Segment Information (Tables)

6 Months Ended

Jun. 30, 2014

Schedule of Segment Reporting Information

Significant segment totals are reconciled to the financial statements as follows:

(In Thousands of Dollars)	Trust Segment		Bank Segment		Retirement Consulting Segment		Eliminations and Others		Consolidated Totals
June 30, 2014
Goodwill and other intangibles	$	5,463	$	0	$	4,497	$	0	$	9,960
Total assets	$	12,352	$	1,115,443	$	5,198	$	293	$	1,133,286

(In Thousands of Dollars)	Trust Segment		Bank Segment		Retirement Consulting Segment		Eliminations and Others		Consolidated Totals
December 31, 2013
Goodwill and other intangibles	$	5,639	$	0	$	4,704	$	0	$	10,343
Total assets	$	11,572	$	1,120,091	$	5,090	$	573	$	1,137,326

(In Thousands of Dollars)	Trust Segment		Bank Segment		Retirement Consulting Segment		Eliminations and Others			Consolidated Totals
For Three Months Ended June 30, 2014
Net interest income	$	14	$	8,941	$	0	$	(3	)	$	8,952
Provision for loan losses		0		300		0		0			300
Service fees, security gains and other noninterest income		1,574		1,756		555		(88	)		3,797
Noninterest expense		1,193		7,471		407		307			9,378
Income before taxes		395		2,926		148		(398	)		3,071
Income taxes		135		662		50		(127	)		720
Net Income	$	260	$	2,264	$	98	$	(271	)	$	2,351

(In Thousands of Dollars)	Trust Segment		Bank Segment		Retirement Consulting Segment		Eliminations and Others			Consolidated Totals
For Six Months Ended June 30, 2014
Net interest income	$	26	$	17,789	$	0	$	(7	)	$	17,808
Provision for loan losses		0		630		0		0			630
Service fees, security gains and other noninterest income		3,091		3,294		998		(153	)		7,230
Noninterest expense		2,380		14,734		824		581			18,519
Income before taxes		737		5,719		174		(741	)		5,889
Income taxes		253		1,279		59		(244	)		1,347
Net Income	$	484	$	4,440	$	115	$	(497	)	$	4,542

(In Thousands of Dollars)	Trust Segment		Bank Segment		Retirement Consulting Segment		Eliminations and Others			Consolidated Totals
For Three Months Ended June 30, 2013
Net interest income	$	11	$	9,032	$	0	$	(4	)	$	9,039
Provision for loan losses		0		170		0		0			170
Service fees, security gains and other    noninterest income		1,413		1,732		0		80			3,225
Noninterest expense		1,308		7,948		0		566			9,822
Income before taxes		116		2,646		0		(490	)		2,272
Income taxes		40		530		0		(166	)		404
Net Income	$	76	$	2,116	$	0	$	(324	)	$	1,868

(In Thousands of Dollars)	Trust Segment		Bank Segment		Retirement Consulting Segment		Eliminations and Others			Consolidated Totals
For Six Months Ended June 30, 2013
Net interest income	$	23	$	17,991	$	0	$	(7	)	$	18,007
Provision for loan losses		0		425		0		0			425
Service fees, security gains and other    noninterest income		2,778		3,292		0		30			6,100
Noninterest expense		2,498		15,632		0		780			18,910
Income before taxes		303		5,226		0		(757	)		4,772
Income taxes		105		1,051		0		(257	)		899
Net Income	$	198	$	4,175	$	0	$	(500	)	$	3,873