Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES
NET INCOME	$ 2,191	$ 2,005
Adjustments to reconcile net income to net cash from operating activities:
Provision for loan losses	330	255
Depreciation and amortization	498	439
Net amortization of securities	330	660
Security gains	0	(14)
(Gain) Loss on sale of other real estate owned	0	9
Bank owned life insurance income	(107)	(117)
Origination of loans held for sale	(3,557)	(7,420)
Proceeds from loans held for sale	2,754	6,828
Net gains on sale of loans	(65)	(114)
Net change in other assets and liabilities	(2,046)	(787)
NET CASH FROM OPERATING ACTIVITIES	328	1,744
CASH FLOWS FROM INVESTING ACTIVITIES
Proceeds from maturities and repayments of securities available for sale	10,332	22,322
Proceeds from sales of securities available for sale	9	32
Purchases of securities available for sale	(11,022)	(5,759)
Loan originations and payments, net	3,967	(6,407)
Proceeds from sale of other real estate owned	17	19
Additions to premises and equipment	(472)	(30)
NET CASH FROM INVESTING ACTIVITIES	2,831	10,177
CASH FLOWS FROM FINANCING ACTIVITIES
Net change in deposits	7,817	(3,154)
Net change in short-term borrowings	(8,364)	11,416
Repayment of long-term borrowings	(260)	(66)
Cash dividends paid	(564)	(564)
Net proceeds from issuance of treasury stock	32	0
NET CASH FROM FINANCING ACTIVITIES	(1,339)	7,632
NET CHANGE IN CASH AND CASH EQUIVALENTS	1,820	19,553
Beginning cash and cash equivalents	27,513	37,759
Ending cash and cash equivalents	29,333	57,312
Supplemental cash flow information:
Interest paid	1,209	1,326
Income taxes paid	0	0
Supplemental noncash disclosures:
Transfer of loans to other real estate	20	103
Security purchases not settled	$ 202	$ 0