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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
 6 Months Ended
Jun. 30, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Changes in the Allowance for Loan and Lease Losses for the Current and Comparable Quarter
Changes in the allowance for loan and lease losses were as follows:
 
 
Three months ended
 
Six months ended
 
 
June 30,
 
June 30,
(Dollars in thousands)
 
2014
 
2013
 
2014
 
2013
Balance at beginning of period
 
$
43,023

 
$
48,306

 
$
43,829

 
$
47,777

Provision for loan and lease losses
 
29

 
2,409

 
1,188

 
5,450

Loans charged off
 
(2,187
)
 
(4,194
)
 
(4,611
)
 
(7,404
)
Recoveries
 
1,162

 
526

 
1,621

 
1,224

Balance at end of period
 
$
42,027

 
$
47,047

 
$
42,027

 
$
47,047

Allowance for loan and lease losses to total ending loans
 
1.15
%
 
1.39
%
 
1.15
%
 
1.39
%
Allowance for Loan and Lease Losses by Classification
Year-to-date changes in the allowance for loan and lease losses by loan category were as follows:
  
 
Six months ended June 30, 2014
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial
 
Construction
 
Commercial
 
Residential
 
Installment
 
Home Equity
 
Other
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
10,568

 
$
824

 
$
20,478

 
$
3,379

 
$
365

 
$
5,209

 
$
3,006

 
$
43,829

Provision for loan and lease losses
 
(253
)
 
53

 
1,200

 
104

 
(138
)
 
299

 
(77
)
 
1,188

Gross charge-offs
 
1,227

 
0

 
1,242

 
540

 
142

 
927

 
533

 
4,611

Recoveries
 
619

 
0

 
448

 
127

 
127

 
140

 
160

 
1,621

Total net charge-offs
 
608

 
0

 
794

 
413

 
15

 
787

 
373

 
2,990

Ending allowance for loan and lease losses
 
$
9,707

 
$
877

 
$
20,884

 
$
3,070

 
$
212

 
$
4,721

 
$
2,556

 
$
42,027

Ending allowance on loans individually evaluated for impairment
 
$
775

 
$
0

 
$
2,091

 
$
368

 
$
0

 
$
2

 
$
0

 
$
3,236

Ending allowance on loans collectively evaluated for impairment
 
8,932

 
877

 
18,793

 
2,702

 
212

 
4,719

 
2,556

 
38,791

Ending allowance for loan and lease losses
 
$
9,707

 
$
877

 
$
20,884

 
$
3,070

 
$
212

 
$
4,721

 
$
2,556

 
$
42,027

Loans - excluding covered loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance of loans individually evaluated for impairment
 
$
8,749

 
$
0

 
$
13,925

 
$
3,230

 
$
110

 
$
768

 
$
0

 
$
26,782

Ending balance of loans collectively evaluated for impairment
 
1,134,944

 
113,682

 
1,477,806

 
369,371

 
43,228

 
379,978

 
116,868

 
3,635,877

Total loans - excluding covered loans
 
$
1,143,693

 
$
113,682

 
$
1,491,731

 
$
372,601

 
$
43,338

 
$
380,746

 
$
116,868

 
$
3,662,659


 
 
Twelve months ended December 31, 2013
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial
 
Construction
 
Commercial
 
Residential
 
Installment
 
Home Equity
 
Other
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
7,926

 
$
3,268

 
$
24,151

 
$
3,599

 
$
522

 
$
5,173

 
$
3,138

 
$
47,777

Provision for loan and lease losses
 
5,385

 
(3,115
)
 
2,659

 
593

 
(132
)
 
1,937

 
1,387

 
8,714

Gross charge-offs
 
3,415

 
1

 
8,326

 
1,016

 
335

 
2,409

 
1,781

 
17,283

Recoveries
 
672

 
672

 
1,994

 
203

 
310

 
508

 
262

 
4,621

Total net charge-offs
 
2,743

 
(671
)
 
6,332

 
813

 
25

 
1,901

 
1,519

 
12,662

Ending allowance for loan and lease losses
 
$
10,568

 
$
824

 
$
20,478

 
$
3,379

 
$
365

 
$
5,209

 
$
3,006

 
$
43,829

Ending allowance on loans individually evaluated for impairment
 
$
2,080

 
$
0

 
$
2,872

 
$
348

 
$
0

 
$
2

 
$
0

 
$
5,302

Ending allowance on loans collectively evaluated for impairment
 
8,488

 
824

 
17,606

 
3,031

 
365

 
5,207

 
3,006

 
38,527

Ending allowance for loan and lease losses
 
$
10,568

 
$
824

 
$
20,478

 
$
3,379

 
$
365

 
$
5,209

 
$
3,006

 
$
43,829

Loans - excluding covered loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance of loans individually evaluated for impairment
 
$
10,391

 
$
0

 
$
18,023

 
$
3,493

 
$
122

 
$
648

 
$
0

 
$
32,677

Ending balance of loans collectively evaluated for impairment
 
1,025,277

 
80,741

 
1,478,964

 
349,438

 
47,011

 
375,806

 
115,727

 
3,472,964

Total loans - excluding covered loans
 
$
1,035,668

 
$
80,741

 
$
1,496,987

 
$
352,931

 
$
47,133

 
$
376,454

 
$
115,727

 
$
3,505,641
Covered Loans
  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Changes in the Allowance for Loan and Lease Losses for the Current and Comparable Quarter
Changes in the allowance for loan and lease losses on covered loans were as follows:
 
 
Three months ended
 
Six months ended
 
 
June 30,
 
June 30,
(Dollars in thousands)
 
2014
 
2013
 
2014
 
2013
Balance at beginning of period
 
$
10,573

 
$
45,496

 
$
18,901

 
$
45,190

Provision for loan and lease losses
 
(413
)
 
(8,283
)
 
(2,605
)
 
759

Loans charged-off
 
(3,485
)
 
(4,681
)
 
(10,725
)
 
(14,365
)
Recoveries
 
5,750

 
429

 
6,854

 
1,377

Balance at end of period
 
$
12,425

 
$
32,961

 
$
12,425

 
$
32,961
Allowance for Loan and Lease Losses by Classification
The allowance for loan and lease losses on covered loans is presented in the table below:
(Dollars in thousands)
 
June 30, 2014
 
December 31, 2013
Commercial
 
$
5,255

 
$
9,400

Real estate - commercial
 
6,195

 
8,515

Real estate - residential
 
747

 
761

Installment
 
228

 
225

Total
 
$
12,425

 
$
18,901