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ALLOWANCE FOR CREDIT LOSSES (Tables)
6 Months Ended
Jun. 30, 2020
Receivables [Abstract]  
Allowance for Credit Losses by Classification
Changes in the allowance by loan category were as follows:
 Three months ended June 30, 2020
  Real Estate   
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome EquityInstallmentCredit cardTotal
Allowance for credit losses:        
Balance at beginning of period$45,410  $1,494  $13,511  $53,154  $11,284  $14,827  $1,238  $2,967  $143,885  
Provision for credit losses6,018  (63) 1,832  10,799  (648) (319) (32) 272  17,859  
Gross charge-offs(1,282) 0  0  (2,037) (148) (428) (7) (234) (4,136) 
Recoveries275  0  14  424  93  156  27  64  1,053  
Total net charge-offs(1,007) 0  14  (1,613) (55) (272) 20  (170) (3,083) 
Ending allowance for credit losses$50,421  $1,431  $15,357  $62,340  $10,581  $14,236  $1,226  $3,069  $158,661  
 Three months ended June 30, 2019
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome EquityInstallmentCredit cardTotal
Allowance for credit losses:        
Balance at beginning of period$19,926  $1,373  $2,793  $20,400  $5,043  $5,250  $380  $1,557  $56,722  
Provision for credit losses6,242  20  121  (211) 14  174  32  266  6,658  
Loans charged off(1,873) 0  0  (86) (150) (689) (78) (289) (3,165) 
Recoveries291  0  5  254  101  572  61  50  1,334  
Total net charge-offs(1,582) 0  5  168  (49) (117) (17) (239) (1,831) 
Ending allowance for credit losses$24,586  $1,393  $2,919  $20,357  $5,008  $5,307  $395  $1,584  $61,549  
  
Six months ended June 30, 2020
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome equityInstallmentCredit cardTotal
Allowance for credit losses:        
Beginning balance, prior to adoption of ASC 326$18,584  $971  $2,381  $23,579  $5,299  $4,787  $392  $1,657  $57,650  
Impact of adopting ASC 3269,901  118  11,579  24,118  5,490  8,430  801  1,068  61,505  
Provision for credit losses22,034  342  1,383  16,026  (90) 1,219  43  782  41,739  
Loans charged off(2,373) 0  0  (2,041) (263) (695) (68) (545) (5,985) 
Recoveries2,275  0  14  658  145  495  58  107  3,752  
Total net charge-offs(98) 0  14  (1,383) (118) (200) (10) (438) (2,233) 
Ending allowance for credit losses$50,421  $1,431  $15,357  $62,340  $10,581  $14,236  $1,226  $3,069  $158,661  
 Six months ended June 30, 2019
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome equityInstallmentCredit cardTotal
Allowance for credit losses:        
Balance at beginning of period$18,746  $1,130  $3,413  $21,048  $4,964  $5,348  $362  $1,531  $56,542  
Provision for credit losses19,510  363  (562) 282  139  359  51  599  20,741  
Loans charged off(14,201) (100) 0  (1,300) (232) (1,157) (127) (630) (17,747) 
Recoveries531  0  68  327  137  757  109  84  2,013  
Total net charge-offs(13,670) (100) 68  (973) (95) (400) (18) (546) (15,734) 
Ending allowance for credit losses$24,586  $1,393  $2,919  $20,357  $5,008  $5,307  $395  $1,584  $61,549  

The ACL balance and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2019 was as follows:
As of December 31, 2019
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome equityInstallmentCredit cardTotal
Ending allowance balance attributable to loans
Individually evaluated for impairment$2,044  $0  $0  $113  $18  $0  $0  $0  $2,175  
Collectively evaluated for impairment16,540  971  2,381  23,466  5,281  4,787  392  1,657  55,475  
Ending allowance for credit losses$18,584  $971  $2,381  $23,579  $5,299  $4,787  $392  $1,657  $57,650  
Loans        
Individually evaluated for impairment$27,480  $223  $0  $10,831  $15,162  $5,700  $204  $0  $59,600  
Collectively evaluated for impairment2,438,397  88,141  493,182  4,183,820  1,040,787  766,169  82,385  49,184  9,142,065  
Total loans$2,465,877  $88,364  $493,182  $4,194,651  $1,055,949  $771,869  $82,589  $49,184  $9,201,665