-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 MxoVlKUzHyEB8HF4yaLedgkTdH7DcgyM1zLIjrUC8cecDxMdbsneKn5m+bRswGt1
 luAxq35TeQ8WJXwLB9xiqA==

<SEC-DOCUMENT>0000000000-08-005502.txt : 20080310
<SEC-HEADER>0000000000-08-005502.hdr.sgml : 20080310
<ACCEPTANCE-DATETIME>20080131112147
<PRIVATE-TO-PUBLIC>
ACCESSION NUMBER:		0000000000-08-005502
CONFORMED SUBMISSION TYPE:	UPLOAD
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20080131

FILED FOR:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANK OF AMERICA CORP /DE/
		CENTRAL INDEX KEY:			0000070858
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				560906609
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		UPLOAD

	BUSINESS ADDRESS:	
		STREET 1:		BANK OF AMERICA CORPORATE CENTER
		STREET 2:		100 N TRYON ST
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28255
		BUSINESS PHONE:		7043868486

	MAIL ADDRESS:	
		STREET 1:		BANK OF AMERICA CORPORATE CENTER
		STREET 2:		100 N TRYON ST
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28255

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BANKAMERICA CORP/DE/
		DATE OF NAME CHANGE:	19981022

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NATIONSBANK CORP
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NCNB CORP
		DATE OF NAME CHANGE:	19920107
</SEC-HEADER>
<DOCUMENT>
<TYPE>LETTER
<SEQUENCE>1
<FILENAME>filename1.pdf
<TEXT>
<PDF>
begin 644 filename1.pdf
M)5!$1BTQ+C0-)>+CS],-"C4Q(#`@;V)J#3P\+TQI;F5A<FEZ960@,2],(#$S
M,#,Y+T\@-3,O12`V-#,W+TX@,2]4(#$Q.3<R+T@@6R`U-38@,3<V73X^#65N
M9&]B:@T@("`@("`@("`@("`@("`@("`@#0IX<F5F#0HU,2`Q,PT*,#`P,#`P
M,#`Q-B`P,#`P,"!N#0HP,#`P,#`P.#DY(#`P,#`P(&X-"C`P,#`P,#$Q-S(@
M,#`P,#`@;@T*,#`P,#`P,30Q-2`P,#`P,"!N#0HP,#`P,#`Q.#0W(#`P,#`P
M(&X-"C`P,#`P,#$X.#(@,#`P,#`@;@T*,#`P,#`P,C<T,B`P,#`P,"!N#0HP
M,#`P,#`S,3<U(#`P,#`P(&X-"C`P,#`P,#4X-C@@,#`P,#`@;@T*,#`P,#`P
M-C$Q,2`P,#`P,"!N#0HP,#`P,#`V,S8P(#`P,#`P(&X-"C`P,#`P,#`W,S(@
M,#`P,#`@;@T*,#`P,#`P,#4U-B`P,#`P,"!N#0IT<F%I;&5R#0H\/"]3:7IE
M(#8T+U!R978@,3$Y-C$O6%)E9E-T;2`W,S(O4F]O="`U,B`P(%(O26YF;R`V
M(#`@4B])1%L\,3@Y.3$W1$4Q1C,U-3)"1#<U,31!-#<S-4$V-S`U1#4^/#8W
M035#1#<Y,$9!.3@R-$-!-#E!.$4S034V0C%"1#=!/ET^/@T*<W1A<G1X<F5F
M#0HP#0HE)45/1@T*("`-"C8S(#`@;V)J#3P\+TQE;F=T:"`X-B]#(#DU+T9I
M;'1E<B]&;&%T941E8V]D92])(#$Q-R],(#<Y+U,@,SD^/G-T<F5A;0T*>-IB
M8&#@9&!@?L(`!"(3&5`!$Q"S,'`<8#!`$N2$8@8&908>7L9>!F9+B5=)O`S7
MF!;`-,E(035;`3$C`X-$*81F7@HWA8V!0><P1)31#2#``%SX"7T-"F5N9'-T
M<F5A;0UE;F1O8FH--C(@,"!O8FH-/#PO3&5N9W1H(#(P+T9I;'1E<B]&;&%T
M941E8V]D92]76S$@,2`Q72]);F1E>%LW(#0T72]$96-O9&5087)M<SP\+T-O
M;'5M;G,@,R]0<F5D:6-T;W(@,3(^/B]3:7IE(#4Q+U1Y<&4O6%)E9CX^<W1R
M96%M#0IXVF)B8F1@8F!@'"H8(,``+_,`APT*96YD<W1R96%M#65N9&]B:@TU
M,B`P(&]B:@T\/"]-87)K26YF;SP\+TQE='1E<G-P86-E1FQA9W,@,"]-87)K
M960@=')U93X^+TUE=&%D871A(#4@,"!2+U!I96-E26YF;SP\+TUA<FME9%!$
M1CP\+TQA<W1-;V1I9FEE9"A$.C(P,#@P,3,Q,3$Q,C,W*3X^/CXO4&%G97,@
M-"`P(%(O4&%G94QA>6]U="]/;F5#;VQU;6XO4W1R=6-T5')E95)O;W0@-R`P
M(%(O5'EP92]#871A;&]G+TQA;F<H_O\`10!.`"T`50!3*2],87-T36]D:69I
M960H1#HR,#`X,#$S,3$Q,3(S-RDO4&%G94QA8F5L<R`R(#`@4CX^#65N9&]B
M:@TU,R`P(&]B:@T\/"]#<F]P0F]X6S`@,"`V,3(@-SDR72]087)E;G0@-"`P
M(%(O4W1R=6-T4&%R96YT<R`P+T-O;G1E;G1S(#4V(#`@4B]2;W1A=&4@,"]-
M961I84)O>%LP(#`@-C$R(#<Y,ETO4F5S;W5R8V5S/#PO0V]L;W)3<&%C93P\
M+T-3,"`U-2`P(%(^/B]&;VYT/#PO5%0P(#4T(#`@4B]45#$@-3<@,"!2/CXO
M4')O8U-E=%LO4$1&+U1E>'1=+T5X=$=3=&%T93P\+T=3,"`V,2`P(%(^/CX^
M+U1Y<&4O4&%G93X^#65N9&]B:@TU-"`P(&]B:@T\/"]3=6)T>7!E+U1R=654
M>7!E+T9O;G1$97-C<FEP=&]R(#4Y(#`@4B],87-T0VAA<B`Q,C$O5VED=&AS
M6S(U,"`P(#`@,"`P(#`@,"`P(#`@,"`P(#`@,C4P(#,S,R`R-3`@,"`U,#`@
M-3`P(#4P,"`P(#4P,"`U,#`@-3`P(#`@-3`P(#`@,C<X(#`@,"`P(#`@,"`P
M(#<R,B`V-C<@-C8W(#<R,B`P(#4U-B`P(#`@,"`S.#D@-S(R(#8Q,2`X.#D@
M-S(R(#<R,B`U-38@,"`P(#4U-B`V,3$@,"`P(#DT-"`P(#`@,"`P(#`@,"`P
M(#`@,"`T-#0@,"`T-#0@-3`P(#0T-"`S,S,@-3`P(#4P,"`R-S@@,"`U,#`@
M,C<X(#<W."`U,#`@-3`P(#4P,"`P(#,S,R`S.#D@,C<X(#4P,"`U,#`@-S(R
M(#`@-3`P72]"87-E1F]N="]4:6UE<TYE=U)O;6%N4%--5"]&:7)S=$-H87(@
M,S(O16YC;V1I;F<O5VEN06YS:45N8V]D:6YG+U1Y<&4O1F]N=#X^#65N9&]B
M:@TU-2`P(&]B:@U;+TE#0T)A<V5D(#4X(#`@4ET-96YD;V)J#34V(#`@;V)J
M#3P\+TQE;F=T:"`W.3`O1FEL=&5R+T9L871E1&5C;V1E/CYS=')E86T-"DB)
ME%5=;]HP%'W/K[B/82+!=CZIJDHEM-/88'1$FB:TARR8DBW8R(16_/O9"4G(
M2$HG%`6,[SG7YYY[/0JUP1QN;P?3X-,8$-S=C<8!:(-@@2#>RP7U@7W,M,%'
MN?2\UP9AB`!#N-8PR?^5KR$"#_FF1R#<:CKTPM_:PU3!U-"XA$9@8!.[#H3C
MCJVDW!I^Z-AA7=UA7]WA5`F9""$7PAB,\NLKJ+!IE*2PR/@.;,?%K2!N?2H9
MCU0DL:L#KCJHO0:U55-;)?4D8H=('($X?2`(^:TP_B6Y\0[V88/=J]F]ZN#"
MA`FG\,6$N4ABVEY0U,#Q:QS_A+/4@TU"USU;A\>$12Q.HA2^JM_J27H&UF,J
MH/<SG%RBXVL:+?51Q/X`7\/]MN?K5"8:0<#%CHLH2SCKP#TWUYL0%`+*LL[\
M&A;$",',A/`H).\B$Y1F[9K9C5.1^E2DU#[81"+E64;[,`N`^,1QVJ&<R^IW
M>AU7/I7=BXONS6GM.@-;(5BY>WQEGJ7^C=Z`+!)QT)E.[]6Y\KA18'H%I@0D
MG@0LWX]<;*65C,^PY@*R#956V<?2)S]H)."!K>@*QC2FVU^R$A;.N\'MH*SZ
MP:T9<X*]8GBJ&)YD:\G"ID>8R]/PU?[$,XU$O"E)O#Y,#JRP?JX/KJ7"2BI4
MDL@Q9J$R)F(K6-!==DKXM-Y>E.&EQ8GIV<.\#PVW(9N4)97)Y)K-N'GZA@W7
M(5:['`2=U?PTL6NK%-D[;TUA_&9_-\;X6!5+38U\7-RTXY'_,"RQ&N1.3>[4
M-BV&W%+_WAOJ5$T3V$0O%&*NFGG7PWI*,UE6?A`@Z$M"7Y6#C^JG,H7<4QA/
ME4S0-%)[UTF:L.=]OI:#,5ZHJ[AQW:\X[U>CF8>::@=)*Z3)1)[&4%>/'",2
M,9/>2_:0)?F2V5&T:D!()SB53E9CJ+<KUIP'AG7U'B#N98%ET<_"%@F3`YJF
MQWX[@->D;`:WA_A7[V4RO'[]-Z^>?SNSF<>$;QC,39CQ-&+M</B<\3Z.^8%E
MT@8P$O+2VD!^B]61#Z'V5X`!`$_3*M0-"F5N9'-T<F5A;0UE;F1O8FH--3<@
M,"!O8FH-/#PO4W5B='EP92]4<G5E5'EP92]&;VYT1&5S8W)I<'1O<B`V,"`P
M(%(O3&%S=$-H87(@,3(Q+U=I9'1H<ULR-3`@,"`P(#`@,"`P(#`@,"`P(#`@
M,"`P(#(U,"`S,S,@,C4P(#`@-3`P(#4P,"`U,#`@-3`P(#`@-3`P(#4P,"`U
M,#`@,"`P(#,S,R`P(#`@,"`P(#`@,"`W,C(@-C8W(#<R,B`W,C(@-C8W(#8Q
M,2`P(#`@,"`U,#`@-S<X(#`@.30T(#<R,B`P(#8Q,2`W-S@@-S(R(#4U-B`P
M(#`@,"`P(#`@-S(R(#`@,"`P(#`@,"`P(#`@-3`P(#4U-B`T-#0@-34V(#0T
M-"`S,S,@,"`U-38@,C<X(#`@-34V(#(W."`X,S,@-34V(#4P,"`U-38@,"`T
M-#0@,S@Y(#,S,R`U-38@,"`P(#`@-3`P72]"87-E1F]N="]4:6UE<TYE=U)O
M;6%N4%,M0F]L9$U4+T9I<G-T0VAA<B`S,B]%;F-O9&EN9R]7:6Y!;G-I16YC
M;V1I;F<O5'EP92]&;VYT/CX-96YD;V)J#34X(#`@;V)J#3P\+TQE;F=T:"`R
M-3DX+T9I;'1E<B]&;&%T941E8V]D92].(#,O06QT97)N871E+T1E=FEC95)'
M0CX^<W1R96%M#0IHWIR6=U14UQ:'S[UW>J'-,-(9>I,N,(#T+B`=!%$89@88
MR@###$ULB*A`1!$1`460H(`!HZ%(K(AB(2BH8`]($%!B,(JHJ&1&UDI\>7GO
MY>7WQ[W?VF?O<_?9>Y^U+@`D3Q\N+P66`B"9)^`'>CC35X5'T+']``9X@`&F
M`#!9Z:F^0>[!0"0O-Q=ZNL@)_(O>#`%(_+YEZ.E/IX/_3]*L5+X``,A?Q.9L
M3CI+Q/DB3LH4I(KM,R*FQB2*&4:)F2]*4,1R8HY;Y*6??1;94<SL9!Y;Q.*<
M4]G);#'WB'A[AI`C8L1'Q`497$ZFB&^+6#-)F,P5\5MQ;#*'F0X`BB2V"SBL
M>!&;B)C$#PYT$?%R`'"DN"\XY@L6<+($XD.YI*1F\[EQ\0*Z+DN/;FIMS:![
M<C*3.`*!H3^3E<CDL^DN*<FI3%XV`(MG_BP9<6WIHB);FEI;6AJ:&9E^4:C_
MNO@W)>[M(KT*^-PSB-;WA^VO_%+J`&#,BFJSZP];S'X`.K8"('?_#YOF(0`D
M17UKO_'%>6CB>8D7"%)MC(TS,S.-N!R6D;B@O^M_.OP-??$](_%VOY>'[LJ)
M90J3!'1QW5@I22E"/CT]E<GBT`W_/,3_./"O\U@:R(GE\#D\442H:,JXO#A1
MNWELKH";PJ-S>?^IB?\P[$]:G&N1*/6?`#7*"$C=H`+DYSZ`HA`!$GE0W/7?
M^^:##P7BFQ>F.K$X]Y\%_?NN<(GXD<Z-^QSG$AA,9PGY&8MKXFL)T(``)`$5
MR`,5H`%T@2$P`U;`%C@"-[`"^(%@$`[6`A:(!\F`#S)!+M@,"D`1V`7V@DI0
M`^I!(V@!)T`'.`TN@,O@.K@)[H`'8`2,@^=@!KP!\Q`$82$R1('D(55("S*`
MS"`&9`^Y03Y0(!0.14-Q$`\20KG0%J@(*H4JH5JH$?H6.@5=@*Y"`]`]:!2:
M@GZ%WL,(3(*IL#*L#1O##-@)]H:#X35P')P&Y\#Y\$ZX`JZ#C\'M\`7X.GP'
M'H&?P[,(0(@(#5%##!$&XH+X(1%(+,)'-B"%2#E2A[0@74@O<@L90::1=R@,
MBH*BHPQ1MBA/5`B*A4I#;4`5HRI11U'MJ![4+=0H:@;U"4U&*Z$-T#9H+_0J
M=!PZ$UV`+D<WH-O0E]!WT./H-Q@,AH;1P5AA/#'AF`3,.DPQY@"F%7,>,X`9
MP\QBL5AYK`'6#NN'96(%V`+L?NPQ[#GL('8<^Q9'Q*GBS'#NN`@<#Y>'*\<U
MX<[B!G$3N'F\%%X+;X/WP[/QV?@2?#V^"W\#/XZ?)T@3=`AVA&!"`F$SH8+0
M0KA$>$AX1202U8G6Q``BE[B)6$$\3KQ"'"6^(\F0]$DNI$B2D+23=(1TGG2/
M](I,)FN3'<D19`%Y)[F1?)'\F/Q6@B)A).$EP9;8*%$ET2XQ*/%"$B^I)>DD
MN58R1[)<\J3D#<EI*;R4MI2+%%-J@U25U"FI8:E9:8JTJ;2?=+)TL723]%7I
M21FLC+:,FPQ;)E_FL,Q%F3$*0M&@N%!8E"V4>LHERC@50]6A>E$3J$74;ZC]
MU!E9&=EELJ&R6;)5LF=D1V@(39OF14NBE=!.T(9H[Y<H+W%:PEFR8TG+DL$E
M<W**<HYR'+E"N5:Y.W+OY>GR;O*)\KOE.^0?*:`4]!4"%#(5#BI<4IA6I"K:
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M-I8V`IL3-K_8&MHFVC;93B[76<Y97K]\S$[=CFE7:S=B3[>/MC]D/^*@YL!T
MJ'-XXJCAR'9L<)QPTG-*<#KF],+9Q)GOW.8\YV+CLM[EO"OBZN%:Z-KO)N,6
MXE;I]MA=W3W.O=E]QL/"8YW'>4^TI[?G;L]A+V4OEE>CU\P*JQ7K5_1XD[R#
MO"N]G_CH^_!]NGQAWQ6^>WP?KM1:R5O9X0?\O/SV^#WRU_%/\_\^`!/@'U`5
M\#30-#`WL#>($A05U!3T)M@YN"3X08ANB#"D.U0R-#*T,70NS#6L-&QDE?&J
M]:NNARN$<\,[([`1H1$-$;.KW5;O73T>:1%9$#FT1F=-UIJK:Q76)JT]$R49
MQ8PZ&8V.#HMNBO[`]&/6,6=CO&*J8V98+JQ]K.=L1W89>XICQRGE3,3:Q9;&
M3L;9Q>V)FXIWB"^/G^:Z<"NY+Q,\$VH2YA+]$H\D+B2%);4FXY*CDT_Q9'B)
MO)X4E92LE(%4@]2"U)$TF[2]:3-\;WY#.I2^)KU30!7]3/4)=85;A:,9]AE5
M&6\S0S-/9DEG\;+ZLO6S=V1/Y+CG?+T.M8ZUKCM7+7=S[NAZI_6U&Z`-,1NZ
M-VILS-\XOLECT]'-A,V)FW_(,\DKS7N])6Q+5[YR_J;\L:T>6YL+)`KX!</;
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M[ZR\,S`4,G1W.')XY"[[[N2]I'LO[V?<GW^PZ2'Z8>$CJ4?ECY4>U_VH]V/K
MB.7(F5'7T;XG04\>C+'&GO^4_M.'\?RGY*?E$ZH3C9-FDZ>GW*=N/EO];/QY
MZO/YZ8*?I7^N?J'[XKM?''_IFUDU,_Z2_W+AU^)7\J^.O%[VNGO6?_;QF^0W
M\W.%;^7?'GW'>-?[/NS]Q'SF!^R'BH]Z'[L^>7]ZN)"\L/";``,`]X3S^PH-
M"F5N9'-T<F5A;0UE;F1O8FH--3D@,"!O8FH-/#PO4W1E;58@.#(O1F]N=$YA
M;64O5&EM97-.97=2;VUA;E!3350O1F]N=%-T<F5T8V@O3F]R;6%L+T9O;G17
M96EG:'0@-#`P+T9L86=S(#,T+T1E<V-E;G0@+3(Q-B]&;VYT0D)O>%LM-38X
M("TS,#<@,C`P,"`Q,#`W72]!<V-E;G0@.#DQ+T9O;G1&86UI;'DH5&EM97,@
M3F5W(%)O;6%N*2]#87!(96EG:'0@-C4V+UA(96EG:'0@+34T-B]4>7!E+T9O
M;G1$97-C<FEP=&]R+TET86QI8T%N9VQE(#`^/@UE;F1O8FH--C`@,"!O8FH-
M/#PO4W1E;58@,3,V+T9O;G1.86UE+U1I;65S3F5W4F]M86Y04RU";VQD350O
M1F]N=%-T<F5T8V@O3F]R;6%L+T9O;G1796EG:'0@-S`P+T9L86=S(#,T+T1E
M<V-E;G0@+3(Q-B]&;VYT0D)O>%LM-34X("TS,#<@,C`P,"`Q,#(V72]!<V-E
M;G0@.#DQ+T9O;G1&86UI;'DH5&EM97,@3F5W(%)O;6%N*2]#87!(96EG:'0@
M-C4V+UA(96EG:'0@+34T-B]4>7!E+T9O;G1$97-C<FEP=&]R+TET86QI8T%N
M9VQE(#`^/@UE;F1O8FH--C$@,"!O8FH-/#PO3U!-(#$O3U`@9F%L<V4O;W`@
M9F%L<V4O5'EP92]%>'1'4W1A=&4O4T$@9F%L<V4O4TT@,"XP,CX^#65N9&]B
M:@TQ(#`@;V)J#3P\+T9I<G-T(#,S.2],96YG=&@@.#,W+T9I;'1E<B]&;&%T
M941E8V]D92].(#0T+U1Y<&4O3V)J4W1M/CYS=')E86T-"GC:W%9-3]M`$.U/
M&:F7]M#NI[UK"56"`"H*7R)!/:`>#"RIU6!'QJG@W_>M)PDA@&H?*JI*228S
M^^;-[)MDUXXD>5)24D8FR?"-C$-`46H,*4W.(&C(IXJ4I<PGI/!2$I@4ZP9A
M!T""($+62U)(<#(AC:\N24E'2):1UH!831J\'CS:`JH]::1F3I$&5`*D'6R*
M=2PID&JD*JP;"0H414FMT8Z)5!*^@4W@6]@,?J2V\,%GLP3[00F+?<52F25L
M2*?X0$BGWA"@VJ%H;"WV:<'GK26\M/?PP9>!W((O\YZL0RLH:CTLM+)0#D)0
M@A(J];2U)8;05-*9.,WK4#;C.@3(^S1P'.Z;87@@)<ZJ:3C*9U'Z"!D_S((8
M-?7\JL6=554C!M/\[J[%J(CY\B76N%`M9]2Y-8J-9F/86#8)FY2-8^/9,(MA
M%L,LAED,LQAF,<QBF,4PBV$6PRR662RS6&:QS&*9Q3*+91;++)99++,D+<MW
M<4KMJAB)4;AJQ&%>3C[L'7\Z'[W[V$IP/+^]NY#QAQ?A;6BGNGYXK^48ZL)H
M<2H.RFE1AM&/'++N%Y-Y'<1N7<T&^6SIGLR;"!&C65Z*T?SR[JHN9LW2G85Z
M/3`^V<9[@/=^:S&IXF>HYLME%-ZI[L5N\4L<5_5M/D4+>^5U634!`7SL8Z"/
MWGEY'>K'ZF`]B+0'8K_.;T-+\S7DP(!F7#33`/MD+^B',U[:_H7B"2C'@G)'
MJR@/1/%`5,H8+D>,X9JK!/,H--J]"MLW#:#RLVSWO3TM)E"LR>M&G&!:#U&5
M;W71%.7DJ+H.XK`>7W+B3KBIZK#*/(`*9=.ZT&K-:\D>_3>JC&/@+]8VZ3^Z
M;:??3O%$OYWBN&1B\?_^?(6ZV\O_^6!QN@Q)XMCUBV-W<>),*#&K>V>5,L3=
MU1FJNT--=ZCM#DW^##4;2J1=4X;DNC8R6-X*>$18RUE>%:\E+>Z`(65K2<N+
MX=7QR#Y@U;D=@'4?L.D#MGW`20>PW=1=I7U*N`[@Y%D)WZ=$U@.L>_P]M>K^
MJ]Q\;D+V^HR?/5:]K#*R3.>1`-QGV+K+L-/-2>@^P]:N#[C/C'76N7D<@+(#
MV+TZ.*.Z#>ZW``,`/]:4R0T*96YD<W1R96%M#65N9&]B:@TR(#`@;V)J#3P\
M+TYU;7-;,"`S(#`@4ET^/@UE;F1O8FH-,R`P(&]B:@T\/"]3+T0^/@UE;F1O
M8FH--"`P(&]B:@T\/"]#;W5N="`Q+U1Y<&4O4&%G97,O2VED<ULU,R`P(%)=
M/CX-96YD;V)J#34@,"!O8FH-/#PO4W5B='EP92]834PO3&5N9W1H(#0P-S@O
M5'EP92]-971A9&%T83X^<W1R96%M#0H\/WAP86-K970@8F5G:6X](N^[OR(@
M:60](E<U33!-<$-E:&E(>G)E4WI.5&-Z:V,Y9"(_/@H\>#IX;7!M971A('AM
M;&YS.G@](F%D;V)E.FYS.FUE=&$O(B!X.GAM<'1K/2)!9&]B92!835`@0V]R
M92`T+C`M8S,Q-B`T-"XR-3,Y,C$L(%-U;B!/8W0@,#$@,C`P-B`Q-SHQ-#HS
M.2(^"B`@(#QR9&8Z4D1&('AM;&YS.G)D9CTB:'1T<#HO+W=W=RYW,RYO<F<O
M,3DY.2\P,B\R,BUR9&8M<WEN=&%X+6YS(R(^"B`@("`@(#QR9&8Z1&5S8W)I
M<'1I;VX@<F1F.F%B;W5T/2(B"B`@("`@("`@("`@('AM;&YS.G!D9CTB:'1T
M<#HO+VYS+F%D;V)E+F-O;2]P9&8O,2XS+R(^"B`@("`@("`@(#QP9&8Z4')O
M9'5C97(^06-R;V)A="!$:7-T:6QL97(@."XQ+C`@*%=I;F1O=W,I/"]P9&8Z
M4')O9'5C97(^"B`@("`@(#PO<F1F.D1E<V-R:7!T:6]N/@H@("`@("`\<F1F
M.D1E<V-R:7!T:6]N(')D9CIA8F]U=#TB(@H@("`@("`@("`@("!X;6QN<SIP
M9&9X/2)H='1P.B\O;G,N861O8F4N8V]M+W!D9G@O,2XS+R(^"B`@("`@("`@
M(#QP9&9X.D-O;7!A;GD^4V5C=7)I=&EE<R!A;F0@17AH86YG92!#;VUM:7-S
M:6]N/"]P9&9X.D-O;7!A;GD^"B`@("`@("`@(#QP9&9X.E-O=7)C94UO9&EF
M:65D/D0Z,C`P.#`Q,C0R,C(P,30\+W!D9G@Z4V]U<F-E36]D:69I960^"B`@
M("`@(#PO<F1F.D1E<V-R:7!T:6]N/@H@("`@("`\<F1F.D1E<V-R:7!T:6]N
M(')D9CIA8F]U=#TB(@H@("`@("`@("`@("!X;6QN<SIX87`](FAT='`Z+R]N
M<RYA9&]B92YC;VTO>&%P+S$N,"\B/@H@("`@("`@("`\>&%P.D-R96%T;W)4
M;V]L/D%C<F]B870@4$1&36%K97(@."XQ(&9O<B!7;W)D/"]X87`Z0W)E871O
M<E1O;VP^"B`@("`@("`@(#QX87`Z36]D:69Y1&%T93XR,#`X+3`Q+3,Q5#$Q
M.C$R.C,W+3`U.C`P/"]X87`Z36]D:69Y1&%T93X*("`@("`@("`@/'AA<#I#
M<F5A=&5$871E/C(P,#@M,#$M,S%4,3$Z,3(Z,S0M,#4Z,#`\+WAA<#I#<F5A
M=&5$871E/@H@("`@("`@("`\>&%P.DUE=&%D871A1&%T93XR,#`X+3`Q+3,Q
M5#$Q.C$R.C,W+3`U.C`P/"]X87`Z365T861A=&%$871E/@H@("`@("`\+W)D
M9CI$97-C<FEP=&EO;CX*("`@("`@/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O
M=70](B(*("`@("`@("`@("`@>&UL;G,Z>&%P34T](FAT='`Z+R]N<RYA9&]B
M92YC;VTO>&%P+S$N,"]M;2\B/@H@("`@("`@("`\>&%P34TZ1&]C=6UE;G1)
M1#YU=6ED.F)E-6(Y,C1F+6(W,3<M-#%E-BTX-F1D+3AC8CEE.31B9C<S93PO
M>&%P34TZ1&]C=6UE;G1)1#X*("`@("`@("`@/'AA<$U-.DEN<W1A;F-E240^
M=75I9#IF.38Y830W-RTT,&1E+30U838M86)C,2TU8C(W86)E.30W-C@\+WAA
M<$U-.DEN<W1A;F-E240^"B`@("`@("`@(#QX87!-33IS=6)J96-T/@H@("`@
M("`@("`@("`\<F1F.E-E<3X*("`@("`@("`@("`@("`@/')D9CIL:3XR/"]R
M9&8Z;&D^"B`@("`@("`@("`@(#PO<F1F.E-E<3X*("`@("`@("`@/"]X87!-
M33IS=6)J96-T/@H@("`@("`\+W)D9CI$97-C<FEP=&EO;CX*("`@("`@/')D
M9CI$97-C<FEP=&EO;B!R9&8Z86)O=70](B(*("`@("`@("`@("`@>&UL;G,Z
M9&,](FAT='`Z+R]P=7)L+F]R9R]D8R]E;&5M96YT<R\Q+C$O(CX*("`@("`@
M("`@/&1C.F9O<FUA=#YA<'!L:6-A=&EO;B]P9&8\+V1C.F9O<FUA=#X*("`@
M("`@("`@/&1C.F-R96%T;W(^"B`@("`@("`@("`@(#QR9&8Z4V5Q/@H@("`@
M("`@("`@("`@("`\<F1F.FQI/E4N4RX\+W)D9CIL:3X*("`@("`@("`@("`@
M/"]R9&8Z4V5Q/@H@("`@("`@("`\+V1C.F-R96%T;W(^"B`@("`@("`@(#QD
M8SIT:71L93X*("`@("`@("`@("`@/')D9CI!;'0^"B`@("`@("`@("`@("`@
M(#QR9&8Z;&D@>&UL.FQA;F<](G@M9&5F875L="(^06-C;W5N=&EN9R!-96UO
M<F%N9'5M($%M96YD;65N="]3=7!P;&5M96YT86P@4F5S<&]N<V4\+W)D9CIL
M:3X*("`@("`@("`@("`@/"]R9&8Z06QT/@H@("`@("`@("`\+V1C.G1I=&QE
M/@H@("`@("`\+W)D9CI$97-C<FEP=&EO;CX*("`@/"]R9&8Z4D1&/@H\+W@Z
M>&UP;65T83X*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@(`H\/WAP86-K970@96YD
M/2)W(C\^#0IE;F1S=')E86T-96YD;V)J#38@,"!O8FH-/#PO0W)E871I;VY$
M871E*$0Z,C`P.#`Q,S$Q,3$R,S0M,#4G,#`G*2]!=71H;W(H52Y3+BDO0W)E
M871O<BA!8W)O8F%T(%!$1DUA:V5R(#@N,2!F;W(@5V]R9"DO4')O9'5C97(H
M06-R;V)A="!$:7-T:6QL97(@."XQ+C`@7"A7:6YD;W=S7"DI+TUO9$1A=&4H
M1#HR,#`X,#$S,3$Q,3(S-RTP-2<P,"<I+T-O;7!A;GDH4V5C=7)I=&EE<R!A
M;F0@17AH86YG92!#;VUM:7-S:6]N*2]3;W5R8V5-;V1I9FEE9"A$.C(P,#@P
M,3(T,C(R,#$T*2]4:71L92A!8V-O=6YT:6YG($UE;6]R86YD=6T@06UE;F1M
M96YT+U-U<'!L96UE;G1A;"!297-P;VYS92D^/@UE;F1O8FH->')E9@T*,"`U
M,0T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`V-#,W(#`P,#`P(&X-"C`P
M,#`P,#<S-S`@,#`P,#`@;@T*,#`P,#`P-S0P-"`P,#`P,"!N#0HP,#`P,#`W
M-#(X(#`P,#`P(&X-"C`P,#`P,#<T.#`@,#`P,#`@;@T*,#`P,#`Q,38S-2`P
M,#`P,"!N#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@
M9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P
M,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P
M,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V
M-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@
M9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P
M,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P
M,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V
M-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@
M9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P
M,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P
M,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V
M-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@
M9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P
M,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P
M,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V
M-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@
M9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P,#`P(#8U-3,U(&8-"C`P
M,#`P,#`P,#`@-C4U,S4@9@T*,#`P,#`P,#`P,"`V-34S-2!F#0HP,#`P,#`P
M,#`P(#8U-3,U(&8-"C`P,#`P,#`P,#`@-C4U,S4@9@T*=')A:6QE<@T*/#PO
B4VEZ92`U,3X^#0IS=&%R='AR968-"C$Q-@T*)25%3T8-"C\_
`
end
</PDF>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----