The Company has operating leases for branch office locations, vehicles and certain office equipment such as printers, copiers and faxes. The leases have remaining lease terms of 7 months to 8.3 years, some of which include options to extend the lease for up to 10 years and some of which include options to terminate the leases within 2 months.

The right of use asset and lease liability were $4.5 million and $4.7 million as of September 30, 2021 and $4.8 million and $5.0 million at December 31, 2020.

Lease payments made for the three and nine month period ended September 30, 2021, were $206 thousand and $610 thousand, while lease payments made for the three and nine month period ended September 30, 2020, were $191 thousand and $581 thousand, respectively. Interest expense and amortization expense on finance leases for the three month period ended September 30, 2021, was $44 thousand and $124 thousand, and $116 thousand and $366 thousand for the nine month period ended September 30, 2021. Interest expense and amortization expense on finance leases for the three month period ended September 30, 2020, was $38 thousand

and $121 thousand, and $95 thousand and $334 thousand for the nine month period ended September 30, 2020. The weighted-average remaining lease term for all leases was 4.2 years as of September 30, 2021 and the weighted-average discount rate was 2.4%.

2021 (3 months)	$	201
2022		647
2023		592
2024		417
2025		424
Thereafter		3,240
Total Payments		5,521
Less: Imputed Interest		(834	)
Total	$	4,687