ALLOWANCE FOR CREDIT LOSSES (Tables)

3 Months Ended

Mar. 31, 2022

Receivables [Abstract]

Allowance for Credit Losses by Classification

Changes in the allowance by loan category were as follows:

	Three months ended March 31, 2022
(Dollars in thousands)	Commercial & industrial		Lease financing		Construction real estate		Commercial real estate		Residential real estate		Home equity		Installment		Credit card		Total
Allowance for credit losses:
Beginning balance	$	44,052	$	1,633	$	11,874	$	53,420	$	6,225	$	9,643	$	1,097	$	4,048	$	131,992
Provision for credit losses	(3,803)		558		(464)		(2,130)		(141)		(211)		134		468		(5,589)
Loans charged off	(2,845)		(131)		0		0		(22)		(21)		(177)		(246)		(3,442)
Recoveries	379		33		0		222		90		265		21		159		1,169
Total net charge-offs	(2,466)		(98)		0		222		68		244		(156)		(87)		(2,273)
Ending allowance for credit losses	$	37,783	$	2,093	$	11,410	$	51,512	$	6,152	$	9,676	$	1,075	$	4,429	$	124,130
	Three months ended March 31, 2021
(Dollars in thousands)	Commercial & industrial		Lease financing		Construction real estate		Commercial real estate		Residential real estate		Home equity		Installment		Credit card		Total
Allowance for credit losses:
Beginning balance, prior to adoption of ASC 326	$	51,454	$	995	$	21,736	$	76,795	$	8,560	$	11,869	$	1,215	$	3,055	$	175,679
Provision for credit losses	1,258		20		1,000		2,929		(855)		(675)		22		(249)		3,450
Loans charged off	(7,910)		0		(2)		(1,250)		(1)		(611)		(36)		(222)		(10,032)
Recoveries	337		0		0		195		44		177		34		39		826
Total net charge-offs	(7,573)		0		(2)		(1,055)		43		(434)		(2)		(183)		(9,206)
Ending allowance for credit losses	$	45,139	$	1,015	$	22,734	$	78,669	$	7,748	$	10,760	$	1,235	$	2,623	$	169,923