ALLOWANCE FOR CREDIT LOSSES (Tables)

12 Months Ended

Dec. 31, 2025

Receivables [Abstract]

Allowance for Credit Losses by Classification

Changes in the allowance by loan category as of December 31 were as follows:

	2025
(Dollars in thousands)	Commercial & industrial		Lease financing		Construction real estate		Commercial real estate		Residential real estate		Home equity		Installment		Credit card		Total
Allowance for credit losses
Balance at beginning of year	$	49,987	$	13,079	$	19,216	$	35,721	$	17,822	$	14,774	$	3,564	$	2,628	$	156,791
Initial allowance on purchased loans	14,084		0		876		3,183		3,352		697		1,460		0		23,652
Provision for credit losses	32,108		4,827		(2,896)		1,786		(3,060)		508		1,112		2,140		36,525
Gross charge-offs	(21,975)		(3,276)		(245)		(3,538)		(167)		(373)		(4,832)		(2,269)		(36,675)
Recoveries	951		532		0		1,237		137		429		2,570		338		6,194
Total net charge-offs	(21,024)		(2,744)		(245)		(2,301)		(30)		56		(2,262)		(1,931)		(30,481)
Ending allowance for credit losses	$	75,155	$	15,162	$	16,951	$	38,389	$	18,084	$	16,035	$	3,874	$	2,837	$	186,487

	2024
(Dollars in thousands)	Commercial & industrial		Lease financing		Construction real estate		Commercial real estate		Residential real estate		Home equity		Installment		Credit card		Total
Allowance for credit losses
Balance at beginning of year	$	44,319	$	12,365	$	11,003	$	34,903	$	18,088	$	13,322	$	4,888	$	2,545	$	141,433
Provision for credit losses	17,705		4,018		8,213		11,232		(229)		1,239		4,852		2,181		49,211
Gross charge-offs	(14,648)		(3,392)		0		(10,633)		(143)		(447)		(7,460)		(2,586)		(39,309)
Recoveries	2,611		88		0		219		106		660		1,284		488		5,456
Total net charge-offs	(12,037)		(3,304)		0		(10,414)		(37)		213		(6,176)		(2,098)		(33,853)
Ending allowance for credit losses	$	49,987	$	13,079	$	19,216	$	35,721	$	17,822	$	14,774	$	3,564	$	2,628	$	156,791

	2023
(Dollars in thousands)	Commercial & industrial		Lease financing		Construction real estate		Commercial real estate		Residential real estate		Home equity		Installment		Credit card		Total
Allowance for credit losses
Balance at beginning of year	$	42,313	$	3,571	$	13,527	$	41,106	$	12,684	$	12,447	$	4,945	$	2,384	$	132,977
Provision for credit losses	19,647		13,162		(2,524)		(3)		5,196		600		5,944		1,052		43,074
Gross charge-offs	(19,175)		(4,423)		0		(8,723)		(39)		(340)		(6,442)		(1,173)		(40,315)
Recoveries	1,534		55		0		2,523		247		615		441		282		5,697
Total net charge-offs	(17,641)		(4,368)		0		(6,200)		208		275		(6,001)		(891)		(34,618)
Ending allowance for credit losses	$	44,319	$	12,365	$	11,003	$	34,903	$	18,088	$	13,322	$	4,888	$	2,545	$	141,433