The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACE LTD SHS COMMON STOCK H0023R105 1,157 11,180 SH   SOLE   11,180 0 0
ACE LTD SHS COMMON STOCK H0023R105 43 415 SH   DFND   415 0 0
AFLAC INC COM COMMON STOCK 001055102 340 5,090 SH   SOLE   5,090 0 0
AFLAC INC COM COMMON STOCK 001055102 30 445 SH   DFND   445 0 0
AT&T INC COM COMMON STOCK 00206R102 2,134 60,710 SH   SOLE   60,710 0 0
AT&T INC COM COMMON STOCK 00206R102 20 570 SH   DFND   570 0 0
ABBVIE INC COMMON STOCK 00287Y109 2,856 54,084 SH   SOLE   54,084 0 0
ABBVIE INC COMMON STOCK 00287Y109 24 450 SH   DFND   450 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 1,059 19,410 SH   SOLE   19,410 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 29 525 SH   DFND   525 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 1,580 33,812 SH   SOLE   33,812 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 204 2,250 SH   SOLE   2,250 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 15 170 SH   DFND   170 0 0
AMGEN INC COM COMMON STOCK 031162100 984 8,628 SH   SOLE   8,628 0 0
AMGEN INC COM COMMON STOCK 031162100 21 185 SH   DFND   185 0 0
ANHEUSER BUSCH INBEV SA/NV FOREIGN EQUITIES 03524A108 762 7,155 SH   SOLE   7,155 0 0
ANHEUSER BUSCH INBEV SA/NV FOREIGN EQUITIES 03524A108 18 170 SH   DFND   170 0 0
APPLE INC COM COMMON STOCK 037833100 2,037 3,631 SH   SOLE   3,631 0 0
APPLE INC COM COMMON STOCK 037833100 31 55 SH   DFND   55 0 0
BB&T CORP COM COMMON STOCK 054937107 1,968 52,746 SH   SOLE   52,746 0 0
BB&T CORP COM COMMON STOCK 054937107 33 880 SH   DFND   880 0 0
BAKER HUGHES INC COM COMMON STOCK 057224107 783 14,180 SH   SOLE   14,180 0 0
BANK OF AMERICA CORP COM COMMON STOCK 060505104 233 14,991 SH   SOLE   14,991 0 0
BANK OF MONTREAL FOREIGN EQUITIES 063671101 1,730 25,952 SH   SOLE   25,952 0 0
BARCLAYS BK PLC ETF-EQUITIES 06740C337 933 6,388 SH   SOLE   6,388 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 774 11,124 SH   SOLE   11,124 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 11 160 SH   DFND   160 0 0
BLACKROCK INC CLA COM COMMON STOCK 09247X101 273 862 SH   SOLE   862 0 0
BLACKROCK INC CLA COM COMMON STOCK 09247X101 19 60 SH   DFND   60 0 0
BORG WARNER INC COMMON STOCK 099724106 944 16,880 SH   SOLE   16,880 0 0
BORG WARNER INC COMMON STOCK 099724106 16 280 SH   DFND   280 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 2,356 44,324 SH   SOLE   44,324 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108 15 280 SH   DFND   280 0 0
CSX CORP COM COMMON STOCK 126408103 814 28,290 SH   SOLE   28,290 0 0
CVS CAREMARK CORPORATION COM COMMON STOCK 126650100 1,189 16,611 SH   SOLE   16,611 0 0
CVS CAREMARK CORPORATION COM COMMON STOCK 126650100 36 500 SH   DFND   500 0 0
CARDINAL HEALTH INC COM COMMON STOCK 14149Y108 1,182 17,699 SH   SOLE   17,699 0 0
CARDINAL HEALTH INC COM COMMON STOCK 14149Y108 25 375 SH   DFND   375 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 1,473 16,223 SH   SOLE   16,223 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 27 300 SH   DFND   300 0 0
CELGENE CORP COM COMMON STOCK 151020104 1,398 8,277 SH   SOLE   8,277 0 0
CELGENE CORP COM COMMON STOCK 151020104 30 175 SH   DFND   175 0 0
CHEVRON CORP COM COMMON STOCK 166764100 2,940 23,537 SH   SOLE   23,537 0 0
CHEVRON CORP COM COMMON STOCK 166764100 41 330 SH   DFND   330 0 0
CHICAGO BRIDGE & IRON FOREIGN EQUITIES 167250109 207 2,485 SH   SOLE   2,485 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 988 44,065 SH   SOLE   44,065 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 17 750 SH   DFND   750 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 1,068 20,487 SH   SOLE   20,487 0 0
CITIGROUP INC COM NEW COMMON STOCK 172967424 22 425 SH   DFND   425 0 0
COCA COLA CO COM COMMON STOCK 191216100 89 2,160 SH   SOLE   2,160 0 0
COCA COLA CO COM COMMON STOCK 191216100 1,727 41,817 SH   DFND   41,817 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 453 6,955 SH   SOLE   6,955 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 1,794 25,397 SH   SOLE   25,397 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 13 180 SH   DFND   180 0 0
WALT DISNEY CO COMMON STOCK 254687106 1,177 15,402 SH   SOLE   15,402 0 0
WALT DISNEY CO COMMON STOCK 254687106 31 400 SH   DFND   400 0 0
DUPONT EI DE NEMOURS & CO COMMON STOCK 263534109 734 11,305 SH   SOLE   11,305 0 0
DUPONT EI DE NEMOURS & CO COMMON STOCK 263534109 18 275 SH   DFND   275 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 1,048 15,189 SH   SOLE   15,189 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204 36 517 SH   DFND   517 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 843 8,331 SH   SOLE   8,331 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 26 255 SH   DFND   255 0 0
FREEPORT-MCMORAN COPPER & GO COMMON STOCK 35671D857 1,037 27,485 SH   SOLE   27,485 0 0
FREEPORT-MCMORAN COPPER & GO COMMON STOCK 35671D857 15 400 SH   DFND   400 0 0
GENERAL DYNAMICS CORP COM COMMON STOCK 369550108 225 2,350 SH   SOLE   2,350 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 1,874 66,876 SH   SOLE   66,876 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 49 1,750 SH   DFND   1,750 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 1,131 6,383 SH   SOLE   6,383 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 27 150 SH   DFND   150 0 0
HALLIBURTON CO COM COMMON STOCK 406216101 775 15,273 SH   SOLE   15,273 0 0
HALLIBURTON CO COM COMMON STOCK 406216101 16 315 SH   DFND   315 0 0
HELMERICH & PAYNE INC COM COMMON STOCK 423452101 200 2,380 SH   SOLE   2,380 0 0
HELMERICH & PAYNE INC COM COMMON STOCK 423452101 16 190 SH   DFND   190 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 1,046 12,701 SH   SOLE   12,701 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 21 250 SH   DFND   250 0 0
INGRAM MICRO COMMON STOCK 457153104 945 40,285 SH   SOLE   40,285 0 0
INTEL CORP COM COMMON STOCK 458140100 1,929 74,324 SH   SOLE   74,324 0 0
INTEL CORP COM COMMON STOCK 458140100 10 380 SH   DFND   380 0 0
INTERNATIONAL BUSINESS MACHS COM COMMON STOCK 459200101 1,002 5,341 SH   SOLE   5,341 0 0
INTERNATIONAL BUSINESS MACHS COM COMMON STOCK 459200101 30 160 SH   DFND   160 0 0
ISHARES S&P 500 INDEX FUND ETF-EQUITIES 464287200 236 1,273 SH   SOLE   1,273 0 0
ISHARES MSCI EAFE ETF ETF-EQUITIES 464287465 3,909 58,265 SH   SOLE   58,265 0 0
ISHARES RUSSELL MID-CAP ETF ETF-EQUITIES 464287499 3,260 21,739 SH   SOLE   21,739 0 0
ISHARES TR S&P BETTER ISHARES TR S&P MID CAP ETF-EQUITIES 464287507 1,517 11,335 SH   SOLE   11,335 0 0
ISHARES RUSSELL 2000 ETF FD ETF-EQUITIES 464287655 3,520 30,509 SH   SOLE   30,509 0 0
ISHARES MBS ETF ETF-FIXED INCOME 464288588 235 2,250 SH   SOLE   2,250 0 0
ISHARES 1-3 YEAR CREDIT BONDETF ETF-FIXED INCOME 464288646 488 4,628 SH   SOLE   4,628 0 0
ISHARES MICRO-CAP ETF ETF-EQUITIES 464288869 227 3,022 SH   SOLE   3,022 0 0
JP MORGAN CHASE & CO INC COMMON STOCK 46625H100 1,245 21,302 SH   SOLE   21,302 0 0
JP MORGAN CHASE & CO INC COMMON STOCK 46625H100 43 735 SH   DFND   735 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 2,239 24,443 SH   SOLE   24,443 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 28 310 SH   DFND   310 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 1,929 18,468 SH   SOLE   18,468 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 13 120 SH   DFND   120 0 0
KRAFT FOODS GROUP INC COMMON STOCK 50076Q106 1,639 30,417 SH   SOLE   30,417 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 1,908 37,417 SH   SOLE   37,417 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 24 475 SH   DFND   475 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 2,465 16,580 SH   SOLE   16,580 0 0
MARATHON OIL CORP COM COMMON STOCK 565849106 881 24,965 SH   SOLE   24,965 0 0
MARATHON OIL CORP COM COMMON STOCK 565849106 14 400 SH   DFND   400 0 0
MATTEL INC COM COMMON STOCK 577081102 2,066 43,433 SH   SOLE   43,433 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 1,027 10,588 SH   SOLE   10,588 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 11 115 SH   DFND   115 0 0
MEDTRONIC INC COM COMMON STOCK 585055106 748 13,035 SH   SOLE   13,035 0 0
MEDTRONIC INC COM COMMON STOCK 585055106 19 325 SH   DFND   325 0 0
MERCK & CO INC COM COMMON STOCK 58933Y105 1,376 27,500 SH   SOLE   27,500 0 0
MERCK & CO INC COM COMMON STOCK 58933Y105 52 1,045 SH   DFND   1,045 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 2,281 60,994 SH   SOLE   60,994 0 0
MICROSOFT CORP COM COMMON STOCK 594918104 30 790 SH   DFND   790 0 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 1,958 43,751 SH   SOLE   43,751 0 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 14 310 SH   DFND   310 0 0
NVR INC COM COMMON STOCK 62944T105 802 782 SH   SOLE   782 0 0
NVR INC COM COMMON STOCK 62944T105 3 3 SH   DFND   3 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 704 8,859 SH   SOLE   8,859 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 16 200 SH   DFND   200 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 260 2,800 SH   SOLE   2,800 0 0
NORFOLK SOUTHERN CORP COM COMMON STOCK 655844108 16 170 SH   DFND   170 0 0
NUCOR CORP COM COMMON STOCK 670346105 1,607 30,114 SH   SOLE   30,114 0 0
NUCOR CORP COM COMMON STOCK 670346105 14 265 SH   DFND   265 0 0
OMNICOM GROUP INC COM COMMON STOCK 681919106 199 2,670 SH   SOLE   2,670 0 0
OMNICOM GROUP INC COM COMMON STOCK 681919106 14 190 SH   DFND   190 0 0
PPL CORP COMMON STOCK 69351T106 1,645 54,681 SH   SOLE   54,681 0 0
PPL CORP COMMON STOCK 69351T106 11 375 SH   DFND   375 0 0
PTC INC COMMON STOCK 69370C100 1,379 38,990 SH   SOLE   38,990 0 0
PTC INC COMMON STOCK 69370C100 30 850 SH   DFND   850 0 0
PFIZER INC COM COMMON STOCK 717081103 1,142 37,296 SH   SOLE   37,296 0 0
PFIZER INC COM COMMON STOCK 717081103 15 500 SH   DFND   500 0 0
PHILIP MORRIS INTL COMMON STOCK 718172109 2,336 26,808 SH   SOLE   26,808 0 0
PHILIP MORRIS INTL COMMON STOCK 718172109 14 160 SH   DFND   160 0 0
PIEDMONT NAT'L GAS INC COM COMMON STOCK 720186105 1,643 49,578 SH   SOLE   49,578 0 0
PIEDMONT NAT'L GAS INC COM COMMON STOCK 720186105 15 450 SH   DFND   450 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 262 3,213 SH   SOLE   3,213 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 13 160 SH   DFND   160 0 0
PROSHARES SHORT RUSSELL 2000 ETF-EQUITIES 74347R826 169 10,030 SH   SOLE   10,030 0 0
QUALCOMM INC COM COMMON STOCK 747525103 1,279 17,230 SH   SOLE   17,230 0 0
QUALCOMM INC COM COMMON STOCK 747525103 35 475 SH   DFND   475 0 0
RITE AID CORP COMMON STOCK 767754104 110 21,825 SH   SOLE   21,825 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 1,178 15,025 SH   SOLE   15,025 0 0
STARBUCKS CORP COM COMMON STOCK 855244109 27 350 SH   DFND   350 0 0
TJX COS INC NEW COM COMMON STOCK 872540109 935 14,677 SH   SOLE   14,677 0 0
TARGET CORP COM COMMON STOCK 87612E106 209 3,300 SH   SOLE   3,300 0 0
TARGET CORP COM COMMON STOCK 87612E106 11 180 SH   DFND   180 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 197 4,490 SH   SOLE   4,490 0 0
TEXAS INSTRS INC COM COMMON STOCK 882508104 18 400 SH   DFND   400 0 0
3M CO COM COMMON STOCK 88579Y101 2,072 14,771 SH   SOLE   14,771 0 0
3M CO COM COMMON STOCK 88579Y101 16 115 SH   DFND   115 0 0
TRANSCANADA CORP FOREIGN EQUITIES 89353D107 1,596 34,960 SH   SOLE   34,960 0 0
TYSON FOODS INC COMMON STOCK 902494103 969 28,965 SH   SOLE   28,965 0 0
TYSON FOODS INC COMMON STOCK 902494103 12 350 SH   DFND   350 0 0
U S BANCORP DEL COM COMMON STOCK 902973304 1,131 28,005 SH   SOLE   28,005 0 0
U S BANCORP DEL COM COMMON STOCK 902973304 21 525 SH   DFND   525 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 199 1,895 SH   SOLE   1,895 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 17 160 SH   DFND   160 0 0
UNITED TECHNOLOGIES CORP COM COMMON STOCK 913017109 1,478 12,990 SH   SOLE   12,990 0 0
UNITED TECHNOLOGIES CORP COM COMMON STOCK 913017109 44 385 SH   DFND   385 0 0
V F CORPORATION COMMON STOCK 918204108 1,166 18,712 SH   SOLE   18,712 0 0
VALERO ENERGY NEW COMMON STOCK 91913Y100 824 16,356 SH   SOLE   16,356 0 0
VALERO ENERGY NEW COMMON STOCK 91913Y100 11 225 SH   DFND   225 0 0
ETF VANGUARD EMER MKT ETF-EQUITIES 922042858 1,372 33,362 SH   SOLE   33,362 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 2,764 56,263 SH   SOLE   56,263 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 37 750 SH   DFND   750 0 0
VISA INC COM CL A COMMON STOCK 92826C839 1,122 5,040 SH   SOLE   5,040 0 0
VISA INC COM CL A COMMON STOCK 92826C839 26 115 SH   DFND   115 0 0
WAL-MART STORES INC COM COMMON STOCK 931142103 966 12,283 SH   SOLE   12,283 0 0
WAL-MART STORES INC COM COMMON STOCK 931142103 33 425 SH   DFND   425 0 0
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109 1,895 42,254 SH   SOLE   42,254 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 1,325 29,185 SH   SOLE   29,185 0 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 39 850 SH   DFND   850 0 0
WESTERN DIGITAL CORP COMMON STOCK 958102105 1,192 14,210 SH   SOLE   14,210 0 0
WESTERN DIGITAL CORP COMMON STOCK 958102105 38 450 SH   DFND   450 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 571 20,432 SH   SOLE   20,432 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 6 200 SH   DFND   200 0 0