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Regulatory Capital Matters (Tables)
9 Months Ended
Sep. 30, 2021
Regulatory Capital Requirements [Abstract]  
Schedule of Actual and Required Capital Amounts and Ratios, Not Include Capital Conservation Buffer

Actual and required capital amounts and ratios, which do not include the capital conservation buffer, are presented below at September 30, 2021 and December 31, 2020:

 

 

Actual

 

 

Requirement For Capital

Adequacy Purposes:

 

 

To be Well Capitalized

Under Prompt Corrective

Action Provisions:

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

September 30, 2021

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

315,850

 

 

14.55

%

 

$

97,715

 

 

4.5

%

 

N/A

 

N/A

 

Bank

 

265,224

 

 

12.23

%

 

 

97,606

 

 

4.5

%

 

 

140,986

 

 

6.5

%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

351,987

 

 

16.21

%

 

 

173,715

 

 

8.0

%

 

N/A

 

N/A

 

Bank

 

288,360

 

 

13.29

%

 

 

173,521

 

 

8.0

%

 

 

216,901

 

 

10.0

%

Tier 1 risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

328,850

 

 

15.14

%

 

 

130,286

 

 

6.0

%

 

N/A

 

N/A

 

Bank

 

265,224

 

 

12.23

%

 

 

130,141

 

 

6.0

%

 

 

173,521

 

 

8.0

%

Tier 1 leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

328,850

 

 

10.17

%

 

 

129,307

 

 

4.0

%

 

N/A

 

N/A

 

Bank

 

265,224

 

 

8.25

%

 

 

128,647

 

 

4.0

%

 

 

160,809

 

 

5.0

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2020

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

279,864

 

 

13.22

%

 

$

95,211

 

 

4.5

%

 

N/A

 

N/A

 

Bank

 

268,041

 

 

12.71

%

 

 

94,903

 

 

4.5

%

 

$

137,083

 

 

6.5

%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

311,413

 

 

14.72

%

 

 

169,264

 

 

8.0

%

 

N/A

 

N/A

 

Bank

 

290,185

 

 

13.76

%

 

 

168,717

 

 

8.0

%

 

 

210,897

 

 

10.0

%

Tier 1 risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

289,269

 

 

13.67

%

 

 

126,948

 

 

6.0

%

 

N/A

 

N/A

 

Bank

 

268,041

 

 

12.71

%

 

 

126,538

 

 

6.0

%

 

 

168,717

 

 

8.0

%

Tier 1 leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

289,269

 

 

9.77

%

 

 

118,464

 

 

4.0

%

 

N/A

 

N/A

 

Bank

 

268,041

 

 

9.10

%

 

 

117,877

 

 

4.0

%

 

 

147,346

 

 

5.0

%