ALLOWANCE FOR CREDIT LOSSES (Tables)

6 Months Ended

Jun. 30, 2022

Receivables [Abstract]

Allowance for Credit Losses by Classification

Changes in the allowance by loan category were as follows:

	Three months ended June 30, 2022
					Real Estate
(Dollars in thousands)	Commercial & industrial		Lease financing		Construction real estate		Commercial real estate		Residential real estate		Home Equity		Installment		Credit card		Total
Allowance for credit losses:
Balance at beginning of period	$	37,783	$	2,093	$	11,410	$	51,512	$	6,152	$	9,676	$	1,075	$	4,429	$	124,130
Provision for credit losses	1,992		124		555		(10,431)		1,201		966		428		898		(4,267)
Gross charge-offs	(773)		(8)		0		(3,419)		(4)		(22)		(361)		(212)		(4,799)
Recoveries	177		3		0		2,194		34		360		47		6		2,821
Total net charge-offs	(596)		(5)		0		(1,225)		30		338		(314)		(206)		(1,978)
Ending allowance for credit losses	$	39,179	$	2,212	$	11,965	$	39,856	$	7,383	$	10,980	$	1,189	$	5,121	$	117,885

	Three months ended June 30, 2021
(Dollars in thousands)	Commercial & industrial		Lease financing		Construction real estate		Commercial real estate		Residential real estate		Home Equity		Installment		Credit card		Total
Allowance for credit losses:
Balance at beginning of period	$	45,139	$	1,015	$	22,734	$	78,669	$	7,748	$	10,760	$	1,235	$	2,623	$	169,923
Provision for credit losses	5,182		442		(2,378)		(6,398)		(877)		(1,153)		16		410		(4,756)
Loans charged off	(3,729)		0		0		(2,041)		(46)		(240)		(77)		(179)		(6,312)
Recoveries	205		0		3		75		54		317		37		44		735
Total net charge-offs	(3,524)		0		3		(1,966)		8		77		(40)		(135)		(5,577)
Ending allowance for credit losses	$	46,797	$	1,457	$	20,359	$	70,305	$	6,879	$	9,684	$	1,211	$	2,898	$	159,590

	Six months ended June 30, 2022
(Dollars in thousands)	Commercial & industrial		Lease financing		Construction real estate		Commercial real estate		Residential real estate		Home equity		Installment		Credit card		Total
Allowance for credit losses:
Beginning balance	$	44,052	$	1,633	$	11,874	$	53,420	$	6,225	$	9,643	$	1,097	$	4,048	$	131,992
Provision for credit losses	(1,811)		682		91		(12,561)		1,060		755		562		1,366		(9,856)
Loans charged off	(3,618)		(139)		0		(3,419)		(26)		(43)		(538)		(458)		(8,241)
Recoveries	556		36		0		2,416		124		625		68		165		3,990
Total net charge-offs	(3,062)		(103)		0		(1,003)		98		582		(470)		(293)		(4,251)
Ending allowance for credit losses	$	39,179	$	2,212	$	11,965	$	39,856	$	7,383	$	10,980	$	1,189	$	5,121	$	117,885
	Six months ended June 30, 2021
(Dollars in thousands)	Commercial & industrial		Lease financing		Construction real estate		Commercial real estate		Residential real estate		Home equity		Installment		Credit card		Total
Allowance for credit losses:
Beginning balance, prior to adoption of ASC 326	$	51,454	$	995	$	21,736	$	76,795	$	8,560	$	11,869	$	1,215	$	3,055	$	175,679
Provision for credit losses	6,440		462		(1,378)		(3,469)		(1,732)		(1,828)		38		161		(1,306)
Loans charged off	(11,639)		0		(2)		(3,291)		(47)		(851)		(113)		(401)		(16,344)
Recoveries	542		0		3		270		98		494		71		83		1,561
Total net charge-offs	(11,097)		0		1		(3,021)		51		(357)		(42)		(318)		(14,783)
Ending allowance for credit losses	$	46,797	$	1,457	$	20,359	$	70,305	$	6,879	$	9,684	$	1,211	$	2,898	$	159,590