Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
INTEREST AND DIVIDEND INCOME
Loans, including fees	$ 24,099	$ 21,469
Taxable securities	1,547	1,244
Tax exempt securities	1,782	1,595
Dividends	140	175
Federal funds sold and other interest income	149	196
TOTAL INTEREST AND DIVIDEND INCOME	27,717	24,679
INTEREST EXPENSE
Deposits	4,639	3,435
Short-term borrowings	320	1,231
Long-term borrowings	456	48
TOTAL INTEREST EXPENSE	5,415	4,714
NET INTEREST INCOME	22,302	19,965
Provision for loan losses	1,100	550
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	21,202	19,415
NONINTEREST INCOME
Bank owned life insurance income	208	214
Security gains, including fair value changes for equity securities	157	10
Net gains on sale of loans	1,366	671
Other operating income	495	494
TOTAL NONINTEREST INCOME	7,715	6,520
NONINTEREST EXPENSES
Salaries and employee benefits	10,231	9,356
Occupancy and equipment	1,800	1,717
State and local taxes	464	470
Professional fees	816	794
Merger related costs	1,319	0
Advertising	271	250
FDIC insurance	225	87
Intangible amortization	332	327
Core processing charges	861	791
Telephone and data	203	260
Other operating expenses	2,060	1,925
TOTAL NONINTEREST EXPENSES	18,582	15,977
INCOME BEFORE INCOME TAXES	10,335	9,958
INCOME TAXES	1,696	1,570
NET INCOME	$ 8,639	$ 8,388
EARNINGS PER SHARE - basic	$ 0.30	$ 0.30
EARNINGS PER SHARE - fully diluted	$ 0.30	$ 0.30
Service Charges on Deposit Accounts
NONINTEREST INCOME
Noninterest income	$ 1,095	$ 1,074
Trust Fees
NONINTEREST INCOME
Noninterest income	1,857	1,858
Insurance Agency Commissions
NONINTEREST INCOME
Noninterest income	883	803
Retirement Plan Consulting Fees
NONINTEREST INCOME
Noninterest income	380	358
Investment Commissions
NONINTEREST INCOME
Noninterest income	423	260
Debit Card and EFT Fees
NONINTEREST INCOME
Noninterest income	$ 851	$ 778