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ALLOWANCE FOR LOAN AND LEASE LOSSES (Tables)
 3 Months Ended
Mar. 31, 2014
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Changes in the Allowance for Loan and Lease Losses for the Current and Comparable Quarter
Changes in the allowance for loan and lease losses were as follows:
 
 
Three months ended
 
 
March 31,
(Dollars in thousands)
 
2014
 
2013
Balance at beginning of period
 
$
43,829

 
$
47,777

Provision for loan and lease losses
 
1,159

 
3,041

Loans charged off
 
(2,424
)
 
(3,210
)
Recoveries
 
459

 
698

Balance at end of period
 
$
43,023

 
$
48,306

Allowance for loan and lease losses to total ending loans
 
1.19
%
 
1.49
%
Allowance for Loan and Lease Losses by Classification
Year-to-date changes in the allowance for loan and lease losses by loan category were as follows:
  
 
Three Months Ended March 31, 2014
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial
 
Construction
 
Commercial
 
Residential
 
Installment
 
Home Equity
 
Other
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
10,568

 
$
824

 
$
20,478

 
$
3,379

 
$
365

 
$
5,209

 
$
3,006

 
$
43,829

Provision for loan and lease losses
 
349

 
(11
)
 
289

 
137

 
(11
)
 
421

 
(15
)
 
1,159

Gross charge-offs
 
656

 
0

 
543

 
257

 
128

 
544

 
296

 
2,424

Recoveries
 
39

 
0

 
114

 
27

 
77

 
103

 
99

 
459

Total net charge-offs
 
617

 
0

 
429

 
230

 
51

 
441

 
197

 
1,965

Ending allowance for loan and lease losses
 
$
10,300

 
$
813

 
$
20,338

 
$
3,286

 
$
303

 
$
5,189

 
$
2,794

 
$
43,023

Ending allowance on loans individually evaluated for impairment
 
$
1,383

 
$
0

 
$
2,800

 
$
368

 
$
0

 
$
2

 
$
0

 
$
4,553

Ending allowance on loans collectively evaluated for impairment
 
8,917

 
813

 
17,538

 
2,918

 
303

 
5,187

 
2,794

 
38,470

Ending allowance for loan and lease losses
 
$
10,300

 
$
813

 
$
20,338

 
$
3,286

 
$
303

 
$
5,189

 
$
2,794

 
$
43,023

Loans - excluding covered loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance of loans individually evaluated for impairment
 
$
9,159

 
$
0

 
$
16,387

 
$
3,604

 
$
114

 
$
645

 
$
0

 
$
29,909

Ending balance of loans collectively evaluated for impairment
 
1,108,898

 
87,996

 
1,497,504

 
357,067

 
44,797

 
373,782

 
114,250

 
3,584,294

Total loans - excluding covered loans
 
$
1,118,057

 
$
87,996

 
$
1,513,891

 
$
360,671

 
$
44,911

 
$
374,427

 
$
114,250

 
$
3,614,203


 
 
Twelve Months Ended December 31, 2013
 
 
 
 
Real Estate
 
 
 
 
 
 
 
 
(Dollars in thousands)
 
Commercial
 
Construction
 
Commercial
 
Residential
 
Installment
 
Home Equity
 
Other
 
Total
Allowance for loan and lease losses:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
 
$
7,926

 
$
3,268

 
$
24,151

 
$
3,599

 
$
522

 
$
5,173

 
$
3,138

 
$
47,777

Provision for loan and lease losses
 
5,385

 
(3,115
)
 
2,659

 
593

 
(132
)
 
1,937

 
1,387

 
8,714

Gross charge-offs
 
3,415

 
1

 
8,326

 
1,016

 
335

 
2,409

 
1,781

 
17,283

Recoveries
 
672

 
672

 
1,994

 
203

 
310

 
508

 
262

 
4,621

Total net charge-offs
 
2,743

 
(671
)
 
6,332

 
813

 
25

 
1,901

 
1,519

 
12,662

Ending allowance for loan and lease losses
 
$
10,568

 
$
824

 
$
20,478

 
$
3,379

 
$
365

 
$
5,209

 
$
3,006

 
$
43,829

Ending allowance on loans individually evaluated for impairment
 
$
2,080

 
$
0

 
$
2,872

 
$
348

 
$
0

 
$
2

 
$
0

 
$
5,302

Ending allowance on loans collectively evaluated for impairment
 
8,488

 
824

 
17,606

 
3,031

 
365

 
5,207

 
3,006

 
38,527

Ending allowance for loan and lease losses
 
$
10,568

 
$
824

 
$
20,478

 
$
3,379

 
$
365

 
$
5,209

 
$
3,006

 
$
43,829

Loans - excluding covered loans
 
 

 
 

 
 

 
 

 
 

 
 

 
 

 
 

Ending balance of loans individually evaluated for impairment
 
$
10,391

 
$
0

 
$
18,023

 
$
3,493

 
$
122

 
$
648

 
$
0

 
$
32,677

Ending balance of loans collectively evaluated for impairment
 
1,025,277

 
80,741

 
1,478,964

 
349,438

 
47,011

 
375,806

 
115,727

 
3,472,964

Total loans - excluding covered loans
 
$
1,035,668

 
$
80,741

 
$
1,496,987

 
$
352,931

 
$
47,133

 
$
376,454

 
$
115,727

 
$
3,505,641
Covered Loans
  
Accounts, Notes, Loans and Financing Receivable [Line Items]  
Changes in the Allowance for Loan and Lease Losses for the Current and Comparable Quarter
Changes in the allowance for loan and lease losses on covered loans were as follows:
 
 
Three Months Ended
 
 
March 31,
(Dollars in thousands)
 
2014
 
2013
Balance at beginning of period
 
$
18,901

 
$
45,190

Provision for loan and lease losses
 
(2,192
)
 
9,042

Loans charged-off
 
(7,240
)
 
(9,684
)
Recoveries
 
1,104

 
948

Balance at end of period
 
$
10,573

 
$
45,496
Allowance for Loan and Lease Losses by Classification
The allowance for loan and lease losses on covered loans is presented in the table below:
(Dollars in thousands)
 
March 31, 2014
 
December 31, 2013
Commercial
 
$
5,079

 
$
9,400

Real estate - commercial
 
4,564

 
8,515

Real estate - residential
 
719

 
761

Installment
 
211

 
225

Total
 
$
10,573

 
$
18,901