ALLOWANCE FOR CREDIT LOSSES (Tables)

3 Months Ended

Mar. 31, 2025

Receivables [Abstract]

Allowance for Credit Losses by Classification

Changes in the allowance by loan category were as follows:

	Three months ended March 31, 2025
(Dollars in thousands)	Commercial & industrial		Lease financing		Construction real estate		Commercial real estate		Residential real estate		Home equity		Installment		Credit card		Total
Allowance for credit losses:
Beginning balance	$	49,987	$	13,079	$	19,216	$	35,721	$	17,822	$	14,774	$	3,564	$	2,628	$	156,791
Provision for credit losses	8,470		1,183		348		(1,108)		(660)		300		313		295		9,141
Loans charged off	(8,178)		(1,454)		0		0		0		(86)		(1,321)		(474)		(11,513)
Recoveries	195		29		0		24		24		144		563		84		1,063
Total net charge-offs	(7,983)		(1,425)		0		24		24		58		(758)		(390)		(10,450)
Ending allowance for credit losses	$	50,474	$	12,837	$	19,564	$	34,637	$	17,186	$	15,132	$	3,119	$	2,533	$	155,482
	Three months ended March 31, 2024
(Dollars in thousands)	Commercial & industrial		Lease financing		Construction real estate		Commercial real estate		Residential real estate		Home equity		Installment		Credit card		Total
Allowance for credit losses:
Beginning balance	$	44,319	$	12,365	$	11,003	$	34,903	$	18,088	$	13,322	$	4,888	$	2,545	$	141,433
Provision for credit losses	4,233		(518)		2,334		4,789		(330)		(380)		2,623		668		13,419
Loans charged off	(2,695)		(3)		0		(5,319)		(65)		(25)		(2,236)		(794)		(11,137)
Recoveries	162		59		0		38		24		80		145		51		559
Total net charge-offs	(2,533)		56		0		(5,281)		(41)		55		(2,091)		(743)		(10,578)
Ending allowance for credit losses	$	46,019	$	11,903	$	13,337	$	34,411	$	17,717	$	12,997	$	5,420	$	2,470	$	144,274