Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
INTEREST AND DIVIDEND INCOME
Loans, including fees	$ 7,945	$ 8,303	$ 23,928	$ 25,123
Taxable securities	1,901	2,121	6,135	6,038
Tax exempt securities	705	725	2,124	2,193
Dividends	50	48	152	147
Federal funds sold and other interest income	29	21	80	40
TOTAL INTEREST AND DIVIDEND INCOME	10,630	11,218	32,419	33,541
INTEREST EXPENSE
Deposits	1,409	1,660	4,394	5,042
Short-term borrowings	22	75	89	276
Long-term borrowings	98	248	294	748
TOTAL INTEREST EXPENSE	1,529	1,983	4,777	6,066
NET INTEREST INCOME	9,101	9,235	27,642	27,475
Provision for loan losses	325	700	725	3,650
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	8,776	8,535	26,917	23,825
NONINTEREST INCOME
Service charges on deposit accounts	540	562	1,499	1,535
Bank owned life insurance income, including death benefits	129	143	389	421
Trust fees	1,328	1,354	4,111	4,057
Security gains	473	0	473	0
Impairment of equity securities	0	(11)	0	(11)
Insurance agency commissions	28	28	89	120
Investment commissions	210	215	645	669
Net gains on sale of loans	204	0	407	0
Other operating income	387	405	1,339	1,216
TOTAL NONINTEREST INCOME	3,299	2,696	8,952	8,007
NONINTEREST EXPENSES
Salaries and employee benefits	4,808	4,184	14,476	12,855
Occupancy and equipment	1,083	944	3,134	2,649
State and local taxes	293	233	904	718
Professional fees	490	516	1,353	1,326
Advertising	210	265	668	621
FDIC insurance	166	171	535	763
Intangible amortization	102	112	307	367
Core processing charges	303	338	1,023	962
Other operating expenses	1,373	1,414	3,944	3,822
TOTAL NONINTEREST EXPENSES	8,828	8,177	26,344	24,083
INCOME BEFORE INCOME TAXES	3,247	3,054	9,525	7,749
INCOME TAXES	758	683	2,230	1,571
NET INCOME	$ 2,489	$ 2,371	$ 7,295	$ 6,178
NET INCOME PER SHARE - basic and diluted	$ 0.13	$ 0.13	$ 0.39	$ 0.34