EXHIBIT 32.1

                          TEXTRON FINANCIAL CORPORATION

                            CERTIFICATION PURSUANT TO
                             18 U.S.C. SECTION 1350,
                             AS ADOPTED PURSUANT TO
                  SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report of Textron Financial Corporation (the
"Company") on Form 10-Q for the period ended March 31, 2006 as filed with the
Securities and Exchange Commission on the Date hereof (the "Report"), I, Ted R.
French, Chairman and Chief Executive Officer of the Company, certify, pursuant
to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, that to my knowledge:

      (1)   The Report fully complies with the requirements of section 13(a) or
            15(d) of the Securities Exchange Act of 1934; and

      (2)   The information contained in the Report fairly presents, in all
            material respects, the financial condition and results of operations
            of the Company.

                                      Textron Financial Corporation

Date: May 5, 2006                     /s/ Ted R. French
                                     ---------------------------------------
                                      Ted R. French
                                      Chairman and Chief Executive Officer