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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
6 Months Ended
Jun. 30, 2017
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Changes in the Allowance for Loan and Lease Losses for the Current and Comparable Quarter
Changes in the allowance for loan and lease losses were as follows:
 
 
Three months ended
 
Six months ended
 
 
June 30,
 
June 30,
(Dollars in thousands)
 
2017
 
2016
 
2017
 
2016
Changes in the allowance for loan and lease losses on loans, excluding covered/formerly covered loans
Balance at beginning of period
 
$
48,807

 
$
44,375

 
$
49,422

 
$
43,149

Provision for loan and lease losses
 
1,508

 
3,760

 
2,989

 
5,495

Loans charged-off
 
(3,936
)
 
(2,049
)
 
(6,450
)
 
(3,416
)
Recoveries
 
1,972

 
845

 
2,390

 
1,703

Balance at end of period
 
$
48,351

 
$
46,931

 
$
48,351

 
$
46,931

 
 
 
 
 
 
 
 
 
Changes in the allowance for loan and lease losses on covered/formerly covered loans
Balance at beginning of period
 
$
7,519

 
$
9,357

 
$
8,539

 
$
10,249

Provision for loan and lease losses
 
(1,041
)
 
277

 
(2,155
)
 
197

Loans charged-off
 
(562
)
 
(653
)
 
(798
)
 
(1,728
)
Recoveries
 
606

 
796

 
936

 
1,059

Balance at end of period
 
$
6,522

 
$
9,777

 
$
6,522

 
$
9,777

 
 
 
 
 
 
 
 
 
Changes in the allowance for loan and lease losses
 
 
 
 
 
 
Balance at beginning of period
 
$
56,326

 
$
53,732

 
$
57,961

 
$
53,398

Provision for loan and lease losses
 
467

 
4,037

 
834

 
5,692

Loans charged-off
 
(4,498
)
 
(2,702
)
 
(7,248
)
 
(5,144
)
Recoveries
 
2,578

 
1,641

 
3,326

 
2,762

Balance at end of period
 
$
54,873

 
$
56,708

 
$
54,873

 
$
56,708

Allowance for Loan and Lease Losses by Classification
Changes in the allowance for loan and lease losses by loan category were as follows:
 
 
Three months ended June 30, 2017
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home Equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
17,148

 
$
616

 
$
3,607

 
$
23,745

 
$
5,485

 
$
3,774

 
$
419

 
$
1,532

 
$
56,326

Provision for loan and lease losses
 
3,537

 
(67
)
 
(280
)
 
(2,941
)
 
(305
)
 
526

 
19

 
(22
)
 
467

Gross charge-offs
 
(3,065
)
 
0

 
0

 
(485
)
 
(223
)
 
(384
)
 
(126
)
 
(215
)
 
(4,498
)
Recoveries
 
693

 
1

 
89

 
1,398

 
59

 
222

 
43

 
73

 
2,578

Total net charge-offs
 
(2,372
)
 
1

 
89

 
913

 
(164
)
 
(162
)
 
(83
)
 
(142
)
 
(1,920
)
Ending allowance for loan and lease losses
 
$
18,313

 
$
550

 
$
3,416

 
$
21,717

 
$
5,016

 
$
4,138

 
$
355

 
$
1,368

 
$
54,873

 
 
Three months ended June 30, 2016
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home Equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
18,170

 
$
866

 
$
2,272

 
$
22,416

 
$
4,040

 
$
3,976

 
$
354

 
$
1,638

 
$
53,732

Provision for loan and lease losses
 
2,572

 
1,014

 
447

 
1,283

 
(801
)
 
(707
)
 
(3
)
 
232

 
4,037

Loans charged off
 
(265
)
 
0

 
(28
)
 
(1,596
)
 
(28
)
 
(398
)
 
(30
)
 
(357
)
 
(2,702
)
Recoveries
 
420

 
1

 
202

 
681

 
81

 
131

 
62

 
63

 
1,641

Total net charge-offs
 
155

 
1

 
174

 
(915
)
 
53

 
(267
)
 
32

 
(294
)
 
(1,061
)
Ending allowance for loan and lease losses
 
$
20,897

 
$
1,881

 
$
2,893

 
$
22,784

 
$
3,292

 
$
3,002

 
$
383

 
$
1,576

 
$
56,708



  
 
Six months ended June 30, 2017
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
19,225

 
$
716

 
$
3,282

 
$
26,540

 
$
3,208

 
$
3,043

 
$
388

 
$
1,559

 
$
57,961

Provision for loan and lease losses
 
2,941

 
(167
)
 
45

 
(5,507
)
 
2,024

 
1,331

 
28

 
139

 
834

Loans charged off
 
(4,808
)
 
0

 
0

 
(970
)
 
(284
)
 
(564
)
 
(175
)
 
(447
)
 
(7,248
)
Recoveries
 
955

 
1

 
89

 
1,654

 
68

 
328

 
114

 
117

 
3,326

Total net charge-offs
 
(3,853
)
 
1

 
89

 
684

 
(216
)
 
(236
)
 
(61
)
 
(330
)
 
(3,922
)
Ending allowance for loan and lease losses
 
$
18,313

 
$
550

 
$
3,416

 
$
21,717

 
$
5,016

 
$
4,138

 
$
355

 
$
1,368

 
$
54,873

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of June 30, 2017
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
 
 
Commercial and industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Ending allowance balance attributable to loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
2,443

 
$
0

 
$
0

 
$
124

 
$
160

 
$
2

 
$
0

 
$
0

 
$
2,729

Collectively evaluated for impairment
 
15,870

 
550

 
3,416

 
21,593

 
4,856

 
4,136

 
355

 
1,368

 
52,144

Ending allowance for loan and lease losses
 
$
18,313

 
$
550

 
$
3,416

 
$
21,717

 
$
5,016

 
$
4,138

 
$
355

 
$
1,368

 
$
54,873

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans
 
 

 
 
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
 
$
18,799

 
$
94

 
$
1,075

 
$
24,081

 
$
8,628

 
$
3,704

 
$
325

 
$
0

 
$
56,706

Collectively evaluated for impairment
 
1,805,790

 
88,058

 
442,037

 
2,447,574

 
481,770

 
460,362

 
47,329

 
44,139

 
5,817,059

Total loans
 
$
1,824,589

 
$
88,152

 
$
443,112

 
$
2,471,655

 
$
490,398

 
$
464,066

 
$
47,654

 
$
44,139

 
$
5,873,765


 
 
Six months ended June 30, 2016
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
16,995

 
$
821

 
$
1,810

 
$
23,656

 
$
4,014

 
$
3,943

 
$
386

 
$
1,773

 
$
53,398

Provision for loan and lease losses
 
4,004

 
1,059

 
886

 
863

 
(793
)
 
(522
)
 
(61
)
 
256

 
5,692

Loans charged off
 
(744
)
 
0

 
(31
)
 
(2,858
)
 
(73
)
 
(738
)
 
(103
)
 
(597
)
 
(5,144
)
Recoveries
 
642

 
1

 
228

 
1,123

 
144

 
319

 
161

 
144

 
2,762

Total net charge-offs
 
(102
)
 
1

 
197

 
(1,735
)
 
71

 
(419
)
 
58

 
(453
)
 
(2,382
)
Ending allowance for loan and lease losses
 
$
20,897

 
$
1,881

 
$
2,893

 
$
22,784

 
$
3,292

 
$
3,002

 
$
383

 
$
1,576

 
$
56,708

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2016
 
 
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial and industrial
 
Lease financing
 
Construction
 
Commercial
 
Residential
 
Home equity
 
Installment
 
Credit card
 
Total
Ending allowance balance attributable to loans
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
 
$
550

 
$
0

 
$
0

 
$
593

 
$
179

 
$
2

 
$
0

 
$
0

 
$
1,324

Collectively evaluated for impairment
 
18,675

 
716

 
3,282

 
25,947

 
3,029

 
3,041

 
388

 
1,559

 
56,637

Ending allowance for loan and lease losses
 
$
19,225

 
$
716

 
$
3,282

 
$
26,540

 
$
3,208

 
$
3,043

 
$
388

 
$
1,559

 
$
57,961

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Loans
 
 

 
 
 
 

 
 

 
 

 
 

 
 

 
 

 
 

Individually evaluated for impairment
 
$
13,203

 
$
195

 
$
0

 
$
20,460

 
$
9,601

 
$
4,074

 
$
437

 
$
0

 
$
47,970

Collectively evaluated for impairment
 
1,768,745

 
92,913

 
399,434

 
2,407,117

 
491,379

 
456,314

 
50,202

 
43,408

 
5,709,512

Total loans
 
$
1,781,948

 
$
93,108

 
$
399,434

 
$
2,427,577

 
$
500,980

 
$
460,388

 
$
50,639

 
$
43,408

 
$
5,757,482