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Regulatory Capital Matters (Tables)
9 Months Ended
Sep. 30, 2020
Regulatory Capital Requirements [Abstract]  
Schedule of Actual and Required Capital Amounts and Ratios, Not Include Capital Conservation Buffer

Actual and required capital amounts and ratios, which do not include the capital conservation buffer, are presented below at September 30, 2020 and December 31, 2019:

 

 

Actual

 

 

Requirement For Capital

Adequacy Purposes:

 

 

To be Well Capitalized

Under Prompt Corrective

Action Provisions:

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

September 30, 2020

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

269,283

 

 

12.98

%

 

$

93,379

 

 

4.5

%

 

N/A

 

N/A

 

Bank

 

258,385

 

 

12.49

%

 

 

93,094

 

 

4.5

%

 

 

134,469

 

 

6.5

%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

297,961

 

 

14.36

%

 

 

166,007

 

 

8.0

%

 

N/A

 

N/A

 

Bank

 

277,726

 

 

13.42

%

 

 

165,500

 

 

8.0

%

 

 

206,875

 

 

10.0

%

Tier I risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

278,620

 

 

13.43

%

 

 

124,505

 

 

6.0

%

 

N/A

 

N/A

 

Bank

 

258,385

 

 

12.49

%

 

 

124,125

 

 

6.0

%

 

 

165,500

 

 

8.0

%

Tier I leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

278,620

 

 

9.67

%

 

 

115,266

 

 

4.0

%

 

N/A

 

N/A

 

Bank

 

258,385

 

 

9.01

%

 

 

114,678

 

 

4.0

%

 

 

143,348

 

 

5.0

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2019

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

247,395

 

 

12.94

%

 

$

86,039

 

 

4.5

%

 

N/A

 

N/A

 

Bank

 

213,507

 

 

11.19

%

 

 

85,854

 

 

4.5

%

 

$

124,011

 

 

6.5

%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

264,188

 

 

13.82

%

 

 

152,958

 

 

8.0

%

 

N/A

 

N/A

 

Bank

 

227,994

 

 

11.95

%

 

 

152,629

 

 

8.0

%

 

 

190,787

 

 

10.0

%

Tier I risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

249,701

 

 

13.06

%

 

 

114,719

 

 

6.0

%

 

N/A

 

N/A

 

Bank

 

213,507

 

 

11.19

%

 

 

114,472

 

 

6.0

%

 

 

152,629

 

 

8.0

%

Tier I leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

249,701

 

 

10.69

%

 

 

93,406

 

 

4.0

%

 

N/A

 

N/A

 

Bank

 

213,507

 

 

9.06

%

 

 

94,304

 

 

4.0

%

 

 

117,881

 

 

5.0

%