BORROWINGS (Tables)

3 Months Ended

Mar. 31, 2025

Debt Disclosure [Abstract]

Schedule of Short-term Debt

The following is a summary of First Financial's short-term borrowings:

(Dollars in thousands)	March 31, 2025		December 31, 2024
FHLB short-term borrowings	$	735,000	$	625,000
Other short-term borrowings	64,792		130,452
Total short-term borrowings	$	799,792	$	755,452

Summary of Long-term Debt

The following is a summary of First Financial's long-term debt:

	March 31, 2025				December 31, 2024
(Dollars in thousands)	Amount		Average rate		Amount		Average rate
Subordinated notes	$	314,734	5.42	%	$	314,619	5.43	%
Unamortized debt issuance costs	(1,131)		N/A		(1,227)		N/A
Notes issued in conjunction with acquisition of property and equipment	30,276		5.16	%	31,822		4.95	%
Capital lease liability	1,224		4.41	%	1,520		3.85	%
Capital loan with municipality	775		0.00	%	775		0.00	%
Total long-term debt	$	345,878	5.40	%	$	347,509	5.39	%