The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACE LTD SHS COMMON STOCK H0023R105 1,103 11,135 SH   SOLE   11,135 0 0
ACE LTD SHS COMMON STOCK H0023R105 41 415 SH   DFND   415 0 0
AFLAC INC COM COMMON STOCK 001055102 316 5,010 SH   SOLE   5,010 0 0
AFLAC INC COM COMMON STOCK 001055102 28 445 SH   DFND   445 0 0
AT&T INC COM COMMON STOCK 00206R102 2,186 62,355 SH   SOLE   62,355 0 0
AT&T INC COM COMMON STOCK 00206R102 20 570 SH   DFND   570 0 0
ABBVIE INC COMMON STOCK 00287Y109 2,706 52,654 SH   SOLE   52,654 0 0
ABBVIE INC COMMON STOCK 00287Y109 23 450 SH   DFND   450 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 1,115 19,710 SH   SOLE   19,710 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 30 525 SH   DFND   525 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 1,722 34,005 SH   SOLE   34,005 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 207 2,300 SH   SOLE   2,300 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 15 170 SH   DFND   170 0 0
AMGEN INC COM COMMON STOCK 031162100 1,036 8,398 SH   SOLE   8,398 0 0
AMGEN INC COM COMMON STOCK 031162100 23 185 SH   DFND   185 0 0
ANHEUSER BUSCH INBEV SA/NV FOREIGN EQUITIES 03524A108 802 7,615 SH   SOLE   7,615 0 0
ANHEUSER BUSCH INBEV SA/NV FOREIGN EQUITIES 03524A108 18 170 SH   DFND   170 0 0
APPLE INC COM COMMON STOCK 037833100 1,846 3,439 SH   SOLE   3,439 0 0
APPLE INC COM COMMON STOCK 037833100 30 55 SH   DFND   55 0 0
BB&T CORP COM COMMON STOCK 054937107 1,577 39,276 SH   SOLE   39,276 0 0
BB&T CORP COM COMMON STOCK 054937107 27 680 SH   DFND   680 0 0
BAKER HUGHES INC COM COMMON STOCK 057224107 993 15,275 SH   SOLE   15,275 0 0
BAKER HUGHES INC COM COMMON STOCK 057224107 21 325 SH   DFND   325 0 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104 222 12,891 SH   SOLE   12,891 0 0
BANK OF MONTREAL FOREIGN EQUITIES 063671101 1,745 26,036 SH   SOLE   26,036 0 0
BARCLAYS BK PLC ETF-EQUITIES 06740C337 776 5,263 SH   SOLE   5,263 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 821 11,159 SH   SOLE   11,159 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 12 160 SH   DFND   160 0 0
BLACKROCK INC CLA COM COMMON STOCK 09247X101 255 811 SH   SOLE   811 0 0
BLACKROCK INC CLA COM COMMON STOCK 09247X101 19 60 SH   DFND   60 0 0
BORG WARNER INC COMMON STOCK 099724106 1,056 17,180 SH   SOLE   17,180 0 0
BORG WARNER INC COMMON STOCK 099724106 17 280 SH   DFND   280 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 2,201 42,370 SH   SOLE   42,370 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 15 280 SH   DFND   280 0 0
CSX CORP COM COMMON STOCK 126408103 886 30,590 SH   SOLE   30,590 0 0
CSX CORP COM COMMON STOCK 126408103 17 600 SH   DFND   600 0 0
CVS CAREMARK CORPORATION COM COMMON STOCK 126650100 1,250 16,696 SH   SOLE   16,696 0 0
CVS CAREMARK CORPORATION COM COMMON STOCK 126650100 28 375 SH   DFND   375 0 0
CARDINAL HEALTH INC COM COMMON STOCK 14149Y108 1,146 16,384 SH   SOLE   16,384 0 0
CARDINAL HEALTH INC COM COMMON STOCK 14149Y108 26 375 SH   DFND   375 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 1,523 15,328 SH   SOLE   15,328 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 30 300 SH   DFND   300 0 0
CELGENE CORP COM COMMON STOCK 151020104 954 6,835 SH   SOLE   6,835 0 0
CELGENE CORP COM COMMON STOCK 151020104 24 175 SH   DFND   175 0 0
CHEVRON CORP COM COMMON STOCK 166764100 2,842 23,904 SH   SOLE   23,904 0 0
CHEVRON CORP COM COMMON STOCK 166764100 39 330 SH   DFND   330 0 0
CHICAGO BRIDGE & IRON FOREIGN EQUITIES 167250109 213 2,445 SH   SOLE   2,445 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 988 44,090 SH   SOLE   44,090 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 17 750 SH   DFND   750 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 977 20,532 SH   SOLE   20,532 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 20 425 SH   DFND   425 0 0
COCA COLA CO COM COMMON STOCK 191216100 34 880 SH   SOLE   880 0 0
COCA COLA CO COM COMMON STOCK 191216100 1,616 41,817 SH   DFND   41,817 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 419 6,455 SH   SOLE   6,455 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 1,813 25,773 SH   SOLE   25,773 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 13 180 SH   DFND   180 0 0
CONVERSANT INC COMMON STOCK 21249J105 986 35,057 SH   SOLE   35,057 0 0
CONVERSANT INC COMMON STOCK 21249J105 27 950 SH   DFND   950 0 0
DELTA AIR LINES INC DEL COM COMMON STOCK 247361702 713 20,595 SH   SOLE   20,595 0 0
DELTA AIR LINES INC DEL COM COMMON STOCK 247361702 22 625 SH   DFND   625 0 0
WALT DISNEY CO COMMON STOCK 254687106 1,229 15,352 SH   SOLE   15,352 0 0
WALT DISNEY CO COMMON STOCK 254687106 32 400 SH   DFND   400 0 0
DUPONT EI DE NEMOURS & CO COMMON STOCK 263534109 743 11,080 SH   SOLE   11,080 0 0
DUPONT EI DE NEMOURS & CO COMMON STOCK 263534109 18 275 SH   DFND   275 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 1,053 14,789 SH   SOLE   14,789 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 25 352 SH   DFND   352 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 718 7,351 SH   SOLE   7,351 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 25 255 SH   DFND   255 0 0
FREEPORT-MCMORAN COPPER & GO COMMON STOCK 35671D857 843 25,495 SH   SOLE   25,495 0 0
FREEPORT-MCMORAN COPPER & GO COMMON STOCK 35671D857 13 400 SH   DFND   400 0 0
GENERAL DYNAMICS CORP COM COMMON STOCK 369550108 753 6,910 SH   SOLE   6,910 0 0
GENERAL DYNAMICS CORP COM COMMON STOCK 369550108 19 175 SH   DFND   175 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 1,705 65,899 SH   SOLE   65,899 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 45 1,750 SH   DFND   1,750 0 0
GENERAL MOTORS CORP COMMON STOCK 37045V100 790 22,965 SH   SOLE   22,965 0 0
GENERAL MOTORS CORP COMMON STOCK 37045V100 11 325 SH   DFND   325 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 1,008 6,153 SH   SOLE   6,153 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 25 150 SH   DFND   150 0 0
HCP INC COMMON STOCK 40414L109 1,744 44,950 SH   SOLE   44,950 0 0
HALLIBURTON CO COM COMMON STOCK 406216101 883 14,998 SH   SOLE   14,998 0 0
HALLIBURTON CO COM COMMON STOCK 406216101 21 365 SH   DFND   365 0 0
HELMERICH & PAYNE INC COM COMMON STOCK 423452101 260 2,415 SH   SOLE   2,415 0 0
HELMERICH & PAYNE INC COM COMMON STOCK 423452101 20 190 SH   DFND   190 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 1,004 12,686 SH   SOLE   12,686 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 20 250 SH   DFND   250 0 0
INGRAM MICRO COMMON STOCK 457153104 1,227 41,510 SH   SOLE   41,510 0 0
INGRAM MICRO COMMON STOCK 457153104 21 725 SH   DFND   725 0 0
INTEL CORP COM COMMON STOCK 458140100 1,889 73,176 SH   SOLE   73,176 0 0
INTEL CORP COM COMMON STOCK 458140100 10 380 SH   DFND   380 0 0
INTERNATIONAL BUSINESS MACHS COM COMMON STOCK 459200101 997 5,181 SH   SOLE   5,181 0 0
INTERNATIONAL BUSINESS MACHS COM COMMON STOCK 459200101 31 160 SH   DFND   160 0 0
ISHARES S&P 500 INDEX FUND ETF-EQUITIES 464287200 221 1,175 SH   SOLE   1,175 0 0
ISHARES MSCI EAFE ETF ETF-EQUITIES 464287465 3,950 58,775 SH   SOLE   58,775 0 0
ISHARES RUSSELL MID-CAP ETF ETF-EQUITIES 464287499 2,998 19,373 SH   SOLE   19,373 0 0
ISHARES TR S&P BETTER I SHARES TR S&P MID CAP ETF-EQUITIES 464287507 1,510 10,985 SH   SOLE   10,985 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF-EQUITIES 464287614 251 2,905 SH   SOLE   2,905 0 0
ISHARES RUSSELL 2000 ETF FD ETF-EQUITIES 464287655 3,190 27,421 SH   SOLE   27,421 0 0
ISHARES 1-3 YEAR CREDIT BONDETF ETF-FIXED INCOME 464288646 294 2,788 SH   SOLE   2,788 0 0
ISHARES MICRO-CAP ETF ETF-EQUITIES 464288869 234 3,022 SH   SOLE   3,022 0 0
JP MORGAN CHASE & CO INC COMMON STOCK 46625H100 1,110 18,287 SH   SOLE   18,287 0 0
JP MORGAN CHASE & CO INC COMMON STOCK 46625H100 42 685 SH   DFND   685 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 2,365 24,075 SH   SOLE   24,075 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 30 310 SH   DFND   310 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 2,025 18,372 SH   SOLE   18,372 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 13 120 SH   DFND   120 0 0
KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 1,738 30,994 SH   SOLE   30,994 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 2,175 36,957 SH   SOLE   36,957 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 28 475 SH   DFND   475 0 0
LINEAR TECHNOLOGY CORP COM COMMON STOCK 535678106 195 4,015 SH   SOLE   4,015 0 0
LINEAR TECHNOLOGY CORP COM COMMON STOCK 535678106 15 310 SH   DFND   310 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 2,546 15,596 SH   SOLE   15,596 0 0
MARATHON OIL CORP COM COMMON STOCK 565849106 860 24,215 SH   SOLE   24,215 0 0
MARATHON OIL CORP COM COMMON STOCK 565849106 16 450 SH   DFND   450 0 0
MATTEL INC COM COMMON STOCK 577081102 1,780 44,370 SH   SOLE   44,370 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 948 9,666 SH   SOLE   9,666 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 11 115 SH   DFND   115 0 0
MEDTRONIC INC COM COMMON STOCK 585055106 754 12,245 SH   SOLE   12,245 0 0
MEDTRONIC INC COM COMMON STOCK 585055106 20 325 SH   DFND   325 0 0
MERCK & CO INC COM COMMON STOCK 58933Y105 1,328 23,385 SH   SOLE   23,385 0 0
MERCK & CO INC COM COMMON STOCK 58933Y105 59 1,045 SH   DFND   1,045 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 2,478 60,479 SH   SOLE   60,479 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 32 790 SH   DFND   790 0 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 2,038 42,690 SH   SOLE   42,690 0 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 15 310 SH   DFND   310 0 0
MYLAN INC COM COMMON STOCK 628530107 227 4,650 SH   SOLE   4,650 0 0
NVR INC COM COMMON STOCK 62944T105 900 785 SH   SOLE   785 0 0
NVR INC COM COMMON STOCK 62944T105 15 13 SH   DFND   13 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 551 7,074 SH   SOLE   7,074 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 16 200 SH   DFND   200 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 259 2,670 SH   SOLE   2,670 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 17 170 SH   DFND   170 0 0
NORTHERN TRUST CORP COMMON STOCK 665859104 188 2,870 SH   SOLE   2,870 0 0
NORTHERN TRUST CORP COMMON STOCK 665859104 14 220 SH   DFND   220 0 0
NUCOR CORP COM COMMON STOCK 670346105 1,554 30,740 SH   SOLE   30,740 0 0
NUCOR CORP COM COMMON STOCK 670346105 13 265 SH   DFND   265 0 0
OMNICOM GROUP INC COM COMMON STOCK 681919106 197 2,720 SH   SOLE   2,720 0 0
OMNICOM GROUP INC COM COMMON STOCK 681919106 14 190 SH   DFND   190 0 0
ORACLE CORP COM COMMON STOCK 68389X105 890 21,765 SH   SOLE   21,765 0 0
ORACLE CORP COM COMMON STOCK 68389X105 24 575 SH   DFND   575 0 0
PPL CORP COMMON STOCK 69351T106 1,833 55,325 SH   SOLE   55,325 0 0
PPL CORP COMMON STOCK 69351T106 12 375 SH   DFND   375 0 0
PTC INC COMMON STOCK 69370C100 1,344 37,960 SH   SOLE   37,960 0 0
PTC INC COMMON STOCK 69370C100 30 850 SH   DFND   850 0 0
PIEDMONT NAT'L GAS INC COM COMMON STOCK 720186105 1,756 49,635 SH   SOLE   49,635 0 0
PIEDMONT NAT'L GAS INC COM COMMON STOCK 720186105 16 450 SH   DFND   450 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 216 2,675 SH   SOLE   2,675 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 13 160 SH   DFND   160 0 0
QUALCOMM INC COM COMMON STOCK 747525103 1,277 16,200 SH   SOLE   16,200 0 0
QUALCOMM INC COM COMMON STOCK 747525103 37 475 SH   DFND   475 0 0
RITE AID CORP COMMON STOCK 767754104 136 21,615 SH   SOLE   21,615 0 0
SANDISK CORP COM COMMON STOCK 80004C101 1,113 13,710 SH   SOLE   13,710 0 0
SANDISK CORP COM COMMON STOCK 80004C101 26 325 SH   DFND   325 0 0
STRYKER CORP COMMON STOCK 863667101 198 2,425 SH   SOLE   2,425 0 0
STRYKER CORP COMMON STOCK 863667101 16 200 SH   DFND   200 0 0
TJX COS INC NEW COM COMMON STOCK 872540109 930 15,327 SH   SOLE   15,327 0 0
TJX COS INC NEW COM COMMON STOCK 872540109 12 200 SH   DFND   200 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 215 4,565 SH   SOLE   4,565 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 19 400 SH   DFND   400 0 0
3M CO COM COMMON STOCK 88579Y101 2,009 14,813 SH   SOLE   14,813 0 0
3M CO COM COMMON STOCK 88579Y101 16 115 SH   DFND   115 0 0
TRANSCANADA CORP FOREIGN EQUITIES 89353D107 1,622 35,635 SH   SOLE   35,635 0 0
TYSON FOODS INC COMMON STOCK 902494103 1,262 28,685 SH   SOLE   28,685 0 0
TYSON FOODS INC COMMON STOCK 902494103 15 350 SH   DFND   350 0 0
U S BANCORP DEL COM COMMON STOCK 902973304 1,069 24,935 SH   SOLE   24,935 0 0
U S BANCORP DEL COM COMMON STOCK 902973304 23 525 SH   DFND   525 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 202 2,075 SH   SOLE   2,075 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 16 160 SH   DFND   160 0 0
UNITED TECHNOLOGIES CORP COM COMMON STOCK 913017109 1,559 13,340 SH   SOLE   13,340 0 0
UNITED TECHNOLOGIES CORP COM COMMON STOCK 913017109 45 385 SH   DFND   385 0 0
VALERO ENERGY NEW COMMON STOCK 91913Y100 829 15,616 SH   SOLE   15,616 0 0
VALERO ENERGY NEW COMMON STOCK 91913Y100 20 375 SH   DFND   375 0 0
ETF VANGUARD EMER MKT ETF-EQUITIES 922042858 1,304 32,136 SH   SOLE   32,136 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 2,708 56,943 SH   SOLE   56,943 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 36 750 SH   DFND   750 0 0
VISA INC COM CL A COMMON STOCK 92826C839 1,026 4,755 SH   SOLE   4,755 0 0
VISA INC COM CL A COMMON STOCK 92826C839 25 115 SH   DFND   115 0 0
WAL-MART STORES INC COM COMMON STOCK 931142103 925 12,098 SH   SOLE   12,098 0 0
WAL-MART STORES INC COM COMMON STOCK 931142103 32 425 SH   DFND   425 0 0
WALGREEN CO COM COMMON STOCK 931422109 203 3,080 SH   SOLE   3,080 0 0
WALGREEN CO COM COMMON STOCK 931422109 18 280 SH   DFND   280 0 0
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109 1,806 42,950 SH   SOLE   42,950 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 1,314 26,415 SH   SOLE   26,415 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 42 850 SH   DFND   850 0 0
WESTERN DIGITAL CORP COMMON STOCK 958102105 186 2,025 SH   SOLE   2,025 0 0
WESTERN DIGITAL CORP COMMON STOCK 958102105 16 175 SH   DFND   175 0 0