The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACE LTD SHS COMMON STOCK H0023R105 188 1,810 SH   SOLE   1,810 0 0
ACE LTD SHS COMMON STOCK H0023R105 15 140 SH   DFND   140 0 0
LYONDELLBASELL INDUSTRIES NV COMMON STOCK N53745100 769 7,876 SH   SOLE   7,876 0 0
LYONDELLBASELL INDUSTRIES NV COMMON STOCK N53745100 18 180 SH   DFND   180 0 0
AFLAC INC COM COMMON STOCK 001055102 396 6,362 SH   SOLE   6,362 0 0
AFLAC INC COM COMMON STOCK 001055102 28 445 SH   DFND   445 0 0
AT&T INC COM COMMON STOCK 00206R102 2,385 67,457 SH   SOLE   67,457 0 0
AT&T INC COM COMMON STOCK 00206R102 20 570 SH   DFND   570 0 0
ABBVIE INC COMMON STOCK 00287Y109 3,005 53,259 SH   SOLE   53,259 0 0
ABBVIE INC COMMON STOCK 00287Y109 25 450 SH   DFND   450 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 1,164 19,815 SH   SOLE   19,815 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 38 650 SH   DFND   650 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 1,999 35,840 SH   SOLE   35,840 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 212 2,230 SH   SOLE   2,230 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 16 170 SH   DFND   170 0 0
AMGEN INC COM COMMON STOCK 031162100 1,021 8,623 SH   SOLE   8,623 0 0
AMGEN INC COM COMMON STOCK 031162100 22 185 SH   DFND   185 0 0
ANHEUSER BUSCH INBEV SA/NV FOREIGN EQUITIES 03524A108 882 7,670 SH   SOLE   7,670 0 0
ANHEUSER BUSCH INBEV SA/NV FOREIGN EQUITIES 03524A108 25 220 SH   DFND   220 0 0
APPLE INC COM COMMON STOCK 037833100 2,090 22,495 SH   SOLE   22,495 0 0
APPLE INC COM COMMON STOCK 037833100 49 525 SH   DFND   525 0 0
BB&T CORP COM COMMON STOCK 054937107 1,557 39,481 SH   SOLE   39,481 0 0
BB&T CORP COM COMMON STOCK 054937107 29 730 SH   DFND   730 0 0
BAKER HUGHES INC COM COMMON STOCK 057224107 1,222 16,415 SH   SOLE   16,415 0 0
BAKER HUGHES INC COM COMMON STOCK 057224107 24 325 SH   DFND   325 0 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104 221 14,391 SH   SOLE   14,391 0 0
BANK OF MONTREAL FOREIGN EQUITIES 063671101 2,030 27,581 SH   SOLE   27,581 0 0
BARCLAYS BK PLC ETF-EQUITIES 06740C337 856 5,733 SH   SOLE   5,733 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 823 11,389 SH   SOLE   11,389 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 12 160 SH   DFND   160 0 0
BLACKROCK INC CLA COM COMMON STOCK 09247X101 268 840 SH   SOLE   840 0 0
BLACKROCK INC CLA COM COMMON STOCK 09247X101 19 60 SH   DFND   60 0 0
BORG WARNER INC COMMON STOCK 099724106 1,146 17,575 SH   SOLE   17,575 0 0
BORG WARNER INC COMMON STOCK 099724106 18 280 SH   DFND   280 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 2,121 43,735 SH   SOLE   43,735 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 14 280 SH   DFND   280 0 0
CSX CORP COM COMMON STOCK 126408103 944 30,640 SH   SOLE   30,640 0 0
CSX CORP COM COMMON STOCK 126408103 18 600 SH   DFND   600 0 0
CVS CAREMARK CORPORATION COM COMMON STOCK 126650100 1,328 17,626 SH   SOLE   17,626 0 0
CVS CAREMARK CORPORATION COM COMMON STOCK 126650100 36 475 SH   DFND   475 0 0
CARDINAL HEALTH INC COM COMMON STOCK 14149Y108 1,086 15,844 SH   SOLE   15,844 0 0
CARDINAL HEALTH INC COM COMMON STOCK 14149Y108 26 375 SH   DFND   375 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 1,631 15,013 SH   SOLE   15,013 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 33 300 SH   DFND   300 0 0
CELGENE CORP COM COMMON STOCK 151020104 544 6,330 SH   SOLE   6,330 0 0
CELGENE CORP COM COMMON STOCK 151020104 15 175 SH   DFND   175 0 0
CHEVRON CORP COM COMMON STOCK 166764100 3,478 26,642 SH   SOLE   26,642 0 0
CHEVRON CORP COM COMMON STOCK 166764100 53 405 SH   DFND   405 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 1,182 47,565 SH   SOLE   47,565 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 29 1,150 SH   DFND   1,150 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 987 20,962 SH   SOLE   20,962 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 20 425 SH   DFND   425 0 0
COCA COLA CO COM COMMON STOCK 191216100 98 2,323 SH   SOLE   2,323 0 0
COCA COLA CO COM COMMON STOCK 191216100 1,771 41,817 SH   DFND   41,817 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 406 5,955 SH   SOLE   5,955 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 2,433 28,386 SH   SOLE   28,386 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 15 180 SH   DFND   180 0 0
CONVERSANT INC COMMON STOCK 21249J105 1,023 40,282 SH   SOLE   40,282 0 0
CONVERSANT INC COMMON STOCK 21249J105 24 950 SH   DFND   950 0 0
DELTA AIR LINES INC DEL COM COMMON STOCK 247361702 1,050 27,120 SH   SOLE   27,120 0 0
DELTA AIR LINES INC DEL COM COMMON STOCK 247361702 24 625 SH   DFND   625 0 0
WALT DISNEY CO COMMON STOCK 254687106 1,368 15,952 SH   SOLE   15,952 0 0
WALT DISNEY CO COMMON STOCK 254687106 21 250 SH   DFND   250 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 373 5,030 SH   SOLE   5,030 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 11 145 SH   DFND   145 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 681 6,761 SH   SOLE   6,761 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 26 255 SH   DFND   255 0 0
FOOT LOCKER INC COMMON STOCK 344849104 1,042 20,535 SH   SOLE   20,535 0 0
FOOT LOCKER INC COMMON STOCK 344849104 22 425 SH   DFND   425 0 0
GENERAL DYNAMICS CORP COM COMMON STOCK 369550108 902 7,740 SH   SOLE   7,740 0 0
GENERAL DYNAMICS CORP COM COMMON STOCK 369550108 20 175 SH   DFND   175 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 1,678 63,864 SH   SOLE   63,864 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 46 1,750 SH   DFND   1,750 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 409 4,930 SH   SOLE   4,930 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 1,052 6,283 SH   SOLE   6,283 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 25 150 SH   DFND   150 0 0
GOODYEAR TIRE & RUBBER COMMON STOCK 382550101 1,040 37,455 SH   SOLE   37,455 0 0
GOODYEAR TIRE & RUBBER COMMON STOCK 382550101 22 800 SH   DFND   800 0 0
HCP INC COMMON STOCK 40414L109 1,986 47,995 SH   SOLE   47,995 0 0
HALLIBURTON CO COM COMMON STOCK 406216101 1,093 15,398 SH   SOLE   15,398 0 0
HALLIBURTON CO COM COMMON STOCK 406216101 26 365 SH   DFND   365 0 0
HELMERICH & PAYNE INC COM COMMON STOCK 423452101 236 2,035 SH   SOLE   2,035 0 0
HELMERICH & PAYNE INC COM COMMON STOCK 423452101 22 190 SH   DFND   190 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 1,089 13,446 SH   SOLE   13,446 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 20 250 SH   DFND   250 0 0
INGRAM MICRO COMMON STOCK 457153104 1,206 41,310 SH   SOLE   41,310 0 0
INGRAM MICRO COMMON STOCK 457153104 21 725 SH   DFND   725 0 0
INTEL CORP COM COMMON STOCK 458140100 2,387 77,270 SH   SOLE   77,270 0 0
INTEL CORP COM COMMON STOCK 458140100 12 380 SH   DFND   380 0 0
INTERNATIONAL BUSINESS MACHS COM COMMON STOCK 459200101 886 4,890 SH   SOLE   4,890 0 0
INTERNATIONAL BUSINESS MACHS COM COMMON STOCK 459200101 9 50 SH   DFND   50 0 0
ISHARES S&P 500 INDEX FUND ETF-EQUITIES 464287200 230 1,165 SH   SOLE   1,165 0 0
ISHARES MSCI EAFE ETF ETF-EQUITIES 464287465 3,856 56,405 SH   SOLE   56,405 0 0
ISHARES RUSSELL MID-CAP ETF ETF-EQUITIES 464287499 2,996 18,433 SH   SOLE   18,433 0 0
ISHARES TR S&P BETTER I SHARES TR S&P MID CAP ETF-EQUITIES 464287507 1,572 10,985 SH   SOLE   10,985 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF-EQUITIES 464287614 263 2,890 SH   SOLE   2,890 0 0
ISHARES RUSSELL 2000 ETF FD ETF-EQUITIES 464287655 3,176 26,736 SH   SOLE   26,736 0 0
ISHARES MICRO-CAP ETF ETF-EQUITIES 464288869 230 3,022 SH   SOLE   3,022 0 0
JP MORGAN CHASE & CO INC COMMON STOCK 46625H100 189 3,277 SH   SOLE   3,277 0 0
JP MORGAN CHASE & CO INC COMMON STOCK 46625H100 16 285 SH   DFND   285 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 2,678 25,602 SH   SOLE   25,602 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 32 310 SH   DFND   310 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 2,093 18,822 SH   SOLE   18,822 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 13 120 SH   DFND   120 0 0
KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 1,957 32,644 SH   SOLE   32,644 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 2,359 37,947 SH   SOLE   37,947 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 30 475 SH   DFND   475 0 0
LINCOLN NATIONAL CORP. COMMON STOCK 534187109 860 16,725 SH   SOLE   16,725 0 0
LINCOLN NATIONAL CORP. COMMON STOCK 534187109 22 425 SH   DFND   425 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 2,538 15,791 SH   SOLE   15,791 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 11 71 SH   DFND   71 0 0
MATTEL INC COM COMMON STOCK 577081102 1,837 47,130 SH   SOLE   47,130 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 1,068 10,601 SH   SOLE   10,601 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 12 115 SH   DFND   115 0 0
MEDTRONIC INC COM COMMON STOCK 585055106 824 12,925 SH   SOLE   12,925 0 0
MEDTRONIC INC COM COMMON STOCK 585055106 21 325 SH   DFND   325 0 0
MERCK & CO INC COM COMMON STOCK 58933Y105 1,234 21,335 SH   SOLE   21,335 0 0
MERCK & CO INC COM COMMON STOCK 58933Y105 60 1,045 SH   DFND   1,045 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 2,629 63,054 SH   SOLE   63,054 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 57 1,365 SH   DFND   1,365 0 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 2,149 44,020 SH   SOLE   44,020 0 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 15 310 SH   DFND   310 0 0
MYLAN INC COM COMMON STOCK 628530107 565 10,950 SH   SOLE   10,950 0 0
NVR INC COM COMMON STOCK 62944T105 949 825 SH   SOLE   825 0 0
NVR INC COM COMMON STOCK 62944T105 15 13 SH   DFND   13 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 267 2,590 SH   SOLE   2,590 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 18 170 SH   DFND   170 0 0
NUCOR CORP COM COMMON STOCK 670346105 1,728 35,078 SH   SOLE   35,078 0 0
NUCOR CORP COM COMMON STOCK 670346105 13 265 SH   DFND   265 0 0
OMNICOM GROUP INC COM COMMON STOCK 681919106 188 2,640 SH   SOLE   2,640 0 0
OMNICOM GROUP INC COM COMMON STOCK 681919106 14 190 SH   DFND   190 0 0
ORACLE CORP COM COMMON STOCK 68389X105 981 24,200 SH   SOLE   24,200 0 0
ORACLE CORP COM COMMON STOCK 68389X105 23 575 SH   DFND   575 0 0
PPL CORP COMMON STOCK 69351T106 2,077 58,465 SH   SOLE   58,465 0 0
PPL CORP COMMON STOCK 69351T106 13 375 SH   DFND   375 0 0
PTC INC COMMON STOCK 69370C100 1,493 38,485 SH   SOLE   38,485 0 0
PTC INC COMMON STOCK 69370C100 33 850 SH   DFND   850 0 0
PHILLIPS 66 COMMON STOCK 718546104 776 9,655 SH   SOLE   9,655 0 0
PHILLIPS 66 COMMON STOCK 718546104 17 210 SH   DFND   210 0 0
PIEDMONT NAT'L GAS INC COM COMMON STOCK 720186105 1,969 52,655 SH   SOLE   52,655 0 0
PIEDMONT NAT'L GAS INC COM COMMON STOCK 720186105 17 450 SH   DFND   450 0 0
PINNACLE WEST CAP CORP COMMON STOCK 723484101 737 12,743 SH   SOLE   12,743 0 0
PINNACLE WEST CAP CORP COMMON STOCK 723484101 12 200 SH   DFND   200 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 279 3,552 SH   SOLE   3,552 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 13 160 SH   DFND   160 0 0
QUALCOMM INC COM COMMON STOCK 747525103 1,331 16,810 SH   SOLE   16,810 0 0
QUALCOMM INC COM COMMON STOCK 747525103 38 475 SH   DFND   475 0 0
RITE AID CORP COMMON STOCK 767754104 139 19,345 SH   SOLE   19,345 0 0
ROCK-TENN CO CL A COMMON STOCK 772739207 719 6,810 SH   SOLE   6,810 0 0
ROCK-TENN CO CL A COMMON STOCK 772739207 16 150 SH   DFND   150 0 0
SANDISK CORP COM COMMON STOCK 80004C101 1,532 14,675 SH   SOLE   14,675 0 0
SANDISK CORP COM COMMON STOCK 80004C101 34 325 SH   DFND   325 0 0
SONOCO PRODS CO COM COMMON STOCK 835495102 375 8,528 SH   SOLE   8,528 0 0
STRYKER CORP COMMON STOCK 863667101 198 2,345 SH   SOLE   2,345 0 0
STRYKER CORP COMMON STOCK 863667101 17 200 SH   DFND   200 0 0
SUNTRUST BKS INC COM COMMON STOCK 867914103 1,061 26,478 SH   SOLE   26,478 0 0
SUNTRUST BKS INC COM COMMON STOCK 867914103 16 400 SH   DFND   400 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 210 4,395 SH   SOLE   4,395 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 19 400 SH   DFND   400 0 0
3M CO COM COMMON STOCK 88579Y101 2,186 15,258 SH   SOLE   15,258 0 0
3M CO COM COMMON STOCK 88579Y101 16 115 SH   DFND   115 0 0
TRANSCANADA CORP FOREIGN EQUITIES 89353D107 1,796 37,630 SH   SOLE   37,630 0 0
TYSON FOODS INC COMMON STOCK 902494103 1,015 27,040 SH   SOLE   27,040 0 0
TYSON FOODS INC COMMON STOCK 902494103 13 350 SH   DFND   350 0 0
U S BANCORP DEL COM COMMON STOCK 902973304 1,130 26,085 SH   SOLE   26,085 0 0
U S BANCORP DEL COM COMMON STOCK 902973304 24 550 SH   DFND   550 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 221 2,150 SH   SOLE   2,150 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 16 160 SH   DFND   160 0 0
UNITED TECHNOLOGIES CORP COM COMMON STOCK 913017109 1,422 12,320 SH   SOLE   12,320 0 0
UNITED TECHNOLOGIES CORP COM COMMON STOCK 913017109 44 385 SH   DFND   385 0 0
VALERO ENERGY NEW COMMON STOCK 91913Y100 822 16,411 SH   SOLE   16,411 0 0
VALERO ENERGY NEW COMMON STOCK 91913Y100 19 375 SH   DFND   375 0 0
ETF VANGUARD EMER MKT ETF-EQUITIES 922042858 1,360 31,536 SH   SOLE   31,536 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 2,756 56,328 SH   SOLE   56,328 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 37 750 SH   DFND   750 0 0
VISA INC COM CL A COMMON STOCK 92826C839 998 4,736 SH   SOLE   4,736 0 0
VISA INC COM CL A COMMON STOCK 92826C839 24 115 SH   DFND   115 0 0
WAL-MART STORES INC COM COMMON STOCK 931142103 953 12,698 SH   SOLE   12,698 0 0
WAL-MART STORES INC COM COMMON STOCK 931142103 32 425 SH   DFND   425 0 0
WALGREEN CO COM COMMON STOCK 931422109 351 4,737 SH   SOLE   4,737 0 0
WALGREEN CO COM COMMON STOCK 931422109 21 280 SH   DFND   280 0 0
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109 2,031 45,415 SH   SOLE   45,415 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 1,400 26,640 SH   SOLE   26,640 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 45 850 SH   DFND   850 0 0
WILLIAMS COS INC DEL COM COMMON STOCK 969457100 244 4,190 SH   SOLE   4,190 0 0
WILLIAMS COS INC DEL COM COMMON STOCK 969457100 23 400 SH   DFND   400 0 0