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ALLOWANCE FOR CREDIT LOSSES (Tables)
 9 Months Ended
Sep. 30, 2020
Receivables [Abstract]  
Allowance for Credit Losses by Classification
Changes in the allowance by loan category were as follows:
 Three months ended September 30, 2020
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome EquityInstallmentCredit cardTotal
Allowance for credit losses:        
Balance at beginning of period$50,421 $1,431 $15,357 $62,340 $10,581 $14,236 $1,226 $3,069 $158,661 
Provision for credit losses1,297 702 3,613 12,896 (1,364)(1,455)35 (425)15,299 
Gross charge-offs(1,467)(852)0 (3,789)(22)(460)(59)(171)(6,820)
Recoveries265 6 0 760 91 209 35 38 1,404 
Total net charge-offs(1,202)(846)0 (3,029)69 (251)(24)(133)(5,416)
Ending allowance for credit losses$50,516 $1,287 $18,970 $72,207 $9,286 $12,530 $1,237 $2,511 $168,544 
 Three months ended September 30, 2019
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome EquityInstallmentCredit cardTotal
Allowance for credit losses:        
Balance at beginning of period$24,586 $1,393 $2,919 $20,357 $5,008 $5,307 $395 $1,584 $61,549 
Provision for credit losses2,654 (388)(152)1,684 702 68 (2)662 5,228 
Loans charged off(9,556)0 0 (535)(278)(627)(65)(598)(11,659)
Recoveries556 0 0 347 64 335 93 39 1,434 
Total net charge-offs(9,000)0 0 (188)(214)(292)28 (559)(10,225)
Ending allowance for credit losses$18,240 $1,005 $2,767 $21,853 $5,496 $5,083 $421 $1,687 $56,552 
  
Nine months ended September 30, 2020
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome equityInstallmentCredit cardTotal
Allowance for credit losses:        
Beginning balance, prior to adoption of ASC 326$18,584 $971 $2,381 $23,579 $5,299 $4,787 $392 $1,657 $57,650 
Impact of adopting ASC 3269,901 118 11,579 24,118 5,490 8,430 801 1,068 61,505 
Provision for credit losses23,331 1,044 4,996 28,922 (1,454)(236)78 357 57,038 
Loans charged off(3,840)(852)0 (5,830)(285)(1,155)(127)(716)(12,805)
Recoveries2,540 6 14 1,418 236 704 93 145 5,156 
Total net charge-offs(1,300)(846)14 (4,412)(49)(451)(34)(571)(7,649)
Ending allowance for credit losses$50,516 $1,287 $18,970 $72,207 $9,286 $12,530 $1,237 $2,511 $168,544 
 Nine months ended September 30, 2019
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome equityInstallmentCredit cardTotal
Allowance for credit losses:        
Balance at beginning of period$18,746 $1,130 $3,413 $21,048 $4,964 $5,348 $362 $1,531 $56,542 
Provision for credit losses22,164 (25)(714)1,966 841 427 49 1,261 25,969 
Loans charged off(23,757)(100)0 (1,835)(510)(1,784)(192)(1,228)(29,406)
Recoveries1,087 0 68 674 201 1,092 202 123 3,447 
Total net charge-offs(22,670)(100)68 (1,161)(309)(692)10 (1,105)(25,959)
Ending allowance for credit losses$18,240 $1,005 $2,767 $21,853 $5,496 $5,083 $421 $1,687 $56,552 

The ACL balance and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2019 was as follows:
As of December 31, 2019
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome equityInstallmentCredit cardTotal
Ending allowance balance attributable to loans
Individually evaluated for impairment$2,044 $0 $0 $113 $18 $0 $0 $0 $2,175 
Collectively evaluated for impairment16,540 971 2,381 23,466 5,281 4,787 392 1,657 55,475 
Ending allowance for credit losses$18,584 $971 $2,381 $23,579 $5,299 $4,787 $392 $1,657 $57,650 
Loans        
Individually evaluated for impairment$27,480 $223 $0 $10,831 $15,162 $5,700 $204 $0 $59,600 
Collectively evaluated for impairment2,438,397 88,141 493,182 4,183,820 1,040,787 766,169 82,385 49,184 9,142,065 
Total loans$2,465,877 $88,364 $493,182 $4,194,651 $1,055,949 $771,869 $82,589 $49,184 $9,201,665