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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
 9 Months Ended
Sep. 30, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Changes in the Allowance for Loan and Lease Losses for the Current and Comparable Quarter
Changes in the allowance for loan and lease losses were as follows:
 
 
Three months ended
 
Nine months ended
 
 
September 30,
 
September 30,
(Dollars in thousands)
 
2017
 
2016
 
2017
 
2016
Changes in the allowance for loan and lease losses on loans, excluding covered/formerly covered loans
Balance at beginning of period
 
$
48,351

 
$
46,931

 
$
49,422

 
$
43,149

Provision for loan and lease losses
 
4,462

 
1,886

 
7,451

 
7,381

Loans charged-off
 
(4,485
)
 
(1,131
)
 
(10,935
)
 
(4,547
)
Recoveries
 
825

 
1,206

 
3,215

 
2,909

Balance at end of period
 
$
49,153

 
$
48,892

 
$
49,153

 
$
48,892

 
 
 
 
 
 
 
 
 
Changes in the allowance for loan and lease losses on loans on covered/formerly covered loans
Balance at beginning of period
 
$
6,522

 
$
9,777

 
$
8,539

 
$
10,249

Provision for loan and lease losses
 
(1,509
)
 
(199
)
 
(3,664
)
 
(2
)
Loans charged-off
 
(14
)
 
(1,419
)
 
(812
)
 
(3,147
)
Recoveries
 
382

 
567

 
1,318

 
1,626

Balance at end of period
 
$
5,381

 
$
8,726

 
$
5,381

 
$
8,726

 
 
 
 
 
 
 
 
 
Changes in the allowance for loan and lease losses
 
 
 
 
 
 
Balance at beginning of period
 
$
54,873

 
$
56,708

 
$
57,961

 
$
53,398

Provision for loan and lease losses
 
2,953

 
1,687

 
3,787

 
7,379

Loans charged-off
 
(4,499
)
 
(2,550
)
 
(11,747
)
 
(7,694
)
Recoveries
 
1,207

 
1,773

 
4,533

 
4,535

Balance at end of period
 
$
54,534

 
$
57,618

 
$
54,534

 
$
57,618
Allowance for Loan and Lease Losses by Classification
Changes in the allowance for loan and lease losses by loan category were as follows:
 
 
Three months ended September 30, 2017
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home Equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
18,313

 
$
550

 
$
3,416

 
$
21,717

 
$
5,016

 
$
4,138

 
$
355

 
$
1,368

 
$
54,873

Provision for loan and lease losses
 
3,024

 
507

 
(178
)
 
(1,003
)
 
(243
)
 
819

 
(80
)
 
107

 
2,953

Gross charge-offs
 
(4,122
)
 
0

 
0

 
(58
)
 
(23
)
 
(71
)
 
(24
)
 
(201
)
 
(4,499
)
Recoveries
 
325

 
0

 
0

 
585

 
70

 
110

 
74

 
43

 
1,207

Total net charge-offs
 
(3,797
)
 
0

 
0

 
527

 
47

 
39

 
50

 
(158
)
 
(3,292
)
Ending allowance for loan and lease losses
 
$
17,540

 
$
1,057

 
$
3,238

 
$
21,241

 
$
4,820

 
$
4,996

 
$
325

 
$
1,317

 
$
54,534

 
 
Three months ended September 30, 2016
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home Equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
20,897

 
$
1,881

 
$
2,893

 
$
22,784

 
$
3,292

 
$
3,002

 
$
383

 
$
1,576

 
$
56,708

Provision for loan and lease losses
 
(720
)
 
(1,011
)
 
232

 
2,628

 
(13
)
 
275

 
168

 
128

 
1,687

Loans charged off
 
(296
)
 
0

 
(64
)
 
(1,135
)
 
(90
)
 
(475
)
 
(223
)
 
(267
)
 
(2,550
)
Recoveries
 
327

 
0

 
6

 
997

 
38

 
257

 
56

 
92

 
1,773

Total net charge-offs
 
31

 
0

 
(58
)
 
(138
)
 
(52
)
 
(218
)
 
(167
)
 
(175
)
 
(777
)
Ending allowance for loan and lease losses
 
$
20,208

 
$
870

 
$
3,067

 
$
25,274

 
$
3,227

 
$
3,059

 
$
384

 
$
1,529

 
$
57,618



  
 
Nine months ended September 30, 2017
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
19,225

 
$
716

 
$
3,282

 
$
26,540

 
$
3,208

 
$
3,043

 
$
388

 
$
1,559

 
$
57,961

Provision for loan and lease losses
 
5,965

 
340

 
(133
)
 
(6,510
)
 
1,781

 
2,150

 
(52
)
 
246

 
3,787

Loans charged off
 
(8,930
)
 
0

 
0

 
(1,028
)
 
(307
)
 
(635
)
 
(199
)
 
(648
)
 
(11,747
)
Recoveries
 
1,280

 
1

 
89

 
2,239

 
138

 
438

 
188

 
160

 
4,533

Total net charge-offs
 
(7,650
)
 
1

 
89

 
1,211

 
(169
)
 
(197
)
 
(11
)
 
(488
)
 
(7,214
)
Ending allowance for loan and lease losses
 
$
17,540

 
$
1,057

 
$
3,238

 
$
21,241

 
$
4,820

 
$
4,996

 
$
325

 
$
1,317

 
$
54,534

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of September 30, 2017
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Ending allowance balance attributable to loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
179

 
$
0

 
$
0

 
$
44

 
$
160

 
$
2

 
$
0

 
$
0

 
$
385

Collectively evaluated for impairment
 
17,361

 
1,057

 
3,238

 
21,197

 
4,660

 
4,994

 
325

 
1,317

 
54,149

Ending allowance for loan and lease losses
 
$
17,540

 
$
1,057

 
$
3,238

 
$
21,241

 
$
4,820

 
$
4,996

 
$
325

 
$
1,317

 
$
54,534

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans
 
 

 
 
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
 
$
12,325

 
$
87

 
$
824

 
$
23,597

 
$
8,644

 
$
4,079

 
$
254

 
$
0

 
$
49,810

Collectively evaluated for impairment
 
1,873,768

 
85,927

 
420,117

 
2,499,790

 
469,320

 
490,263

 
43,396

 
44,646

 
5,927,227

Total loans
 
$
1,886,093

 
$
86,014

 
$
420,941

 
$
2,523,387

 
$
477,964

 
$
494,342

 
$
43,650

 
$
44,646

 
$
5,977,037


 
 
Nine months ended September 30, 2016
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
16,995

 
$
821

 
$
1,810

 
$
23,656

 
$
4,014

 
$
3,943

 
$
386

 
$
1,773

 
$
53,398

Provision for loan and lease losses
 
3,284

 
48

 
1,118

 
3,491

 
(806
)
 
(247
)
 
107

 
384

 
7,379

Loans charged off
 
(1,040
)
 
0

 
(95
)
 
(3,993
)
 
(163
)
 
(1,213
)
 
(326
)
 
(864
)
 
(7,694
)
Recoveries
 
969

 
1

 
234

 
2,120

 
182

 
576

 
217

 
236

 
4,535

Total net charge-offs
 
(71
)
 
1

 
139

 
(1,873
)
 
19

 
(637
)
 
(109
)
 
(628
)
 
(3,159
)
Ending allowance for loan and lease losses
 
$
20,208

 
$
870

 
$
3,067

 
$
25,274

 
$
3,227

 
$
3,059

 
$
384

 
$
1,529

 
$
57,618

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2016
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Ending allowance balance attributable to loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
550

 
$
0

 
$
0

 
$
593

 
$
179

 
$
2

 
$
0

 
$
0

 
$
1,324

Collectively evaluated for impairment
 
18,675

 
716

 
3,282

 
25,947

 
3,029

 
3,041

 
388

 
1,559

 
56,637

Ending allowance for loan and lease losses
 
$
19,225

 
$
716

 
$
3,282

 
$
26,540

 
$
3,208

 
$
3,043

 
$
388

 
$
1,559

 
$
57,961

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans
 
 

 
 
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
 
$
13,203

 
$
195

 
$
0

 
$
20,460

 
$
9,601

 
$
4,074

 
$
437

 
$
0

 
$
47,970

Collectively evaluated for impairment
 
1,768,745

 
92,913

 
399,434

 
2,407,117

 
491,379

 
456,314

 
50,202

 
43,408

 
5,709,512

Total loans
 
$
1,781,948

 
$
93,108

 
$
399,434

 
$
2,427,577

 
$
500,980

 
$
460,388

 
$
50,639

 
$
43,408

 
$
5,757,482