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BORROWINGS (Tables)
9 Months Ended
Sep. 30, 2014
Debt Disclosure [Abstract]  
Summary of Long-term Debt [Table Text Block]
The following is a summary of long-term debt:
 
 
September 30, 2014
 
December 31, 2013
(Dollars in thousands)
 
Amount
 
Average rate
 
Amount
 
Average rate
Federal Home Loan Bank
 
$
26,881

 
3.01
%
 
$
7,505

 
3.72
%
National Market Repurchase Agreement
 
25,000

 
3.54
%
 
52,500

 
3.49
%
Capital loan with municipality
 
775

 
0.00
%
 
775

 
0.00
%
Total long-term debt
 
$
52,656

 
3.22
%
 
$
60,780

 
3.48
%