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ALLOWANCE FOR CREDIT LOSSES (Tables)
6 Months Ended
Jun. 30, 2020
Receivables [Abstract]  
Allowance for Credit Losses by Classification
Changes in the allowance by loan category were as follows:
 Three months ended June 30, 2020
  Real Estate   
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome EquityInstallmentCredit cardTotal
Allowance for credit losses:        
Balance at beginning of period$45,410  $1,494  $13,511  $53,154  $11,284  $14,827  $1,238  $2,967  $143,885  
Provision for credit losses6,018  (63) 1,832  10,799  (648) (319) (32) 272  17,859  
Gross charge-offs(1,282)   (2,037) (148) (428) (7) (234) (4,136) 
Recoveries275   14  424  93  156  27  64  1,053  
Total net charge-offs(1,007)  14  (1,613) (55) (272) 20  (170) (3,083) 
Ending allowance for credit losses$50,421  $1,431  $15,357  $62,340  $10,581  $14,236  $1,226  $3,069  $158,661  
 Three months ended June 30, 2019
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome EquityInstallmentCredit cardTotal
Allowance for credit losses:        
Balance at beginning of period$19,926  $1,373  $2,793  $20,400  $5,043  $5,250  $380  $1,557  $56,722  
Provision for credit losses6,242  20  121  (211) 14  174  32  266  6,658  
Loans charged off(1,873)   (86) (150) (689) (78) (289) (3,165) 
Recoveries291    254  101  572  61  50  1,334  
Total net charge-offs(1,582)   168  (49) (117) (17) (239) (1,831) 
Ending allowance for credit losses$24,586  $1,393  $2,919  $20,357  $5,008  $5,307  $395  $1,584  $61,549  
  
Six months ended June 30, 2020
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome equityInstallmentCredit cardTotal
Allowance for credit losses:        
Beginning balance, prior to adoption of ASC 326$18,584  $971  $2,381  $23,579  $5,299  $4,787  $392  $1,657  $57,650  
Impact of adopting ASC 3269,901  118  11,579  24,118  5,490  8,430  801  1,068  61,505  
Provision for credit losses22,034  342  1,383  16,026  (90) 1,219  43  782  41,739  
Loans charged off(2,373)   (2,041) (263) (695) (68) (545) (5,985) 
Recoveries2,275   14  658  145  495  58  107  3,752  
Total net charge-offs(98)  14  (1,383) (118) (200) (10) (438) (2,233) 
Ending allowance for credit losses$50,421  $1,431  $15,357  $62,340  $10,581  $14,236  $1,226  $3,069  $158,661  
 Six months ended June 30, 2019
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome equityInstallmentCredit cardTotal
Allowance for credit losses:        
Balance at beginning of period$18,746  $1,130  $3,413  $21,048  $4,964  $5,348  $362  $1,531  $56,542  
Provision for credit losses19,510  363  (562) 282  139  359  51  599  20,741  
Loans charged off(14,201) (100)  (1,300) (232) (1,157) (127) (630) (17,747) 
Recoveries531   68  327  137  757  109  84  2,013  
Total net charge-offs(13,670) (100) 68  (973) (95) (400) (18) (546) (15,734) 
Ending allowance for credit losses$24,586  $1,393  $2,919  $20,357  $5,008  $5,307  $395  $1,584  $61,549  

The ACL balance and the recorded investment in loans by portfolio segment and based on impairment method as of December 31, 2019 was as follows:
As of December 31, 2019
(Dollars in thousands)Commercial & industrialLease financingConstruction real estateCommercial real estateResidential real estateHome equityInstallmentCredit cardTotal
Ending allowance balance attributable to loans
Individually evaluated for impairment$2,044  $ $ $113  $18  $ $ $ $2,175  
Collectively evaluated for impairment16,540  971  2,381  23,466  5,281  4,787  392  1,657  55,475  
Ending allowance for credit losses$18,584  $971  $2,381  $23,579  $5,299  $4,787  $392  $1,657  $57,650  
Loans        
Individually evaluated for impairment$27,480  $223  $ $10,831  $15,162  $5,700  $204  $ $59,600  
Collectively evaluated for impairment2,438,397  88,141  493,182  4,183,820  1,040,787  766,169  82,385  49,184  9,142,065  
Total loans$2,465,877  $88,364  $493,182  $4,194,651  $1,055,949  $771,869  $82,589  $49,184  $9,201,665