8. EMPLOYEE BENEFIT PLANS

Components of net periodic benefit cost (income) for the three months ended June 30 were as follows:



In millions	U.S. Pension Benefits		International Pension Benefits		Total Pension Benefits
In millions	2015	2014	2015	2014	2015	2014
Net service cost	$—	$—	$3	$3	$3	$3
Interest cost	22	34	12	20	34	54
Expected return on plan assets	(18)	(29)	(17)	(26)	(35)	(55)
Curtailment	—	—	(3)	—	(3)	—
Settlement	—	—	427	—	427	—
Net periodic benefit cost (income)	$4	$5	$422	$(3)	$426	$2

Components of net periodic benefit cost (income) for the six months ended June 30 were as follows:



In millions	U.S. Pension Benefits		International Pension Benefits		Total Pension Benefits
In millions	2015	2014	2015	2014	2015	2014
Net service cost	$—	$—	$6	$6	$6	$6
Interest cost	44	66	27	41	71	107
Expected return on plan assets	(36)	(59)	(39)	(52)	(75)	(111)
Amortization of prior service cost	—	—	—	1	—	1
Curtailment	—	—	(3)	—	(3)	—
Settlement	—	—	427	(2)	427	(2)
Net periodic benefit cost (income)	$8	$7	$418	$(6)	$426	$1

During the second quarter of 2015, the Company completed the transfer of the UK London pension plan to an insurer. As a result of the transfer, the Company recorded a settlement loss of $427 million in the three and six months ended June 30, 2015 in the Condensed Consolidated Statement of Operations as well as an offsetting decrease to prepaid pension costs in the Condensed Consolidated Balance Sheet as of June 30, 2015.

The benefit from the postretirement plan for the three and six months ended June 30 was:



	Three months ended June 30		Six months ended June 30
In millions	2015	2014	2015	2014
Amortization of:
Prior service benefit	(4)	(4)	(9)	(9)
Actuarial loss	—	—	1	1
Net postretirement benefit	$(4)	$(4)	$(8)	$(8)

The cost of the postemployment plan for the three and six months ended June 30 was:



	Three months ended June 30		Six months ended June 30
In millions	2015	2014	2015	2014
Net service cost	$4	$3	$8	$7
Interest cost	1	2	2	4
Amortization of prior service benefit	(1)	(1)	(2)	(2)
Net benefit cost	$4	$4	$8	$9
Restructuring severance cost	(3)	—	(5)	—
Total postemployment cost	$1	$4	$3	$9

Employer Contributions

Pension For the three and six months ended June 30, 2015, NCR contributed approximately $7 million and $14 million, respectively, to its international pension plans. In 2015, NCR anticipates contributing an additional $21 million to its international pension plans for a total of $35 million. NCR may make one or more additional discretionary contributions over the next twelve months, but no such contributions are currently scheduled.

Postretirement For the three and six months ended June 30, 2015, NCR contributed zero and $1 million, respectively, to its U.S. postretirement plan. NCR anticipates contributing an additional $3 million to its U.S. postretirement plan for a total of $4 million in 2015.

Postemployment For the three and six months ended June 30, 2015, NCR contributed approximately $9 million and $20 million, respectively, to its postemployment plans. NCR anticipates contributing an additional $60 million to its postemployment plans for a total of $80 million in 2015, which includes planned contributions associated with the previously announced restructuring plan. See Note 2, "Restructuring Plan,"