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Consolidated Condensed Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
INTEREST AND DIVIDEND INCOME    
Loans, including fees $ 40,856 $ 25,562
Taxable securities 6,550 4,587
Tax exempt securities 2,841 2,952
Dividends 376 130
Federal funds sold and other interest income 610 48
TOTAL INTEREST AND DIVIDEND INCOME 51,233 33,279
INTEREST EXPENSE    
Deposits 12,707 1,244
Short-term borrowings 921 1
Long-term borrowings 995 792
TOTAL INTEREST EXPENSE 14,623 2,037
NET INTEREST INCOME 36,610 31,242
Provision (credit) for credit losses 8,305 (930)
Provision for unfunded loans 294 572
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 28,011 31,600
NONINTEREST INCOME    
Bank owned life insurance income 547 409
Security gains (losses), including fair value changes for equity securities 121 (11)
Net gains on sale of loans 310 1,129
Other mortgage banking income, net 153 60
Legal settlement 0 8,400
Other operating income 1,330 493
TOTAL NONINTEREST INCOME 10,425 17,698
NONINTEREST EXPENSES    
Salaries and employee benefits 14,645 11,831
Occupancy and equipment 3,869 2,680
FDIC insurance and state and local taxes 1,222 945
Professional fees 1,114 3,135
Merger related costs 4,313 1,940
Advertising 409 392
Intangible amortization 909 420
Core processing charges 1,164 745
Charitable donation 0 6,000
Other operating expenses 3,077 2,368
TOTAL NONINTEREST EXPENSES 30,722 30,456
INCOME BEFORE INCOME TAXES 7,714 18,842
INCOME TAXES 639 2,998
NET INCOME $ 7,075 $ 15,844
EARNINGS PER SHARE - basic $ 0.19 $ 0.47
EARNINGS PER SHARE - diluted $ 0.19 $ 0.47
Service Charges on Deposit Accounts    
NONINTEREST INCOME    
Noninterest income $ 1,432 $ 1,145
Trust Fees    
NONINTEREST INCOME    
Noninterest income 2,587 2,519
Insurance Agency Commissions    
NONINTEREST INCOME    
Noninterest income 1,456 1,047
Retirement Plan Consulting Fees    
NONINTEREST INCOME    
Noninterest income 307 397
Investment Commissions    
NONINTEREST INCOME    
Noninterest income 393 694
Debit Card and EFT Fees    
NONINTEREST INCOME    
Noninterest income $ 1,789 $ 1,416