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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES    
NET INCOME $ 3,873 $ 4,806
Adjustments to reconcile net income to net cash from operating activities:    
Provision for loan losses 425 400
Depreciation and amortization 879 848
Net amortization of securities 1,402 1,225
Security gains (256) 0
(Gain) Loss on sale of other real estate owned 16 (91)
Increase in bank owned life insurance (233) (260)
Origination of loans held for sale (17,384) (13,669)
Proceeds from loans held for sale 16,698 10,831
Net gains on sale of loans (302) (203)
Net change in other assets and liabilities (4,323) (564)
NET CASH FROM OPERATING ACTIVITIES 795 3,323
CASH FLOWS FROM INVESTING ACTIVITIES    
Proceeds from maturities and repayments of securities available for sale 42,920 35,245
Proceeds from sales of securities available for sale 904 0
Purchases and settlements of securities available for sale (36,431) (54,846)
Loan originations and payments, net (10,813) (3,106)
Proceeds from sales of other real estate owned 127 1,551
Additions to premises and equipment (96) (1,748)
NET CASH FROM INVESTING ACTIVITIES (3,389) (22,904)
CASH FLOWS FROM FINANCING ACTIVITIES    
Net change in deposits (17,123) 46,468
Net change in short-term borrowings 11,482 (1,623)
Repayment of Federal Home Loan Bank borrowings and other debt (202) (680)
Cash dividends paid (1,129) (1,690)
Proceeds from dividend reinvestment 0 243
Acquisition of treasury stock (1,606) 0
NET CASH FROM FINANCING ACTIVITIES (8,578) 42,718
NET CHANGE IN CASH AND CASH EQUIVALENTS (11,172) 23,137
Beginning cash and cash equivalents 37,759 52,422
Ending cash and cash equivalents 26,587 75,559
Supplemental cash flow information:    
Interest paid 2,566 3,284
Income taxes paid 790 855
Supplemental noncash disclosures:    
Transfer of loans to other real estate $ 103 $ 1,287