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Regulatory Capital Matters (Tables)
6 Months Ended
Jun. 30, 2020
Regulatory Capital Requirements [Abstract]  
Schedule of Actual and Required Capital Amounts and Ratios, Not Include Capital Conservation Buffer

Actual and required capital amounts and ratios, which do not include the capital conservation buffer, are presented below at June 30, 2020 and December 31, 2019:

 

 

Actual

 

 

Requirement For Capital

Adequacy Purposes:

 

 

To be Well Capitalized

Under Prompt Corrective

Action Provisions:

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

 

Amount

 

Ratio

 

June 30, 2020

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

260,980

 

 

12.65

%

 

$

92,862

 

 

4.5

%

 

N/A

 

N/A

 

Bank

 

251,335

 

 

12.20

%

 

 

92,687

 

 

4.5

%

 

$

133,881

 

 

6.5

%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

287,209

 

 

13.92

%

 

 

165,089

 

 

8.0

%

 

N/A

 

N/A

 

Bank

 

268,295

 

 

13.03

%

 

 

164,777

 

 

8.0

%

 

 

205,972

 

 

10.0

%

Tier I risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

270,249

 

 

13.10

%

 

 

123,817

 

 

6.0

%

 

N/A

 

N/A

 

Bank

 

251,335

 

 

12.20

%

 

 

123,583

 

 

6.0

%

 

 

164,777

 

 

8.0

%

Tier I leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

270,249

 

 

9.71

%

 

 

111,367

 

 

4.0

%

 

N/A

 

N/A

 

Bank

 

251,335

 

 

9.08

%

 

 

110,775

 

 

4.0

%

 

 

138,469

 

 

5.0

%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2019

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

$

247,395

 

 

12.94

%

 

$

86,039

 

 

4.5

%

 

N/A

 

N/A

 

Bank

 

213,507

 

 

11.19

%

 

 

85,854

 

 

4.5

%

 

$

124,011

 

 

6.5

%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

264,188

 

 

13.82

%

 

 

152,958

 

 

8.0

%

 

N/A

 

N/A

 

Bank

 

227,994

 

 

11.95

%

 

 

152,629

 

 

8.0

%

 

 

190,787

 

 

10.0

%

Tier I risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

249,701

 

 

13.06

%

 

 

114,719

 

 

6.0

%

 

N/A

 

N/A

 

Bank

 

213,507

 

 

11.19

%

 

 

114,472

 

 

6.0

%

 

 

152,629

 

 

8.0

%

Tier I leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

249,701

 

 

10.69

%

 

 

93,406

 

 

4.0

%

 

N/A

 

N/A

 

Bank

 

213,507

 

 

9.06

%

 

 

94,304

 

 

4.0

%

 

 

117,881

 

 

5.0

%