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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2013
Dec. 31, 2012
ASSETS    
Cash and due from banks $ 12,120 $ 14,209
Federal funds sold and other 14,467 23,550
TOTAL CASH AND CASH EQUIVALENTS 26,587 37,759
Securities available for sale 443,833 464,088
Loans held for sale 4,612 3,624
Loans 596,838 586,592
Less allowance for loan losses 7,590 7,629
NET LOANS 589,248 578,963
Premises and equipment, net 17,892 18,429
Goodwill 3,709 3,709
Other intangibles 2,127 2,323
Bank owned life insurance 15,775 15,541
Other assets 19,706 15,259
TOTAL ASSETS 1,123,489 1,139,695
Deposits:    
Noninterest-bearing 133,268 132,016
Interest-bearing 768,618 786,993
TOTAL DEPOSITS 901,886 919,009
Short-term borrowings 91,368 79,886
Long-term borrowings 10,221 10,423
Other liabilities 5,698 9,585
TOTAL LIABILITIES 1,009,173 1,018,903
Commitments and contingent liabilities      
Stockholders’ Equity:    
Common Stock - Authorized 35,000,000 shares in 2013 and 25,000,000 shares in 2012: issued 18,802,282 in 2013 and 2012 104,504 104,504
Retained earnings 11,427 8,683
Accumulated other comprehensive income 33 7,647
Treasury stock, at cost; 255,079 shares in 2013 and 7,234 shares in 2012 (1,648) (42)
TOTAL STOCKHOLDERS’ EQUITY 114,316 120,792
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY $ 1,123,489 $ 1,139,695