Consolidated Balance Sheets (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
ASSETS
Cash and due from banks	$ 19,771	$ 22,500
Federal funds sold and other	14,848	33,514
TOTAL CASH AND CASH EQUIVALENTS	34,619	56,014
Securities available for sale	387,093	394,312
Loans held for sale	488	1,769
Loans	1,315,501	1,296,865
Less allowance for loan losses	9,390	8,978
NET LOANS	1,306,111	1,287,887
Premises and equipment, net	24,052	24,190
Goodwill	35,090	35,090
Other intangibles	7,484	7,821
Bank owned life insurance	29,446	29,234
Other assets	35,924	33,585
TOTAL ASSETS	1,860,307	1,869,902
Deposits:
Noninterest-bearing	334,391	314,650
Interest-bearing	1,111,491	1,094,397
TOTAL DEPOSITS	1,445,882	1,409,047
Short-term borrowings	175,617	225,832
Long-term borrowings	21,961	22,153
Other liabilities	12,865	14,823
TOTAL LIABILITIES	$ 1,656,325	$ 1,671,855
Commitments and contingent liabilities
Stockholders' Equity:
Common Stock - Authorized 35,000,000 shares; issued 27,590,531 in 2016 and 2015	$ 176,488	$ 176,287
Retained earnings	30,036	26,316
Accumulated other comprehensive income	2,315	133
Treasury stock, at cost; 666,147 shares in 2016 and 646,247 in 2015	(4,857)	(4,689)
TOTAL STOCKHOLDERS' EQUITY	203,982	198,047
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 1,860,307	$ 1,869,902