,628 SH   SOLE   0 0 1,628
Tesla Motors Inc., Com COM 88160r101 2,279 2,939 SH   SOLE   0 0 2,939
Thermo Fisher Scientific, Inc. COM 883556102 10,602 18,557 SH   SOLE   0 0 18,557
3M Company COM 88579y101 350 1,998 SH   SOLE   0 0 1,998
Timken Co. COM 887389104 1,833 28,017 SH   SOLE   0 0 28,017
Travelers Companies Inc. COM 89417E109 162 1,067 SH   SOLE   0 0 1,067
Truist Financial Corp. COM 89832q109 549 9,355 SH   SOLE   0 0 9,355
Umpqua Holdings Corp. COM 904214103 1,457 71,948 SH   SOLE   0 0 71,948
Unilever PLC ADR COM 904767704 527 9,717 SH   SOLE   0 0 9,717
Union Pacific Corp. COM 907818108 825 4,207 SH   SOLE   0 0 4,207
United Parcel Service, Inc. COM 911312106 294 1,617 SH   SOLE   0 0 1,617
United Rentals, Inc. COM 911363109 9,121 25,992 SH   SOLE   0 0 25,992
UnitedHealth Group COM 91324p102 7,186 18,392 SH   SOLE   0 0 18,392
Vale S.A. ADR COM 91912e105 232 16,620 SH   SOLE   0 0 16,620
Vanguard World Health Care ETF COM 92204a504 2,227 9,010 SH   SOLE   0 0 9,010
Vanguard Information Technolog COM 92204a702 2,616 6,520 SH   SOLE   0 0 6,520
Vanguard REIT ETF COM 922908553 623 6,123 SH   SOLE   0 0 6,123
Veolia Environment ADR COM 92334n103 258 8,122 SH   SOLE   0 0 8,122
Verizon Communications COM 92343V104 670 12,399 SH   SOLE   0 0 12,399
Virtu Financial Inc COM 928254101 1,025 41,956 SH   SOLE   0 0 41,956
Visa Inc. COM 92826c839 938 4,209 SH   SOLE   0 0 4,209
Vodafone Group PLC ADR COM 92857w308 181 11,688 SH   SOLE   0 0 11,688
W D 40 Co. COM 929236107 271 1,169 SH   SOLE   0 0 1,169
W. P. Carey Inc. COM 92936u109 3,168 43,378 SH   SOLE   0 0 43,378
Wal-Mart Stores COM 931142103 919 6,597 SH   SOLE   0 0 6,597
Walgreen Boots Alliance Inc. COM 931427108 301 6,403 SH   SOLE   0 0 6,403
Waste Management, Inc. COM 94106L109 273 1,831 SH   SOLE   0 0 1,831
Williams Companies COM 969457100 1,956 75,422 SH   SOLE   0 0 75,422
Workday, Inc. Cl. A COM 98138h101 325 1,300 SH   SOLE   0 0 1,300
Yum Brands, Inc. COM 988498101 135 1,103 SH   SOLE   0 0 1,103
Zebra Technologies Corp. COM 989207105 451 875 SH   SOLE   0 0 875
Zynga Inc., Cl. A COM 98986t108 310 41,200 SH   SOLE   0 0 41,200
Coca Cola European Partners PL COM g25839104 235 4,252 SH   SOLE   0 0 4,252
Eaton Corp., PLC COM g29183103 429 2,871 SH   SOLE   0 0 2,871
Everest Reinsur. Group, Ltd. COM g3223r108 285 1,135 SH   SOLE   0 0 1,135
Linde PLC COM g5494j103 238 810 SH   SOLE   0 0 810
Microport Scientific Corp. COM g60837104 2,869 504,670 SH   SOLE   0 0 504,670
Seagate Technology Holdings PL COM g7997r103 369 4,473 SH   SOLE   0 0 4,473
Garmin Ltd. COM h2906t109 3,091 19,884 SH   SOLE   0 0 19,884
UBS Group AG COM h42097107 175 10,990 SH   SOLE   0 0 10,990
XTrackers MSCI EAFE Hedged Equity ETF COM 233051200 457 12,101 SH   SOLE   0 0 12,101
First Trust Morningstar Div Leaders ETF COM 336917109 4,245 129,587 SH   SOLE   0 0 129,587
First Trust Capital Strength ETF COM 33733E104 2,388 31,917 SH   SOLE   0 0 31,917
First Trust NYSE Arca Biotech ETF COM 33733e203 448 2,695 SH   SOLE   0 0 2,695
First Trust Dow Jones Internet ETF COM 33733e302 1,287 5,456 SH   SOLE   0 0 5,456
First Trust Lunt U.S. Factor Rotation ETF COM 33733e872 303 8,900 SH   SOLE   0 0 8,900
First Trust NASDAQ-100 Equal Wtd ETF COM 337344105 2,563 23,036 SH   SOLE   0 0 23,036
First Trust Value Line Dividend ETF COM 33734h106 3,821 97,485 SH   SOLE   0 0 97,485
First Tr Large Cap Core AlphaDex Fd ETF COM 33734k109 556 6,520 SH   SOLE   0 0 6,520
First Trust Mid Cap Core AlphaDEX ETF COM 33735b108 1,222 12,509 SH   SOLE   0 0 12,509
First Trust Senior Loan Fund ETF COM 33738d309 622 12,998 SH   SOLE   0 0 12,998
First Trust Rising Dividend Achievers ETF COM 33738r506 420 8,840 SH   SOLE   0 0 8,840
First Trust Preferred Secs & Inc ETF COM 33739e108 1,181 57,495 SH   SOLE   0 0 57,495
First TR Global Tactical Commodity ETF COM 33739h101 735 30,473 SH   SOLE   0 0 30,473
First Trust Managed Municipal ETF COM 33739n108 371 6,526 SH   SOLE   0 0 6,526
First Tr TCW Opportunistic Fixed Inc ETF COM 33740f805 1,509 28,188 SH   SOLE   0 0 28,188
FlexShares Quality Dividend ETF COM 33939l860 283 5,090 SH   SOLE   0 0 5,090
Goldman Sachs ActiveBeta Int'l Eq ETF COM 381430107 2,239 65,520 SH   SOLE   0 0 65,520
Goldman Sachs ActiveBeta Emerging Mkts ETF COM 381430206 1,125 30,330 SH   SOLE   0 0 30,330
Goldman Sachs ActiveBeta US LargeCp Eq ETF COM 381430503 3,912 45,475 SH   SOLE   0 0 45,475
Invesco S&P 500 Quality ETF A COM 46137v241 7,154 147,344 SH   SOLE   0 0 147,344
Invesco S&P 500 Pure Value ETF COM 46137v258 232 3,060 SH   SOLE   0 0 3,060
Invesco S&P 500 Low Volatility ETF COM 46138e354 1,990 32,706 SH   SOLE   0 0 32,706
Invesco S&P 500 Revenue ETF COM 46138g698 535 7,350 SH   SOLE   0 0 7,350
Invesco Russell 1000 Dynamic Multi ETF COM 46138j619 1,499 32,382 SH   SOLE   0 0 32,382
IShares Tr. S&P 1500 Index ETF COM 464287150 258 2,620 SH   SOLE   0 0 2,620
IShares Select Dividend ETF COM 464287168 1,181 10,297 SH   SOLE   0 0 10,297
IShares S&P 500 Index ETF COM 464287200 567 1,317 SH   SOLE   0 0 1,317
IShares MSCI EAFE ETF COM 464287465 677 8,673 SH   SOLE   0 0 8,673
IShares Russell Midcap Value Index ETF COM 464287473 3,214 28,380 SH   SOLE   0 0 28,380
IShares Russell Midcap Growth Index ETF COM 464287481 874 7,798 SH   SOLE   0 0 7,798
IShares Russell Midcap Index ETF COM 464287499 2,227 28,467 SH   SOLE   0 0 28,467
IShares S&P Midcap 400 Index ETF COM 464287507 2,386 9,072 SH   SOLE   0 0 9,072
IShares Cohen & Steers REIT ETF COM 464287564 245 3,738 SH   SOLE   0 0 3,738
IShares Russell 1000 Value Index ETF COM 464287598 275 1,757 SH   SOLE   0 0 1,757
IShares Russell 1000 Growth Index ETF COM 464287614 588 2,144 SH   SOLE   0 0 2,144
IShares Russell 1000 Index Fund ETF COM 464287622 849 3,511 SH   SOLE   0 0 3,511
IShares Russell 2000 Value Index ETF COM 464287630 355 2,213 SH   SOLE   0 0 2,213
IShares Russell 2000 Index ETF COM 464287655 3,590 16,411 SH   SOLE   0 0 16,411
IShares Core US Value ETF COM 464287663 452 6,375 SH   SOLE   0 0 6,375
IShares Russell 3000 Index ETF COM 464287689 4,048 15,884 SH   SOLE   0 0 15,884
IShares S&P MidCap 400/Barra Value ETF COM 464287705 251 2,434 SH   SOLE   0 0 2,434
IShares S&P SmallCap 600 Index ETF COM 464287804 2,888 26,445 SH   SOLE   0 0 26,445
IShares Residential Real Estate Capped ETF COM 464288562 595 6,957 SH   SOLE   0 0 6,957
IShares MSCI USA Minimum Volatility ETF COM 46429b697 4,234 57,606 SH   SOLE   0 0 57,606
IShares Edge MSCI USA Quality Factor ETF COM 46432f339 1,120 8,505 SH   SOLE   0 0 8,505
IShares TR Edge MSCI USA Value Factor ETF COM 46432f388 543 5,390 SH   SOLE   0 0 5,390
IShares MSCI USA Momentum Factor ETF COM 46432f396 5,692 32,415 SH   SOLE   0 0 32,415
IShares TR Core 1-5yr Bond ETF COM 46432f859 1,196 23,425 SH   SOLE   0 0 23,425
IShares - Inc Core MSCI Emerging Mkts ETF COM 46434g103 202 3,275 SH   SOLE   0 0 3,275
JPMorgan Ultra-Short Income ETF COM 46641q837 873 17,215 SH   SOLE   0 0 17,215
ProShares S&P 500 Dividend Aristocrats ETF COM 74348a467 1,475 16,656 SH   SOLE   0 0 16,656
SPDR S&P 500 ETF COM 78462F103 3,651 8,508 SH   SOLE   0 0 8,508
SPDR Gold Shares ETF COM 78463v107 473 2,880 SH   SOLE   0 0 2,880
SPDR Portfolio S&P 500 Growth ETF COM 78464a409 560 8,744 SH   SOLE   0 0 8,744
SPDR S&P Value ETF COM 78464a508 2,564 65,750 SH   SOLE   0 0 65,750
SPDR S&P Dividend ETF COM 78464a763 1,860 15,823 SH   SOLE   0 0 15,823
SPDR Dow Jones Industrial Average ETF COM 78467x109 725 2,142 SH   SOLE   0 0 2,142
SPDR S&P MidCap 400 ETF COM 78467y107 1,009 2,098 SH   SOLE   0 0 2,098
SPDR Nuveen Bloomberg Barclays Muni ETF COM 78468r721 264 5,115 SH   SOLE   0 0 5,115
Schwab US Broad Market ETF COM 808524102 2,966 28,560 SH   SOLE   0 0 28,560
Schwab US Large-Cap ETF COM 808524201 908 8,727 SH   SOLE   0 0 8,727
Schwab US Large-Cap Growth ETF COM 808524300 710 4,795 SH   SOLE   0 0 4,795
Schwab US Mid-Cap ETF COM 808524508 878 11,458 SH   SOLE   0 0 11,458
Schwab Strategic US Small-Cap ETF COM 808524607 1,034 10,330 SH   SOLE   0 0 10,330
Schwab Strategic Emerging Mkts Equity ETF COM 808524706 365 11,960 SH   SOLE   0 0 11,960
Schwab Fundamental US Broad Market ETF COM 808524789 543 10,133 SH   SOLE   0 0 10,133
Schwab US Div Equity ETF COM 808524797 5,599 75,412 SH   SOLE   0 0 75,412
Materials Select Sector SPDR ETF COM 81369y100 555 7,010 SH   SOLE   0 0 7,010
Health Care Select Sector SPDR ETF COM 81369y209 305 2,399 SH   SOLE   0 0 2,399
Financial Select Sector SPDR ETF COM 81369y605 249 6,625 SH   SOLE   0 0 6,625
Industrial Select Sector SPDR ETF COM 81369y704 456 4,663 SH   SOLE   0 0 4,663
Technology Select Sector SPDR ETF COM 81369y803 376 2,518 SH   SOLE   0 0 2,518
Vanguard Dividend Appreciation ETF COM 921908844 11,980 77,993 SH   SOLE   0 0 77,993
Vanguard Mega Cap Growth ETF COM 921910816 293 1,248 SH   SOLE   0 0 1,248
Vanguard Mega Cap ETF COM 921910873 10,694 70,177 SH   SOLE   0 0 70,177
Vanguard S&P 500 Growth ETF COM 921932505 5,415 20,307 SH   SOLE   0 0 20,307
Vanguard S&P 500 Value ETF COM 921932703 297 2,113 SH   SOLE   0 0 2,113
Vanguard Short-Term Bond ETF COM 921937827 429 5,236 SH   SOLE   0 0 5,236
Vanguard Bd Index - Total Bd Market ETF COM 921937835 259 3,031 SH   SOLE   0 0 3,031
Vanguard Tax-Mgd Int'l Dev. Markets ETF COM 921943858 411 8,145 SH   SOLE   0 0 8,145
Vanguard High Dividend Yield ETF COM 921946406 1,781 17,229 SH   SOLE   0 0 17,229
Vanguard FTSE All-World (ex. US) ETF COM 922042775 2,368 38,846 SH   SOLE   0 0 38,846
Vanguard Emerging Mkts. ETF COM 922042858 1,156 23,113 SH   SOLE   0 0 23,113
Vanguard Information Technology ETF COM 92204a702 2,770 6,902 SH   SOLE   0 0 6,902
Vanguard Russell 3000 ETF COM 92206c599 492 2,485 SH   SOLE   0 0 2,485
Vanguard Russell 1000 Growth ETF COM 92206c680 2,453 34,816 SH   SOLE   0 0 34,816
Vanguard Russell 1000 Value ETF COM 92206c714 1,040 15,132 SH   SOLE   0 0 15,132
Vanguard Russell 1000 ETF COM 92206c730 7,379 36,864 SH   SOLE   0 0 36,864
Vanguard Scottsdale FDS Interm.-Term ETF COM 92206c870 367 3,887 SH   SOLE   0 0 3,887
Vanguard Tax-Exempt Bond Index Fund ETF COM 922907746 303 5,541 SH   SOLE   0 0 5,541
Vanguard S&P 500 ETF COM 922908363 3,354 8,503 SH   SOLE   0 0 8,503
Vanguard Mid-Cap Growth ETF COM 922908538 1,346 5,695 SH   SOLE   0 0 5,695
Vanguard Small Cap Growth ETF COM 922908595 654 2,336 SH   SOLE   0 0 2,336
Vanguard Small Cap Value ETF COM 922908611 245 1,448 SH   SOLE   0 0 1,448
Vanguard Mid Cap ETF COM 922908629 6,335 26,759 SH   SOLE   0 0 26,759
Vanguard Large Cap ETF COM 922908637 723 3,600 SH   SOLE   0 0 3,600
Vanguard Extended Market ETF COM 922908652 346 1,900 SH   SOLE   0 0 1,900
Vanguard Growth ETF COM 922908736 1,636 5,639 SH   SOLE   0 0 5,639
Vanguard Value ETF COM 922908744 740 5,470 SH   SOLE   0 0 5,470
Vanguard Index Small Cap ETF COM 922908751 5,744 26,270 SH   SOLE   0 0 26,270
Vanguard Total Stock Market ETF COM 922908769 17,478 78,706 SH   SOLE   0 0 78,706
WisdomTree U.S. LargeCap Dividend ETF COM 97717w307 456 3,820 SH   SOLE   0 0 3,820
WisdomTree International Hdgd Div Gr ETF COM 97717x594 1,312 30,388 SH   SOLE   0 0 30,388
WisdomTree US Quality Dividend Gr ETF COM 97717x669 440 7,470 SH   SOLE   0 0 7,470
Logitech Internat'l. SA COM H50430232 684 7,760 SH   SOLE   0 0 7,760