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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
 9 Months Ended
Sep. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Allowance for Loan and Lease Losses by Classification
Year-to-date changes in the allowance for loan and lease losses by loan category were as follows:
  
 
Nine months ended September 30, 2014
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial
 
Construction
 
Commercial
 
Residential
 
Installment
 
Home Equity
 
Other
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
10,568

 
$
824

 
$
20,478

 
$
3,379

 
$
365

 
$
5,209

 
$
3,006

 
$
43,829

Provision for loan and lease losses
 
517

 
274

 
855

 
61

 
(153
)
 
721

 
6

 
2,281

Gross charge-offs
 
1,310

 
0

 
1,944

 
701

 
205

 
1,396

 
871

 
6,427

Recoveries
 
1,185

 
0

 
771

 
161

 
173

 
186

 
295

 
2,771

Total net charge-offs
 
125

 
0

 
1,173

 
540

 
32

 
1,210

 
576

 
3,656

Ending allowance for loan and lease losses
 
$
10,960

 
$
1,098

 
$
20,160

 
$
2,900

 
$
180

 
$
4,720

 
$
2,436

 
$
42,454

Ending allowance on loans individually evaluated for impairment
 
$
802

 
$
0

 
$
3,338

 
$
368

 
$
0

 
$
2

 
$
0

 
$
4,510

Ending allowance on loans collectively evaluated for impairment
 
10,158

 
1,098

 
16,822

 
2,532

 
180

 
4,718

 
2,436

 
37,944

Ending allowance for loan and lease losses
 
$
10,960

 
$
1,098

 
$
20,160

 
$
2,900

 
$
180

 
$
4,720

 
$
2,436

 
$
42,454

Loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance of loans individually evaluated for impairment
 
$
7,913

 
$
0

 
$
20,763

 
$
3,215

 
$
104

 
$
614

 
$
0

 
$
32,609

Ending balance of loans collectively evaluated for impairment
 
1,296,869

 
193,776

 
1,931,292

 
423,343

 
47,457

 
415,485

 
109,141

 
4,417,363

Total loans
 
$
1,304,782

 
$
193,776

 
$
1,952,055

 
$
426,558

 
$
47,561

 
$
416,099

 
$
109,141

 
$
4,449,972



 
 
Twelve months ended December 31, 2013
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial
 
Construction
 
Commercial
 
Residential
 
Installment
 
Home Equity
 
Other
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
7,926

 
$
3,268

 
$
24,151

 
$
3,599

 
$
522

 
$
5,173

 
$
3,138

 
$
47,777

Provision for loan and lease losses
 
5,385

 
(3,115
)
 
2,659

 
593

 
(132
)
 
1,937

 
1,387

 
8,714

Gross charge-offs
 
3,415

 
1

 
8,326

 
1,016

 
335

 
2,409

 
1,781

 
17,283

Recoveries
 
672

 
672

 
1,994

 
203

 
310

 
508

 
262

 
4,621

Total net charge-offs
 
2,743

 
(671
)
 
6,332

 
813

 
25

 
1,901

 
1,519

 
12,662

Ending allowance for loan and lease losses
 
$
10,568

 
$
824

 
$
20,478

 
$
3,379

 
$
365

 
$
5,209

 
$
3,006

 
$
43,829

Ending allowance on loans individually evaluated for impairment
 
$
2,080

 
$
0

 
$
2,872

 
$
348

 
$
0

 
$
2

 
$
0

 
$
5,302

Ending allowance on loans collectively evaluated for impairment
 
8,488

 
824

 
17,606

 
3,031

 
365

 
5,207

 
3,006

 
38,527

Ending allowance for loan and lease losses
 
$
10,568

 
$
824

 
$
20,478

 
$
3,379

 
$
365

 
$
5,209

 
$
3,006

 
$
43,829

Loans - excluding covered loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance of loans individually evaluated for impairment
 
$
10,391

 
$
0

 
$
18,023

 
$
3,493

 
$
122

 
$
648

 
$
0

 
$
32,677

Ending balance of loans collectively evaluated for impairment
 
1,025,277

 
80,741

 
1,478,964

 
349,438

 
47,011

 
375,806

 
115,727

 
3,472,964

Total loans - excluding covered loans
 
$
1,035,668

 
$
80,741

 
$
1,496,987

 
$
352,931

 
$
47,133

 
$
376,454

 
$
115,727

 
$
3,505,641
Changes in the Allowance for Loan and Lease Losses for the Current and Comparable Quarter

 
 
Three months ended
 
Nine months ended
 
 
September 30,
 
September 30,
(Dollars in thousands)
 
2014
 
2013
 
2014
 
2013
Balance at beginning of period
 
$
42,027

 
$
47,047

 
$
43,829

 
$
47,777

Provision for loan and lease losses
 
1,093

 
1,413

 
2,281

 
6,863

Loans charged off
 
(1,816
)
 
(5,111
)
 
(6,427
)
 
(12,515
)
Recoveries
 
1,150

 
2,165

 
2,771

 
3,389

Balance at end of period
 
$
42,454

 
$
45,514

 
$
42,454

 
$
45,514

Total loans
 
$
4,449,972

 
$
3,430,916

 
$
4,449,972

 
$
3,430,916

Allowance for loan and lease losses to total ending loans
 
0.95
%
 
1.33
%
 
0.95
%
 
1.33
%
Covered Loans
  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Allowance for Loan and Lease Losses by Classification
The allowance for loan and lease losses on covered loans is presented in the table below:
(Dollars in thousands)
 
September 30, 2014
 
December 31, 2013
Commercial
 
$
5,468

 
$
9,400

Real estate - commercial
 
5,186

 
8,515

Real estate - residential
 
750

 
761

Installment
 
131

 
225

Total
 
$
11,535

 
$
18,901
Changes in the Allowance for Loan and Lease Losses for the Current and Comparable Quarter
Changes in the allowance for loan and lease losses on covered loans were as follows:

 
 
Three months ended
 
Nine months ended
 
 
September 30,
 
September 30,
(Dollars in thousands)
 
2014
 
2013
 
2014
 
2013
Balance at beginning of period
 
$
12,425

 
$
32,961

 
$
18,901

 
$
45,190

Provision for loan and lease losses
 
(200
)
 
5,293

 
(2,805
)
 
6,052

Loans charged-off
 
(3,053
)
 
(21,009
)
 
(13,778
)
 
(35,374
)
Recoveries
 
2,363

 
6,014

 
9,217

 
7,391

Balance at end of period
 
$
11,535

 
$
23,259

 
$
11,535

 
$
23,259

Total loans
 
$
332,265

 
$
518,524

 
$
332,265

 
$
518,524

Allowance for loan and lease losses to total ending loans
 
3.47
%
 
4.49
%
 
3.47
%
 
4.49
%