Amount before allowance of consumer real estate loans. Includes, but not limited to, construction financing, residential mortgage loans, and home equity lines of credit. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

+ References+ Details

Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

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-Name Federal Regulation (FR)

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-Section 563c.102

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-LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy.

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-Name Statement of Position (SOP)

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Reference 3: http://www.xbrl.org/2003/role/presentationRef

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-Number Title 12

-Section 563c.102

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-LegacyDoc This is a non-GAAP reference that was included in the 2009 taxonomy. It will be removed from future versions of this taxonomy.

Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

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-Section 50

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-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

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+ Details

- Definition

Reflects the aggregate gross carrying amount of all commercial loans and leases held in portfolio, prior to deducting deferred income and the allowance for losses on commercial loans and leases.

+ References+ Details

- Definition

Reflects the aggregate gross carrying amount of all consumer loans and leases held in portfolio, prior to deducting deferred income and the allowance for losses on consumer loans and leases.

+ References+ Details

- Definition

Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

+ References+ Details

- Definition

Amount before allowance of commercial loans issued to businesses to acquire, develop, construct, improve, or refinance land or building. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 03

-Paragraph 7

-Subparagraph a

-Article 9

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-Name Accounting Standards Codification

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-Name Statement of Position (SOP)

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Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

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-Publisher AICPA

-Name Audit and Accounting Guide (AAG)

-Number AAG-DEP

-Paragraph 51, 52, 53

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-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

+ Details

Loans (Details) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Jun. 30, 2012	Dec. 31, 2011	Sep. 30, 2011	Jun. 30, 2011	Dec. 31, 2010
Loan balances
Subtotal	$ 570,962		$ 570,047
Net deferred loan costs	1,941		1,759
Allowance for loan losses	(8,625)	(9,048)	(9,820)	(10,984)	(10,876)	(9,307)
NET LOANS	564,278		561,986
Commercial real estate, Owner occupied [Member]
Loan balances
Commercial real estate	92,710		100,710
Commercial real estate, Non-owner occupied [Member]
Loan balances
Commercial real estate	84,579		80,585
Commercial real estate, Other[Member]
Loan balances
Commercial real estate	21,487		17,394
Commercial [Member]
Loan balances
Commercial	83,795		74,875
Residential real estate, 1-4 family residential [Member]
Loan balances
Residential real estate	136,485		145,743
Residential real estate, Home equity lines of credit [Member]
Loan balances
Residential real estate	23,551		21,943
Consumer, Indirect [Member]
Loan balances
Consumer	115,447		115,681
Consumer, Direct [Member]
Loan balances
Consumer	11,417		11,596
Consumer, Other [Member]
Loan balances
Consumer	$ 1,491		$ 1,520