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Allowance For Loan Losses	9 Months Ended
Sep. 30, 2012
Allowance for Loan Losses [Abstract]
Allowance for Loan Losses	Allowance for Loan Losses: The Company changed its methodology for estimating the valuation allowance for probable incurred loan losses for the three and nine month periods ended September 30, 2012. During the most recent period end, management computed the historical loss percentage based upon the loss history of the past 12 quarters. In previous years, management used a historical loss percentage based on the past 8 quarters. Using a 12 quarter loss history resulted in a larger historical loss ratio than what would have been computed using an 8 quarter history. The primary factor for the change was the lower historical loss percentage applied to homogeneous and pass rated loans due to recent lower levels of net charge-offs. This new 12 quarter history methodology resulted in a $325 thousand and $725 thousand loan loss provision for the three and nine month periods ended September 30, 2012. Under the previous eight quarter method the unallocated portion of the allowance for loan losses would have increased during those same three and nine month periods.

Allowance For Loan Losses

9 Months Ended

Sep. 30, 2012

Allowance for Loan Losses [Abstract]

Allowance for Loan Losses:

The Company changed its methodology for estimating the valuation allowance for probable incurred loan losses for the three and nine month periods ended September 30, 2012. During the most recent period end, management computed the historical loss percentage based upon the loss history of the past 12 quarters. In previous years, management used a historical loss percentage based on the past 8 quarters. Using a 12 quarter loss history resulted in a larger historical loss ratio than what would have been computed using an 8 quarter history. The primary factor for the change was the lower historical loss percentage applied to homogeneous and pass rated loans due to recent lower levels of net charge-offs. This new 12 quarter history methodology resulted in a $325 thousand and $725 thousand loan loss provision for the three and nine month periods ended September 30, 2012. Under the previous eight quarter method the unallocated portion of the allowance for loan losses would have increased during those same three and nine month periods.